|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Cobblestone Country Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Cobblestone Country Federal Credit Union's 12 month CDs rates are at 0.09%, 6 month CDs rates are at 0.07%. Cobblestone Country Federal Credit Union's savings rates are at 0.05%. Cobblestone Country Federal Credit Union's Personal Loan Rates are at 8.74%. MonitorBankRates evaluates the financial stability of Cobblestone Country Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.19%. Rates were last updated on 04/05/2026. Cobblestone Country Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cobblestone Country Federal Credit Union? Share your experience about Cobblestone Country Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cobblestone Country Federal Credit Union. Cobblestone Country Federal Credit Union
Cobblestone Country FCU 299 West Ave
https://cobblestonecountryfcu.com/ Albion, NY 14411 
Cobblestone Country Federal Credit Union CD Rates
Cobblestone Country Federal Credit Union Savings Rates
Cobblestone Country Federal Credit Union Checking Rates
Cobblestone Country Federal Credit Union Auto Loan Rates
Cobblestone Country Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cobblestone Country Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cobblestone Country Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cobblestone Country Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cobblestone Country Federal Credit Union
Address
299 West Ave,
Albion, NY 14411
Phone
585-589-5286
Fax
585-589-1320
President
Wayne Hale Jr
CEO
Christine Ranallo
Full-Time Employees
4
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.19%
Return on Assets (ROA)
2.3617%
Return on Equity (ROE)
17.0964%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
23,666,458
Total Amount of Shares and Deposits
20,392,850
Total Shares and Deposits < 1 Year
20,392,849
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
469,694
Total Uninsured Shares and Deposits > $250K (F+J)
469,694
Total Insured Shares and Deposits > $250K (item 17 less item K)
19,923,156
Total Interest Expense (Sum of items 6 8)
12,444
Share Certificates
23
Number of Accounts for Share Drafts
1,422
Number of Accounts for Regular Shares
2,723
All other shares
217
Net Income (unless the amount is already included in Undivided Earnings)
203,587
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,364,668
Total Liabilities
20,409,678
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Cobblestone Country Federal Credit UnionIs Cobblestone Country Federal Credit Union a safe place to deposit money?Yes, Cobblestone Country Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.1927867281965%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Cobblestone Country Federal Credit Union operate?Cobblestone Country Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cobblestone Country Federal Credit Union?Yes, to access services at Cobblestone Country Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cobblestone Country Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cobblestone Country Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cobblestone Country Federal Credit Union offer online and mobile banking?Most modern institutions like Cobblestone Country Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://cobblestonecountryfcu.com/. Current Cobblestone Country Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Richland Federal Credit Union
American Airlines Federal Credit Union
ELGA Credit Union
Saint John A M E Federal Credit Union
City of Fairmont Federal Credit Union
Kinzua Federal Credit Union
Harvesters Credit Union
Catholic Family Credit Union
Money One Federal Credit Union
Vibrant Credit Union
G P M Federal Credit Union
Limestone Federal Credit Union
Family Trust Federal Credit Union
Hartford Firefighters Federal Credit Union
Great Plains Federal Credit Union
USPLK Employees Federal Credit Union
The Local Federal Credit Union
Philadelphia Letter Carriers Federal Credit Union
ih Credit Union
IBEW 141 Federal Credit Union
Northeast Schools And Hospital Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
