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Pasadena Federal Credit Union Rates & Review April 2026

Pasadena Federal Credit Union's 12-23 month CD rates are at 3.50%, IRA 12-23 month CD rates are at 3.50%, 6-11 month CD rates are at 3.40%, IRA 6-11 month CD rates are at 3.40%, 12-23 month CD rates are at 3.25%. Pasadena Federal Credit Union's savings rates are at 0.00%. Pasadena Federal Credit Union's money market rates are at 0.55%. Pasadena Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Pasadena Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.89%. Rates were last updated on 04/17/2026.

Pasadena Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pasadena Federal Credit Union? Share your experience about Pasadena Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pasadena Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.89%
Excellent Lower than avg
Pasadena Federal Credit Union
Pasadena Federal Credit Union
100 W Walnut St Fl 8
Pasadena, CA 91124 0001
https://www.pfcu.org
Member NCUA

Pasadena Federal Credit Union CD Rates

Product Rate APY Term View More
12-23 month Certificate - 3.50%
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 12-23 month Certificate - 3.50% 23 Month
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
6-11 month Certificate - 3.40%
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 6-11 month Certificate - 3.40% 11 Month
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
12-23 month Certificate - 3.25%
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
24-35 month Certificate - 3.25%
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
3-month Certificate - 3.25% 3
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
36-47 month Certificate - 3.25%
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
48-59 month Certificate - 3.25%
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
60 month Certificate - 3.25% 60
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 12-23 month Certificate - 3.25% 23 Month
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 24-35 month Certificate - 3.25% 35 Month
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 3-month Certificate - 3.25% 3-month
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 36-47 month Certificate - 3.25% 47 Month
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 48-59 month Certificate - 3.25% 59 Month
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 60 month Certificate - 3.25% 60 month
Min Balance $100,000
Details $100,000 and over
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
6-11 month Certificate - 3.15%
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 6-11 month Certificate - 3.15% 11 Month
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
24-35 month Certificate - 3.00%
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
3-month Certificate - 3.00% 3
Min Balance $10,000
Details $10,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
36-47 month Certificate - 3.00%
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
48-59 month Certificate - 3.00%
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
60 month Certificate - 3.00% 60
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 24-35 month Certificate - 3.00% 35 Month
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 3-month Certificate - 3.00% 3-month
Min Balance $10,000
Details $10,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 36-47 month Certificate - 3.00% 47 Month
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 48-59 month Certificate - 3.00% 59 Month
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA 60 month Certificate - 3.00% 60 month
Min Balance $1,000
Details $1,000 to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Pasadena Federal Credit Union Savings Rates

Product Rate APY View More
Teacher Savings - 0.75%
Min Deposit $5
Min Balance $50
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Club Accounts - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Regular Savings (incl. Primary Share) - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Teacher Savings - 0.05%
Min Deposit $5
Min Balance $15,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Youth Savings - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Teacher Savings - 0.00%
Min Deposit $5
Min Balance $0
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Pasadena Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Advantage - 0.85%
Min Deposit $2,500
Min Balance $75,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Money Market Advantage - 0.80%
Min Deposit $2,500
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Money Market Advantage - 0.75%
Min Deposit $2,500
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Money Market Advantage - 0.55%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Pasadena Federal Credit Union Checking Rates

Product Rate APY View More
Advantage Checking - 0.05%
Min Deposit $100
Min Balance $800
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Pasadena Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 5.99%
Details As Low As; No application fees for a limited time only.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
HELOCs - - 6.50%
Details As Low As; Renovating, landscaping or just in need of a line of credit for unexpected expenses, we can help. Enjoy rates as low as 6.50% APR*.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Pasadena Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.99%
Details As Low As; 90-Day Payment Deferral
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Pasadena Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 10.99%
Details As Low As; Zero balance transfer fees. Zero cash advance fees.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Mastercard Platinum - 10.99%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Mastercard Platinum Preferred - 10.99%
Details Rates as low as 10.99% APR.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Mastercard Platinum Rewards - 12.99%
Details Rates as low as 12.99% APR.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Pasadena Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pasadena Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pasadena Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Pasadena Federal Credit Union
Address 100 W Walnut St Fl 8, Pasadena, CA 91124 0001
Phone 626-799-0882
Fax
President James McDermott
CEO James Chang
Full-Time Employees 53
Part-Time Employees 0
Branch Locations 4
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.89%
Return on Assets (ROA)
0.7392%
Return on Equity (ROE)
6.8487%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
370,071,863
Total Amount of Shares and Deposits
326,502,508
Total Shares and Deposits < 1 Year
309,566,350
Total Shares and Deposits 1 3 Years
6,520,380
Total Shares and Deposits > 3 Years
10,415,778
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,059,670
Total Uninsured Shares and Deposits > $250K (F+J)
27,059,670
Total Insured Shares and Deposits > $250K (item 17 less item K)
299,442,838
Total Interest Expense (Sum of items 6 8)
2,247,466
Share Certificates
1,306
Number of Accounts for Share Drafts
15,124
IRA KEOGH Accounts
637
Number of Accounts for Regular Shares
27,770
Money Market Shares
831
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,044,009
Total Liabilities
330,623,080
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Pasadena Federal Credit Union

Is Pasadena Federal Credit Union a safe place to deposit money?

Yes, Pasadena Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8916920057133%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Pasadena Federal Credit Union operate?

Pasadena Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Pasadena Federal Credit Union?

Yes, to access services at Pasadena Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Pasadena Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pasadena Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Pasadena Federal Credit Union offer online and mobile banking?

Most modern institutions like Pasadena Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pfcu.org.

Current Pasadena Federal Credit Union Rates

  • 12-Month CD3.15%
  • 24-Month CD3.25%
  • 60-Month CD3.00%
  • Savings0.00%
  • MMA0.55%
Retrieved from our database of financial products. Rates subject to change.