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Horizons North Credit Union Rates and Review January 2026

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Horizons North Credit Union12-month CD rates can be found at 4.00%, 6-month CD rates at 1.35% and 3-month CD rates at 0.90%. Savings rates are at 0.01% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.11%. Credit Card rates are at 11.90%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates which you can compare to Horizons North Credit Union rates.

Compare Horizons North Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Horizons North Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Horizons North Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Horizons North Credit Union? Share your experience about Horizons North Credit Union by leaving a review below, or read customer reviews before you decide to use Horizons North Credit Union.

Overall, Horizons North Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Horizons North Credit Union
Main Office
13559 Huron St
Westminster, CO 80234 1161
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.06%
$500
36-Month CD
4.00%
$1,000
6-Month CD
3.85%
$1,000
12-Month CD
3.75%
$500
12-Month CD
3.55%
$500
24-Month CD
3.33%
$500
18-Month CD
3.30%
$500
36-Month CD
3.29%
$250
24-Month CD
3.29%
$500
60-Month CD
3.29%
$500
48-Month CD
3.29%
$500
60-Month CD
3.14%
$1,000
18-Month CD
3.03%
$500
24-Month CD
3.02%
$1,000
60-Month CD
3.00%
$500
18-Month CD
2.78%
$500
48-Month CD
2.75%
$500
48-Month CD
2.68%
$500
36-Month CD
2.47%
$500
36-Month CD
2.02%
$1,000
12-Month CD
2.02%
$1,000
60-Month CD
2.00%
$500
12-Month CD
2.00%
$500
24-Month CD (IRA)
1.49%
$500
48-Month CD
1.46%
$1,000
24-Month CD
1.25%
$1,000
60-Month CD
1.25%
$1,000
36-Month CD
1.05%
$5,000
Passbook Savings
1.05%
$0
Advantage Money Market
1.01%
$0
Regular Savings
1.00%
$100
Money Market
0.65%
$2,500
24-Month CD
0.55%
$500
24-Month CD
0.45%
$1,000
36-Month CD
0.35%
$500
18-Month CD
0.35%
$500
12-Month CD
0.35%
$500
Money Market
0.35%
$50,000
12-Month CD
0.25%
$500
Statement Savings
0.25%
$75
Regular Share Savings
0.25%
$5
12-Month CD
0.20%
$1,000
Savings
0.15%
$50
36-Month CD
0.10%
$1,000
Savings
0.10%
$100
Money Market
0.05%
$25
Statement Savings
0.05%
$0
Money Market
0.03%
$2,500
Money Market
0.03%
$0
Savings
0.01%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
3/5 Conforming ARM
4.875%
5.661%
0.250
5.500%
5.803%
0.000
5.500%
5.732%
0.000
5.625%
5.726%
0.000
5.500%
5.556%
0.000
6.375%
6.498%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5.375%
5.935%
0.000
6.999%
7.235%
0.000
5.875%
5.958%
0.000
6.000%
6.174%
0.000
15-Year Fixed
5.250%
5.452%
0.000
30-Year Fixed
6.500%
6.559%
0.000
30-Year Fixed
5.875%
5.941%
0.000
6.125%
6.162%
0.000
15 Year Fixed
5.120%
5.192%
0.000
5.875%
5.975%
0.000
30-Year Fixed
6.000%
6.097%
0.500
4.875%
5.778%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
30-Year Fixed
6.250%
6.306%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
6.000%
6.226%
0.000
5.875%
6.012%
0.000
5.625%
5.787%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
5.625%
5.787%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.875%
6.110%
0.000
5.750%
5.849%
0.000
6.000%
6.110%
0.000
30 Year Fixed
6.000%
6.107%
0.000
6.000%
6.403%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
6.250%
6.281%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.875%
6.055%
0.000
15 Year Fixed
5.550%
5.643%
0.000
30-Year Fixed
6.000%
6.112%
0.000
4.875%
5.754%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
20-Year Fixed
5.875%
5.961%
0.125
5.500%
5.736%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
20 Year Fixed
5.500%
5.640%
0.000
6.000%
6.000%
0.000
5.575%
5.684%
0.000
5.750%
6.161%
0.000
15-Year Fixed
5.625%
5.736%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Prime Platinum Visa Credit Card
11.500%
VISA® Credit Cards
7.990%
VISA Signature Rewards
16.740% - 18.000%
Visa Signature® Rewards
17.750%
Savings Secured Visa®
18.000%
VISA® Gold
11.960%
Security Service Power Rewards MasterCard
18.000%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Signature® Cash Back
17.750%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Max Rewards Visa Credit Card
15.250%
16.490% - 17.990%
Security Service Power MasterCard
12.740% - 18.000%
18.000%
Visa Student Rewards Card
17.990%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
18.000%
Visa Platinum Preferred Student
17.990%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
14.240%
Member First VISA
15.040%
No balance transfer fees or annual fees.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.490%
$0
Personal Loan Rates
5.740%
$0
1 - 36
10.250% - 17.950%
$0
1 - 36
12.490%
$0
12.740%
$0
36
Access Line Of Credit
16.240%
$0
Personal Line of Credit
11.500%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Bill Consolidation Loan
8.990%
$0
60
9.200% - 17.950%
$0 - $500
48 - 48
13.740%
$0
60
11.240% - 17.950%
$0
25 - 36
Personal Line of Credit
9.000%
$0
60
8.890%
$0
Unsecured Signature Loan
9.250%
$0
1 - 24
7.750% - 16.750%
$0
1 - 36
Consolidation Loans
14.850%
$0
37 - 60
17.900%
$0 - $500
11.740% - 17.990%
$0
12.990%
$0
1 - 24
Debt Consolidation
13.990%
$0
1 - 72
Personal Signature Loan
11.000%
$0
96
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
9.990% - 16.240%
$0
61 - 66
Education (tuition bill required)
8.250%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Horizons North Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Horizons North Credit Union
Full Time Employees: 19
Part Time Employees: 1
President: Mark Hinson
CEO: Brian Resch
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
13559 Huron St
Westminster, CO 80234 1161
Phone Number: 303-451-1146
Fax Number: 303-450-7422

Financials

Total Assets:
127,104,204
Total Amount of Shares and Deposits:
117,025,390
Total Shares and Deposits < 1 Year:
115,663,512
Total Shares and Deposits 1 3 Years:
814,395
Total Shares and Deposits > 3 Years:
547,483
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,112,569
Total Uninsured Shares and Deposits > $250K (F+J):
9,112,569
Total Insured Shares and Deposits > $250K (item 17 less item K):
107,912,821
Total Interest Expense (Sum of items 6 8):
1,278,482
Share Certificates:
730
Number of Accounts for Share Drafts:
4,591
IRA KEOGH Accounts:
162
Number of Accounts for Regular Shares:
7,120
All other shares:
525
Money Market Shares:
568
Net Income (unless the amount is already included in Undivided Earnings):
633,710
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,374,869
Total Liabilities:
116,565,061
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Horizons North Credit Union

Is a member application needed to join Horizons North Credit Union?

Yes, to access services at Horizons North Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Horizons North Credit Union provides a range of mortgage and home equity products.

Is Horizons North Credit Union a safe place to deposit money?

Yes, Horizons North Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Horizons North Credit Union offer online and mobile banking?

Most modern institutions like Horizons North Credit Union provide digital access including online balance checks and transfers.

Current Horizons North Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions