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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Interstate Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Interstate Credit Union's 12 Month Share/IRA CDs rates are at 3.25%, 12 Month Share/IRA CDs rates are at 3.00%, 24 Month Share/IRA CDs rates are at 3.00%, 24 Month Share/IRA CDs rates are at 2.75%, 36 Month Share/IRA CDs rates are at 2.75%. Interstate Credit Union's money market rates are at 0.10%. Interstate Credit Union's Personal Loan Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Interstate Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.37%. Rates were last updated on 03/24/2026. Interstate Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Interstate Credit Union? Share your experience about Interstate Credit Union by leaving a review below, or read customer reviews before you decide to use Interstate Credit Union. Interstate Credit Union
Administrative Building 190 S 5th St
https://interstatecu.org Jesup, GA 31545 0859 
Interstate Credit Union CD Rates
Interstate Credit Union Money Market Rates
Interstate Credit Union Mortgage Rates
Interstate Credit Union Home Equity & HELOC
Interstate Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Interstate Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Interstate Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Interstate Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Interstate Credit Union
Website
https://interstatecu.org
Address
190 S 5th St,
Jesup, GA 31545 0859
Phone
912-427-3904
Fax
912-559-6025
President
Harley Grove
CEO
Stacie Branch
Full-Time Employees
87
Part-Time Employees
1
Branch Locations
6
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.37%
Return on Assets (ROA)
1.4685%
Return on Equity (ROE)
10.0778%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
392,542,239
Total Amount of Shares and Deposits
330,221,277
Total Shares and Deposits < 1 Year
312,848,465
Total Shares and Deposits 1 3 Years
16,731,975
Total Shares and Deposits > 3 Years
640,838
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
22,400,210
Total Uninsured Shares and Deposits > $250K (F+J)
22,400,210
Total Insured Shares and Deposits > $250K (item 17 less item K)
307,821,067
Total Interest Expense (Sum of items 6 8)
5,508,771
Share Certificates
1,385
Number of Accounts for Share Drafts
14,076
IRA KEOGH Accounts
409
Number of Accounts for Regular Shares
33,913
Non Member Deposits
2
Money Market Shares
431
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,310,840
Total Liabilities
335,441,823
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Interstate Credit UnionIs Interstate Credit Union a safe place to deposit money?Yes, Interstate Credit Union is considered a safe financial institution. With a Texas Ratio of 3.3673489296951%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Interstate Credit Union operate?Interstate Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Interstate Credit Union?Yes, to access services at Interstate Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Interstate Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Interstate Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Interstate Credit Union offer online and mobile banking?Most modern institutions like Interstate Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://interstatecu.org. Current Interstate Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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