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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Miami Postal Service Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Miami Postal Service Credit Union's 12 month CDs rates are at 2.50%, 18 month CDs rates are at 2.50%, 24 month CDs rates are at 2.50%, 36 month CDs rates are at 2.50%, 60 month CDs rates are at 2.50%. Miami Postal Service Credit Union's Personal Loan Rates are at 9.49%. MonitorBankRates evaluates the financial stability of Miami Postal Service Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.65%. Rates were last updated on 04/08/2026. Miami Postal Service Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Miami Postal Service Credit Union? Share your experience about Miami Postal Service Credit Union by leaving a review below, or read customer reviews before you decide to use Miami Postal Service Credit Union. Miami Postal Service Credit Union
Main Office 2190 NW 72nd Ave
https://www.mpscu.org Miami, FL 33122 1824 
Miami Postal Service Credit Union CD Rates
Miami Postal Service Credit Union Savings Rates
Miami Postal Service Credit Union Home Equity & HELOC
Miami Postal Service Credit Union Credit Card Rates
Miami Postal Service Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Miami Postal Service Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Miami Postal Service Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Miami Postal Service Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Miami Postal Service Credit Union
Website
https://www.mpscu.org
Address
2190 NW 72nd Ave,
Miami, FL 33122 1824
Phone
305-592-7733
Fax
305-716-8347
President
Ann Strickland
CEO
Michele Paramore
Full-Time Employees
41
Part-Time Employees
4
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.65%
Return on Assets (ROA)
-0.9674%
Return on Equity (ROE)
-10.3297%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
191,305,076
Total Amount of Shares and Deposits
171,567,621
Total Shares and Deposits < 1 Year
161,486,770
Total Shares and Deposits 1 3 Years
9,542,537
Total Shares and Deposits > 3 Years
538,314
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,548,162
Total Uninsured Shares and Deposits > $250K (F+J)
15,548,162
Total Insured Shares and Deposits > $250K (item 17 less item K)
156,019,459
Total Interest Expense (Sum of items 6 8)
1,872,609
Share Certificates
1,444
Number of Accounts for Share Drafts
8,961
IRA KEOGH Accounts
226
Number of Accounts for Regular Shares
13,464
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,649,480
Total Liabilities
174,795,789
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Miami Postal Service Credit UnionIs Miami Postal Service Credit Union a safe place to deposit money?Yes, Miami Postal Service Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6479152652808%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Miami Postal Service Credit Union operate?Miami Postal Service Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Miami Postal Service Credit Union?Yes, to access services at Miami Postal Service Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Miami Postal Service Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Miami Postal Service Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Miami Postal Service Credit Union offer online and mobile banking?Most modern institutions like Miami Postal Service Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mpscu.org. Current Miami Postal Service Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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