First Choice Financial Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare First Choice Financial Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Choice Financial Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. First Choice Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Choice Financial Federal Credit Union? Share your experience about First Choice Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Choice Financial Federal Credit Union. Overall, First Choice Financial Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
First Choice Financial Federal Credit Union
Main Building 355 Hales Mills Rd Ext
Gloversville, NY 12078 5703  Compare First Choice Financial Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
Financial Federal Bank
12-Month CD
4.45%
$1,000
Rising Bank
6-Month CD
4.40%
$1,000
Raymond James
6-Month CD
4.30%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare First Choice Financial Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Farmers State Bank Waterloo, IA
15-Year Fixed
5.750%
5.807%
0.000
Aberdeen Proving Ground FCU
15-Year Fixed
5.625%
5.851%
0.125
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare First Choice Financial Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare First Choice Financial Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Achieve Credit Union
Personal Loan
8.950%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have First Choice Financial Federal Credit Union rate data right now, check back for updates, we are adding rates all the time. First Choice Financial Federal Credit Union InformationCredit Union Name: First Choice Financial Federal Credit Union
Website: https://www.fcfinancialcu.org
Full Time Employees: 27Part Time Employees: 7 President: Melody Burton CEO: Brenda Coon Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
355 Hales Mills Rd Ext
Gloversville, NY 12078 5703 Phone Number: 518-725-3191 Fax Number: 518-725-3236 First Choice Financial Federal Credit Union FinancialsTotal Assets:
167,971,600
Total Amount of Shares and Deposits:
152,289,777
Total Shares and Deposits < 1 Year:
125,727,139
Total Shares and Deposits 1 3 Years:
24,923,320
Total Shares and Deposits > 3 Years:
1,639,318
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,258,075
Total Uninsured Shares and Deposits > $250K (F+J):
6,258,075
Total Insured Shares and Deposits > $250K (item 17 less item K):
146,031,702
Total Interest Expense (Sum of items 6 8):
432,549
Share Certificates:
925
Number of Accounts for Share Drafts:
7,991
IRA KEOGH Accounts:
361
Number of Accounts for Regular Shares:
11,986
All other shares:
1,302
Money Market Shares:
2,795
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
23,331,782
Total Liabilities:
153,454,598
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First Choice Financial Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate Deals CD rates were down this past week, reversing last week's increase in longer term certificate of deposit rates. The decline in rates was marginal. Deposit rates are not expected to increase until later this year or early next year when the recession ends and the Fed starts raising rates.
 Current Mortgage rates and refinancing rates are stable. 30 year mortgage rates and 30 year refinance rates today are averaging 4.86 percent, no change from yesterday’s average interest rate. 30 year mortgage rates and 30 year mortgage refinancing rates in California are higher than the national average rate. California 30 year rates are averaging 4.93 percent.
USAA Money Market Account 10K rates are now at 0.20 percent with a yield of 0.20 percent. View current Money Market Account 10K rates at USAA below.
Bank or Credit Union Offers and DealsLong Term Rates Higher: 15 Year Rate Mortgages Averaging 4.20%Rising Bank CD Rates Is Your Money Market Fund Safe? 12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY When Will the FOMC Start Increasing Rates and How High Will They Go? EH National Bank Increases CD Rates Financing a Car Purchase Mortgage Rates: Weekly Mortgage Rates Lower as Debt Talks Loom: 30 Year Mortgage Rates at 4.48% Mortgage Rates Plummet as Result of Turkish Currency Crisis 5 Year Bank CD Rates: Best CD Rate at 1.78 Percent Alternative Bank and Credit Union Offers to ExploreSilvergate Bank Money Market Account Jumbo Rates now at 1.10%ASECU Best CD Rates Ten Banks Now Offering Variable Deposit Rates at 1.00 Percent or Higher Mortgage Rates This Weekend: 30 Year Mortgage Rates at 4.11% Mortgage Rates Change Little in This Week's Mortgage Survey Balance Transfer Credit Cards FNBO Direct CD Rates giantbank.com Money Market Account Rates now at 0.45% Mortgage Rates Higher on Conforming and Jumbo Loans: 30 Year Mortgage Rates at 4.05% Fultdirect.com 6 Month CD Rates now at 0.15% First Choice Financial Federal Credit Union ReviewsThere are no reviews for First Choice Financial Federal Credit Union yet. Feel free to create one below.
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12-month CD rates can be found at 1.35%, 6-month CD rates at 0.05% and 3-month CD rates at 1.15%. Savings rates are at 1.50% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 29.24%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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