Act 1st Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Act 1st Federal Credit Union's 24-Month CD rates are at 4.07%, 18-Month CD rates are at 4.07%, 12-Month CD rates are at 3.81%, 36-Month CD rates are at 3.56%, 60-Month CD rates are at 3.30%. Act 1st Federal Credit Union's savings rates are at 0.05%. Act 1st Federal Credit Union's money market rates are at 0.25%. Act 1st Federal Credit Union's Personal Loan Rates are at 10.00.
Compare Act 1st Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Act 1st Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Act 1st Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Act 1st Federal Credit Union? Share your experience about Act 1st Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Act 1st Federal Credit Union. Overall, Act 1st Federal Credit Union is an excellent credit union worth considering, with an overall rating of 4 stars out of 5 stars. Rate
APY/APR
vs Avg
Act 1st Federal Credit Union
ACT 1st Federal Credit Union 14316 National Hwy SW
LaVale, MD 21502  Compare Act 1st Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
Needham Bank
6-Month CD
4.25%
$1,000
Mountain America Federal Credit Union
12-Month CD
4.25%
$500
Bankwell Bank
6-Month CD
4.20%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Act 1st Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
DCU Digital Federal Credit Union
15-Year Fixed
5.500%
5.728%
1.125
PNB of Kewanee
15-Year Fixed
5.500%
5.785%
0.000
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.625%
5.802%
0.500
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Act 1st Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
1st Valley Credit Union
Platinum Secured Visa
8.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Act 1st Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Act 1st Federal Credit Union InformationCredit Union Name: Act 1st Federal Credit Union
Website: https://www.act1stfcu.org
Full Time Employees: 40Part Time Employees: 0 President: Shawnee McElfish CEO: Stephanie Boyd Branch Locations: 5 ATM Locations: 4 Corporate Office Address:
14316 National Hwy SW
LaVale, MD 21502 Phone Number: 301-729-8015 Fax Number: 301-729-2147 Act 1st Federal Credit Union FinancialsTotal Assets:
146,729,206
Total Amount of Shares and Deposits:
136,408,558
Total Shares and Deposits < 1 Year:
127,121,348
Total Shares and Deposits 1 3 Years:
3,982,936
Total Shares and Deposits > 3 Years:
5,304,276
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,855,166
Total Uninsured Shares and Deposits > $250K (F+J):
5,855,166
Total Insured Shares and Deposits > $250K (item 17 less item K):
130,553,392
Total Interest Expense (Sum of items 6 8):
564,701
Share Certificates:
1,257
Number of Accounts for Share Drafts:
6,283
IRA KEOGH Accounts:
290
Number of Accounts for Regular Shares:
14,699
Money Market Shares:
136
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
16,234,861
Total Liabilities:
136,790,887
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Act 1st Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates declined again this week over last, continuing the down trend of the past several weeks. Fixed conforming 30 year mortgage rates are currently averaging 5.07 percent this week, a decrease from the previous week’s average 30 year mortgage rate of 5.14. Low mortgage rates and The First Time Home-Buyer Tax Credit propelled new home sales up 27 percent in March according to the Commerce Department.
Recent lackluster economic news is putting downward pressure on interest rates. Another weak jobs report last week along with a weaker than expected 1st quarter GDP report combined with worries about Europe's financial troubles has forced 10 year bond yields below 1.90%. All this negative news will keep downward pressure on deposit rates and current mortgage rates.
 Bank of America is offering a promotion savings account rate for small businesses that currently has a 2.00% annual percentage yield. The promotional account is their "Promotional Business Interest Maximizer".
Bank or Credit Union Offers and DealsMortgage Rates Mixed: Current Mortgage Rates on 30 Year Conforming Loans at 4.27%Higher CD Rates This Month Will Depend on The Fed Treasury Yields Higher on Greece Debt Deal 3.90% APY Money Market Account from BankPurely: Top MMA Rate Top Variable Deposit Rates in the Georgia Region E-Loan 1 Year CD Rates now at 1.25% Wells Fargo Mortgage Rates: Current 30-Year Rates at 5.625% Mortgage Rates Increase Following Bond Yields Higher 30 Year Mortgage Rates Hit New Low for 2014 Mortgage Rates Today December 21, 2018 Alternative Bank and Credit Union Offers to ExploreHome Mortgage Rates Decrease MBA: 30 Year Mortgage Rates at 4.44%, 15 Year Mortgage Rates at 3.88%First Internet Bank of Indiana Savings Jumbo Rates now at 0.60% Current National Savings Account Rates New Deal on Cyprus Bank System Bailout Reinforces the Need to Stay Under the Insured Amount on Deposit Accounts First Florida CU Savings Account Rates & MMA Rates Unemployment Rate Falls to 7.0%, Higher Interest Rates Coming Average CD Rates - October 16, 2009 Current Refinance Rates Decline 7/10/12 HSBC 3.50% APY Online Savings Account How to Find the Best Life Insurance Rates Act 1st Federal Credit Union ReviewsThere are no reviews for Act 1st Federal Credit Union yet. Feel free to create one below.
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