AmeriChoice Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare AmeriChoice Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of AmeriChoice Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityAmeriChoice Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at AmeriChoice Federal Credit Union? Share your experience about AmeriChoice Federal Credit Union by leaving a review below, or read customer reviews before you decide to use AmeriChoice Federal Credit Union. Overall, AmeriChoice Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. AmeriChoice Federal Credit Union Bumble Bee Hollow Road 2175 Bumble Bee Hollow Rd Mechanicsburg, PA 17055 5563  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Signature® Cash Back
17.750%
Visa Platinum Credit Card
8.500%
As low as 8.50%
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Personal Loan
8.950%
$0
Line of Credit
13.450%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have AmeriChoice Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: AmeriChoice Federal Credit Union
Website: https://www.americhoice.org
Full Time Employees: 57Part Time Employees: 2 President: Gregg Wells CEO: Ken Dyer Branch Locations: 5 ATM Locations: 5 Corporate Office Address:
2175 Bumble Bee Hollow Rd
Mechanicsburg, PA 17055 5563 Phone Number: 717-697-3474 Fax Number: 717-697-3713 FinancialsTotal Assets:
230,694,197
Total Amount of Shares and Deposits:
203,662,002
Total Shares and Deposits < 1 Year:
202,081,415
Total Shares and Deposits 1 3 Years:
1,021,434
Total Shares and Deposits > 3 Years:
559,153
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
16,486,208
Total Uninsured Shares and Deposits > $250K (F+J):
16,486,208
Total Insured Shares and Deposits > $250K (item 17 less item K):
187,175,794
Total Interest Expense (Sum of items 6 8):
1,304,368
Share Certificates:
1,320
Number of Accounts for Share Drafts:
9,353
IRA KEOGH Accounts:
569
Number of Accounts for Regular Shares:
19,871
Money Market Shares:
1,381
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
13,969,312
Total Liabilities:
204,798,130
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for AmeriChoice Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for AmeriChoice Federal Credit Union
Frequently Asked Questions About AmeriChoice Federal Credit UnionIs a member application needed to join AmeriChoice Federal Credit Union?Yes, to access services at AmeriChoice Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, AmeriChoice Federal Credit Union provides a range of mortgage and home equity products. Is AmeriChoice Federal Credit Union a safe place to deposit money?Yes, AmeriChoice Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does AmeriChoice Federal Credit Union offer online and mobile banking?Most modern institutions like AmeriChoice Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.01%, 6-month CD rates at 0.05% and 3-month CD rates at 3.80%. Savings rates are at 0.05% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 5.85%. Credit Card rates are at 14.74%. Personal Loan rates are at 12.49%. All these rates, and more, can be found in our database of rates which you can compare to 
