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Community Link Federal Credit Union

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Community Link Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Link Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

Community Link Federal Credit Union's Personal Loan Rates are at 9.56%. MonitorBankRates evaluates the financial stability of Community Link Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.70%. Rates were last updated on 04/23/2026.

Community Link Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Link Federal Credit Union? Share your experience about Community Link Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Community Link Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.70%

Excellent Lower than avg

Community Link Federal Credit Union
Community Link FCU

325 Etna Ave
Huntington, IN 46750

https://www.communitylinkfcu.com

Community Link Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loan	-	9.57%
Details As Low As; CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice. Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.70%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community Link Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community Link Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Link Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Link Federal Credit Union

Website https://www.communitylinkfcu.com

Address 325 Etna Ave, Huntington, IN 46750

Phone 260-356-6220

Fax 260-356-6337

President Justin Wall

CEO Misty Harrison

Full-Time Employees 10

Part-Time Employees 2

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.70%

Return on Assets (ROA)

0.6316%

Return on Equity (ROE)

5.3135%

Non-Performing Loans Ratio (NPL)

1.20%

Total Assets

36,447,297

Total Amount of Shares and Deposits

31,752,668

Total Shares and Deposits < 1 Year

28,112,784

Total Shares and Deposits 1 3 Years

3,625,334

Total Shares and Deposits > 3 Years

14,550

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

970,659

Total Uninsured Shares and Deposits > $250K (F+J)

970,659

Total Insured Shares and Deposits > $250K (item 17 less item K)

30,782,009

Total Interest Expense (Sum of items 6 8)

588,644

Share Certificates

377

Number of Accounts for Share Drafts

1,414

IRA KEOGH Accounts

Number of Accounts for Regular Shares

3,359

All other shares

115

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

230,191

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,992,917

Total Liabilities

31,823,991

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Community Link Federal Credit Union

Is Community Link Federal Credit Union a safe place to deposit money?

Yes, Community Link Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.7040348517455%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Community Link Federal Credit Union operate?

Community Link Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Link Federal Credit Union?

Yes, to access services at Community Link Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Link Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Link Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Community Link Federal Credit Union offer online and mobile banking?

Most modern institutions like Community Link Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitylinkfcu.com.