Act 1st Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Act 1st Federal Credit Union's 24-Month CD share certificate rates are at 3.50%, 36-Month CD share certificate rates are at 3.25%, 18-Month CD share certificate rates are at 3.25%, 12-Month CD share certificate rates are at 3.15%, 48-Month CD share certificate rates are at 3.15%. Act 1st Federal Credit Union's money market rates are at 0.25%. Act 1st Federal Credit Union's Personal Loan Rates are at 10.00.

Act 1st Federal Credit Union

Compare Act 1st Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Act 1st Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Act 1st Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Act 1st Federal Credit Union? Share your experience about Act 1st Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Act 1st Federal Credit Union.

Overall, Act 1st Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.15%
18-Month CD
3.25%
24-Month CD
3.50%
36-Month CD
3.25%
48-Month CD
3.15%
60-Month CD
3.00%
Savings
N/A
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
10.00%
Act 1st Federal Credit Union
ACT 1st Federal Credit Union
14316 National Hwy SW
LaVale, MD 21502
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Act 1st Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Regional Missouri Bank
Regional Missouri Bank
Kasasa Cash Checking <-$10K
6.00%
$0
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
7-Month CD special
5.30%
$1,000
AloStar Bank of Commerce
AloStar Bank of Commerce
8-Month CD
5.25%
$10,000
Profinium, Inc.
Profinium, Inc.
6-Month CD
5.10%
$500
1st Security Bank of Washington
1st Security Bank of Washington
21-Month CD w/relationship
5.00%
$500
Arvest Bank
Arvest Bank
6-Month CD
4.91%
$0
Carver Federal Savings Bank
Carver Federal Savings Bank
High Yield Savings
4.70%
$5,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
12-Month CD
4.58%
$500
Perryton National Bank
Perryton National Bank
6-Month Jumbo CD
4.55%
$100,000
Minnwest Bank
Minnwest Bank
9-Month CD special
4.53%
$25,000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
13-Month CD
4.50%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
24-Month CD
4.25%
$1,000
Morgan Stanley E-Trade
Morgan Stanley E-Trade
Premium Savings Account
4.25%
$500,000
Apple Federal Credit Union
Apple Federal Credit Union
120-Month CD certificate
4.00%
$500
Citizens Bank of Clovis
Citizens Bank of Clovis
36-Month CD
3.82%
$1,000
Customers Bank
Customers Bank
60-Month CD
3.60%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
24-Month CD share certificate
3.50%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
18-Month CD
3.26%
$2,000
United Valley Bank
United Valley Bank
12-Month CD
3.25%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
18-Month CD share certificate
3.25%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
36-Month CD share certificate
3.25%
$500
1st Advantage Bank
1st Advantage Bank
36-Month CD
3.25%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
12-Month CD share certificate
3.15%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
48-Month CD share certificate
3.15%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
6-Month CD share certificate
3.00%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
60-Month CD share certificate
3.00%
$500
Central Bank Provo, UT
Central Bank Provo, UT
36-Month CD
2.88%
$500
Genoa Banking Company
36-Month CD
2.80%
$1,000
Touchmark Bank
Touchmark Bank
Platinum Money Market
2.80%
$250,000
Wyoming Community Bank
Wyoming Community Bank
3-Month CD
2.75%
$1,000
Westfield Bank, FSB
Westfield Bank, FSB
48-Month CD
2.53%
$2,500
First State B&T Williston, ND
First State B&T Williston, ND
60-Month CD
2.40%
$500
Acbla
Acbla
18-Month CD
2.25%
$500
Logansport Savings Bank
Logansport Savings Bank
Money Market Rite Advantage
2.02%
$1,000,000
Community State Bank Shelbina, MO
Community State Bank Shelbina, MO
12-Month CD
2.02%
$500
New Millennium Bank
New Millennium Bank
Super Savings Account
2.00%
$10,000
Prairie Community Bank
Prairie Community Bank
48-Month CD
1.90%
$1,000
Maries County Bank
Maries County Bank
36-Month CD
1.76%
$1,000
The Stock Exchange Bank
The Stock Exchange Bank
Money Market Checking
1.51%
$100,000
Lindell Bank & Trust Company
Lindell Bank & Trust Company
18-Month CD
1.50%
$1,000
First Mutual Bank, FSB
First Mutual Bank, FSB
48-Month CD
1.45%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
24-Month CD
1.35%
$500
Headwaters State Bank
Headwaters State Bank
Passbook Savings Account
1.26%
$50
Genesee Regional Bank
Genesee Regional Bank
48-Month CD
1.25%
$500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
24-Month CD
1.10%
$500
Buena Vista National Bank
Buena Vista National Bank
18-Month CD
1.00%
$500
Bank of Kampsville
Bank of Kampsville
30-Month CD
0.75%
$1,000
Newtown Savings Bank
Newtown Savings Bank
48-Month CD
0.60%
$500
The Corner Stone Bank
The Corner Stone Bank
Regular Savings
0.60%
$50
Keen Bank
Keen Bank
Relationship Plus Checking
0.40%
$0
The Dolores State Bank
The Dolores State Bank
Regular Savings
0.30%
$50
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
36-Month CD
0.30%
$1,000
First Keystone Community Bank
First Keystone Community Bank
12-Month CD
0.30%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Money Market
0.25%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Savings Account
0.05%
$100
First Minnetonka City Bank
First Minnetonka City Bank
Advantage Savings Account
0.05%
$50
Mayville State Bank
Mayville State Bank
Money Market
0.05%
$100,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Regular Share
0.05%
$5
Bristol Morgan Bank
Bristol Morgan Bank
Checking Account
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Act 1st Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
30 Year Fixed
6.750%
6.896%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
6.125%
6.283%
0.000
M&T Bank
M&T Bank
30-Year Fixed Jumbo
6.750%
7.027%
2.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
6.475%
6.628%
0.000
Unity Bank
Unity Bank
15-Year Fixed
6.250%
6.303%
0.000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
15-Year Fixed
7.500%
7.781%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
7.125%
7.380%
0.000
PNC Bank
PNC Bank
15-Year Fixed
6.375%
6.623%
0.830
Sacramento Credit Union
Sacramento Credit Union
20 Year Fixed
6.250%
6.537%
1.000
Ballston Spa National Bank
Ballston Spa National Bank
15-Year Fixed
6.500%
6.599%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
15-Year Fixed
6.500%
6.502%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
7.125%
7.458%
0.000
Rocket Mortgage
Rocket Mortgage
30-Year Fixed FHA
6.625%
7.536%
2.000
Rivertrust Federal Credit Union
Rivertrust Federal Credit Union
30 year Fixed
7.000%
7.000%
0.000
Shipbuilders Credit Union
Shipbuilders Credit Union
20 Year Fixed
6.625%
6.752%
0.000
Meriwest Credit Union
Meriwest Credit Union
20 Year Fixed
7.250%
7.448%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
ARM (5/5)
6.125%
6.219%
0.000
Achieva Credit Union
Achieva Credit Union
5/1 ARM
6.250%
7.440%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
30-Year Fixed
6.875%
7.042%
1.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
6.190%
6.366%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.875%
6.087%
0.000
Spire Credit Union
Spire Credit Union
30 Year Fixed Jumbo
7.250%
7.307%
0.000
El Reno RIL Credit Union
El Reno RIL Credit Union
10 Year Fixed
4.500%
4.666%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.625%
6.730%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
6.875%
7.094%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Act 1st Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aac Credit Union
Aac Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Act 1st Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Aac Credit Union
Aac Credit Union
Personal Loans Share Secured
5.990%
$0
48
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Aac Credit Union
Aac Credit Union
Signature Loans
12.990%
$0
48
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
10.990%
$0 - $10,000
60 - 60
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Aaec Credit Union
Aaec Credit Union
Personal Signature Loans
14.000%
$0
60
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Act 1st Federal Credit Union Information

