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Alliance Credit Union of Florida Rates and Review January 2026

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Alliance Credit Union of Florida12-month CD rates can be found at 0.25%, 6-month CD rates at 4.00% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 19.74%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Alliance Credit Union of Florida rates.

Compare Alliance Credit Union of Florida CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Alliance Credit Union of Florida savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Alliance Credit Union of Florida money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Alliance Credit Union of Florida? Share your experience about Alliance Credit Union of Florida by leaving a review below, or read customer reviews before you decide to use Alliance Credit Union of Florida.

Overall, Alliance Credit Union of Florida is an acceptable credit union worth considering, with an overall rating of 2 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Alliance Credit Union of Florida
Downtown Office
412 E University Ave
Gainesville, FL 32601
Member NCUA
MonitorBankRates' Rating
2/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
High Yield Savings
4.00%
$2,500
36-Month CD
4.00%
$1,000
12-Month CD
4.00%
$500
Kasasa Savings
4.00%
$50
6-Month CD
3.85%
$1,000
18-Month CD
3.75%
$500
30-Month CD
3.45%
$1,000
18-Month CD
3.25%
$500
48-Month CD (Bump)
3.25%
$2,500
Sapphire Money Market
3.25%
$2,000,000
12-Month CD
3.25%
$100
30-Month CD
3.25%
$500
36-Month CD
3.25%
$500
36-Month CD
3.10%
$500
24-Month CD
3.10%
$500
24-Month CD
3.04%
$1,000
36-Month CD
3.00%
$500
48-Month CD
3.00%
$1,000
18-Month CD
3.00%
$1,000
48-Month CD
2.94%
$500
60-Month CD
2.92%
$500
24-Month CD
2.90%
$500
Christmas Club Savings
2.75%
$0
24-Month CD
2.50%
$2,000
48-Month CD
2.42%
$1,000
60-Month CD
2.25%
$500
48-Month CD
2.25%
$1,000
48-Month CD
2.15%
$1,000
30-Month CD
2.02%
$1,000
24-Month CD
2.02%
$1,000
36-Month CD
2.00%
$1,000
3-Month CD
1.41%
$2,500
24-Month CD
1.25%
$1,000
Ka-Ching! Savings
1.25%
$50
Passbook Savings
1.00%
$25
18-Month CD
0.85%
$1,000
24-Month CD
0.80%
$1,000
Passbook Savings
0.75%
$50
36-Month CD
0.50%
$500
24-Month CD
0.45%
$500
Premium Money Market
0.40%
$50,000
48-Month CD
0.40%
$500
12-Month CD
0.35%
$1,000
Seniority Checking
0.30%
$0
Total Money Market
0.25%
$1,000
Bonus Money Market
0.20%
$2,500
12-Month CD
0.20%
$1,000
Statement Saving
0.10%
$100
Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
5.958%
0.000
6.250%
6.434%
0.000
15-Year Fixed
5.350%
5.785%
0.000
6.125%
6.282%
1.000
5.125%
5.389%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
10-Year Fixed
4.625%
5.148%
2.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
5.625%
5.846%
0.000
5.500%
5.591%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
30-Year Fixed
6.500%
6.512%
0.000
30-Year Fixed
5.875%
5.978%
0.000
10-Year Fixed
6.100%
6.433%
0.000
30-Year Fixed
6.000%
6.120%
0.000
5.375%
5.999%
0.000
30-Year Fixed
5.750%
5.842%
0.000
6.000%
6.403%
0.000
5.625%
5.781%
0.878
5.500%
5.621%
0.000
6.250%
7.325%
0.000
5.500%
5.803%
0.000
30-Year Fixed
6.125%
6.219%
0.000
5.875%
6.099%
0.000
6.125%
6.170%
0.000
15 Year Fixed
5.000%
5.131%
0.250
5.500%
5.972%
0.000
6.000%
6.090%
0.000
5.750%
5.977%
0.000
5.500%
5.659%
0.000
30-Year Fixed
6.750%
6.750%
0.000
6.000%
6.031%
0.000
30-Year Fixed
6.375%
6.451%
0.000
5.875%
6.023%
0.000
5.500%
5.597%
0.000
5.875%
5.958%
0.000
20-Year Fixed
5.500%
5.555%
0.000
5.625%
5.778%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
6.740%
6.723%
0.000
5.750%
5.907%
0.000
5.750%
7.634%
0.000
5.500%
5.820%
0.000
5.000%
5.055%
0.000
15-Year Fixed
5.500%
5.695%
0.000
4.875%
5.754%
0.000
5.875%
6.029%
0.000
15-Year Fixed
5.250%
5.312%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
8.990% - 17.990%
Maximum limit of $30,000
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
14.740%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
VISA® Credit Cards
7.990%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
7.900%
Visa Platinum Rewards
14.900%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA® Gold
11.960%
Business Select Credit Card Mastercard
18.000%
18.000%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
14.000%
World Cash Back Credit Card Mastercard
18.000%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Visa Platinum Preferred Starter
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
9.900%
$0
12.500%
$0
60 - 60
10.250% - 10.650%
$3,000 - $25,000
13.240%
$0 - $2,000
36 - 36
Line of Credit
13.700%
$0
11.990%
$0
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
11.900%
$0 - $15,000
24 - 60
8.890%
$0
12.990%
$0
1 - 24
Debt Consolidation
13.990%
$0
1 - 72
10.250% - 17.950%
$0
1 - 36
Gold Star Loan
14.200%
$0
48
13.990%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
9.490%
$0
48 - 48
15.000%
$500 - $1,500
6 - 12
8.990% - 17.990%
$0
Bill Consolidation Loan
8.990%
$0
60
10.990%
$500
36
11.990%
$0
1 - 12
Personal Loans
11.000%
$0
37 - 60
Education (tuition bill required)
8.250%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Alliance Credit Union of Florida rate data right now.

Credit Union Profile & Overview

Credit Union Name: Alliance Credit Union of Florida
Full Time Employees: 19
Part Time Employees: 0
President: Alisha Curtis
CEO: Timothy Cannon
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
412 E University Ave
Gainesville, FL 32601
Phone Number: 352-372-8225
Fax Number: 352-377-7437

Financials

Total Assets:
61,201,590
Total Amount of Shares and Deposits:
58,692,010
Total Shares and Deposits < 1 Year:
58,236,618
Total Shares and Deposits 1 3 Years:
455,393
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
178,558
Total Uninsured Shares and Deposits > $250K (F+J):
178,558
Total Insured Shares and Deposits > $250K (item 17 less item K):
58,513,452
Total Interest Expense (Sum of items 6 8):
134,998
Share Certificates:
251
Number of Accounts for Share Drafts:
2,783
IRA KEOGH Accounts:
78
Number of Accounts for Regular Shares:
6,171
Money Market Shares:
63
Net Income (unless the amount is already included in Undivided Earnings):
-808,176
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,855,168
Total Liabilities:
59,523,858
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Source: NCUA Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Alliance Credit Union of Florida

Is a member application needed to join Alliance Credit Union of Florida?

Yes, to access services at Alliance Credit Union of Florida, a member application is required.

Is there a first-time homebuyer program?

Currently, Alliance Credit Union of Florida provides a range of mortgage and home equity products.

Is Alliance Credit Union of Florida a safe place to deposit money?

Yes, Alliance Credit Union of Florida is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Alliance Credit Union of Florida offer online and mobile banking?

Most modern institutions like Alliance Credit Union of Florida provide digital access including online balance checks and transfers.

Current Alliance Credit Union of Florida Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions