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Connected Credit Union Rates & Review September 2026

Connected Credit Union's 48 Month Share & IRA CDs rates are at 3.61%, 60 Month Share & IRA CDs rates are at 3.61%, 36 Month Share & IRA CDs rates are at 3.56%, 24 Month Share & IRA CDs rates are at 3.50%, 30 Month Share & IRA CDs rates are at 3.50%. Connected Credit Union's Personal Loan Rates are as low as 9.95%. Connected Credit Union's Credit Card Rates are at 11.99%. MonitorBankRates evaluates the financial stability of Connected Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.69%. Rates last updated and verified on 09/22/2026.

Connected Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Connected Credit Union? Share your experience about Connected Credit Union by leaving a review below, or read customer reviews before you decide to use Connected Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.69%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Connected Credit Union
Augusta Office
85 Civic Center Drive
AUGUSTA, ME 04330
https://www.connectedcreditunion.org
Member NCUA

Connected Credit Union CD Rates

Product Rate APY Term View More
48 Month Share & IRA Certificates 3.55% 3.61% 48 Months
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
60 Month Share & IRA Certificates 3.55% 3.61% 60 Months
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
36 Month Share & IRA Certificates 3.50% 3.56% 36 Months
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
24 Month Share & IRA Certificates 3.45% 3.50% 24 Months
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
30 Month Share & IRA Certificates 3.50% 3.50% 30 Months
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
12 Month Share & IRA Certificates 3.40% 3.45% 12 Months
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
15 Month Share & IRA Certificates 3.40% 3.45% 15 Months
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
18 Month Share & IRA Certificates 3.40% 3.45% 18 Months
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
6 Month Share & IRA Certificates 3.25% 3.30% 6 Months
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Super Saver Share Certificates - 12 month 2.00% 2.02% 12 Months
Min Deposit $500
Details Penalty: 180 days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Super Saver Share Certificates - 24 month 2.00% 2.02% 24 Months
Min Deposit $500
Details Penalty: 180 days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Super Saver Share Certificates - 36 month 2.00% 2.02% 36 Months
Min Deposit $500
Details Penalty: 365 days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Super Saver Share Certificates - 6 month 1.50% 1.51% 6 Months
Min Deposit $500
Details Penalty: 90 days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Connected Credit Union Savings Rates

Product Rate APY View More
Clubs 0.05% 0.05%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Connected Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.75% Open End
Details Variable - Currently 6.75%. Annual Percentage Rate is based on the Prime rate (currently 6.75%) as published in the Wall Street Journal (45 days prior to the end of each quarter) + a margin of 0% and is subject to change on January 1, April 1, July 1 and October 1 of each year. The current rate of 6.75% APR is effective as of 01/01/2026. The maximum APR is 18% and the minimum is 4%. The payment is calculated at 1.5% of the outstanding balance, at the end of each month.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Connected Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loans 2021 & Newer - - 4.50% 48 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Vehicle Loans 2021 & Newer - - 5.25% 60 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Vehicle Loans 2021 & Newer - - 5.75% 72 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Vehicle Loans 2021 & Newer - - 6.25% 84 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Connected Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Loans 2021 & Newer - 4.50% 48 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Recreational Loans 2021 & Newer - 5.25% 60 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Recreational Loans 2021 & Newer - 5.75% 72 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Recreational Loans 2021 & Newer - 6.25% 84 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Recreational Loans 2021 & Newer - 7.75% 120 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Connected Credit Union Credit Card Rates

Product Rate APR View More
Visa Debit Card Rewards - 11.99%
Details Variable Rate
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Connected Credit Union Personal Loan Rates

Product APR Term View More
Personal & Debt Consolidation Loan 9.95% Up to 60 months
Details As low as; Maximum Amount: $10,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Connected Credit Union Other Rates

Product Rate Points APY/APR Term View More
High Yield Accounts 1.25% - 1.26%
Min Balance $2,000
Details Balance: $2,000.00 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
High Yield Accounts 1.50% - 1.52%
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
High Yield Accounts 2.00% - 2.02%
Min Balance $100,000
Details Balance: $100,000.00 - $199,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
High Yield Accounts 2.25% - 2.28%
Min Balance $200,000
Details Balance: $200,000.00 OR GREATER
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
IRA Shares 0.25% - 0.25%
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Regular Shares 0.05% - 0.05%
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Financial Health History

Connected Credit Union’s Texas Ratio fell from 1.47% in Q2 2023 to 0.69% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.6% 3.0★ 3.8% 4.0★ 5.1% 5.0★ Healthy zone – entire history below the 15% limit 1.47% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.69% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$134M0.69%5.0A+
December 31, 2025$130M1.49%5.0A+
September 30, 2025$130M1.57%5.0A+
June 30, 2025$128M1.59%5.0A+
March 31, 2025$128M1.93%5.0A+
December 31, 2024$122M3.79%5.0A+
September 30, 2024$119M2.29%5.0A+
June 30, 2024$120M1.78%5.0A+
March 31, 2024$121M2.26%5.0A+
December 31, 2023$119M2.92%5.0A+
September 30, 2023$122M2.49%5.0A+
June 30, 2023$122M1.47%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Connected Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Connected Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Connected Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Connected Credit Union
Address 85 Civic Center Drive, AUGUSTA, ME 04330
Phone 207-623-3857
Fax 207-622-7258
President Patricia Suga
CEO Kristen Poremby
Full-Time Employees 21
Part-Time Employees 2
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.69%
Return on Assets (ROA)
0.2442%
Return on Equity (ROE)
2.2018%
Non-Performing Loans Ratio (NPL)
0.23%
Total Assets
133,572,082
Total Amount of Shares and Deposits
117,969,807
Total Shares and Deposits < 1 Year
107,155,446
Total Shares and Deposits 1 3 Years
10,109,755
Total Shares and Deposits > 3 Years
704,606
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,889,949
Total Uninsured Shares and Deposits > $250K (F+J)
3,889,949
Total Insured Shares and Deposits > $250K (item 17 less item K)
114,079,858
Total Interest Expense (Sum of items 6 8)
399,219
Share Certificates
895
Number of Accounts for Share Drafts
5,012
IRA KEOGH Accounts
341
Number of Accounts for Regular Shares
10,444
All other shares
79
Money Market Shares
435
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,983,232
Total Liabilities
118,114,230
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Connected Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Connected Credit Union

How many branches does Connected Credit Union operate?

Connected Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Connected Credit Union?

Yes, to access services at Connected Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Connected Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Connected Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Connected Credit Union offer online and mobile banking?

Most modern institutions like Connected Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.connectedcreditunion.org.

Current Connected Credit Union Rates

  • 12-Month CD2.02%
  • 18-Month CD3.45%
  • 24-Month CD2.02%
  • 60-Month CD3.61%
Retrieved from our database of financial products. Rates subject to change.