Credit Union Name: Act 1st Federal Credit Union
Full Time Employees: 41
Part Time Employees: 0
President: Shawnee McElfish
CEO: Michael Wright
Branch Locations: 5
ATM Locations: 4
Corporate Office Address:
14316 National Hwy SW
LaVale, MD 21502
Phone Number: 301-729-8015
Fax Number: 301-729-2147

Act 1st Federal Credit Union Financials

Total Assets:
143,534,379
Total Amount of Shares and Deposits:
133,284,564
Total Shares and Deposits < 1 Year:
120,506,333
Total Shares and Deposits 1 3 Years:
7,252,495
Total Shares and Deposits > 3 Years:
5,525,736
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,138,853
Total Uninsured Shares and Deposits > $250K (F+J):
5,138,853
Total Insured Shares and Deposits > $250K (item 17 less item K):
128,145,711
Total Interest Expense (Sum of items 6 8):
1,064,943
Share Certificates:
1,194
Number of Accounts for Share Drafts:
6,241
IRA KEOGH Accounts:
301
Number of Accounts for Regular Shares:
14,923
Money Market Shares:
147
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,572,878
Total Liabilities:
133,355,108
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Act 1st Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Capital One Bank, the banking arm of the credit card company Capital One, and Costco are advertising certificates of deposit and jumbo certificates of deposit. Terms are available from 18 months to 10 years. Regular CD accounts have a minimum opening deposit of $5,000. Jumbo CD accounts have a minimum opening balance of $100,000.
mortgage-refinance-rates-30-year-refinance-rates-now-at-488Mortgage refinance rates were over 5.00 percent last week at 5.07 percent. 30 year refinance rates are now under 5.00 percent at 4.88 percent, continuing the downtrend since the beginning of the week. 15 year mortgage refinance rates are also down this week. The average rate on a 15 year refinance loan is averaging 4.30%, down from last week’s average refinance rate of 4.39%.
Interest rates on certificates of deposit continue to move higher as banks and credit unions increase rates. The current increases are small but the big increases will come when the Federal Reserve increases the federal funds rate, sometime in 2015.

Bank or Credit Union Offers and Deals

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Higher Mortgage Rates Today: Current 30 Year Refinance Rates at 3.62%
Mortgage Rates Forced Lower by QE4 and Global Bond Markets
Maspeth Federal Savings Bank CD Rates
M&T Bank CD (Certificate of Deposit) Rates
Robinhood Savings Rates

Alternative Bank and Credit Union Offers to Explore

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Act 1st Federal Credit Union Reviews

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