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Gogebic County Federal Credit Union

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Gogebic County Federal Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Gogebic County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Gogebic County Federal Credit Union's Personal Loan Rates are at 4.50%. MonitorBankRates evaluates the financial stability of Gogebic County Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.94%. Rates last updated and verified on 08/30/2026.

Gogebic County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gogebic County Federal Credit Union? Share your experience about Gogebic County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Gogebic County Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.94%

Excellent Lower than avg

Gogebic County Federal Credit Union
Gogebic County Federal Credit Union

600 W Lead St
Bessemer, MI 49911

https://www.gogebicfcu.com

Gogebic County Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR
NEW VEHICLE Loan	-	-	4.50%
Details As Low As Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.94%
USED VEHICLE Loan	-	-	5.50%
Details As Low As Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.94%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Gogebic County Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Gogebic County Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Gogebic County Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Gogebic County Federal Credit Union

Website https://www.gogebicfcu.com

Address 600 W Lead St, Bessemer, MI 49911

Phone 906-663-4011

Fax 906-663-4824

President JAY KANGAS

CEO Jane Baker

Full-Time Employees 6

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.94%

Return on Assets (ROA)

1.8387%

Return on Equity (ROE)

11.3285%

Non-Performing Loans Ratio (NPL)

0.45%

Total Assets

36,621,053

Total Amount of Shares and Deposits

30,479,149

Total Shares and Deposits < 1 Year

30,479,150

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,090,713

Total Uninsured Shares and Deposits > $250K (F+J)

1,090,713

Total Insured Shares and Deposits > $250K (item 17 less item K)

29,388,436

Total Interest Expense (Sum of items 6 8)

47,381

Share Certificates

Number of Accounts for Share Drafts

2,736

Number of Accounts for Regular Shares

3,768

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

9,144,764

Total Liabilities

30,688,063

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Gogebic County Federal Credit Union

How many branches does Gogebic County Federal Credit Union operate?

Gogebic County Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Gogebic County Federal Credit Union?

Yes, to access services at Gogebic County Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Gogebic County Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Gogebic County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Gogebic County Federal Credit Union offer online and mobile banking?

Most modern institutions like Gogebic County Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gogebicfcu.com.