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Members Frist Community Credit Union Rates & Review April 2026

Members Frist Community Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Members Frist Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.39%. Rates were last updated on 04/05/2026.

Members Frist Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members Frist Community Credit Union? Share your experience about Members Frist Community Credit Union by leaving a review below, or read customer reviews before you decide to use Members Frist Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.39%
Excellent Lower than avg
Members Frist Community Credit Union
MAIN
1201 N 24th St
QUINCY, IL 62301
https://membersfirstccu.com
Member NCUA

Members Frist Community Credit Union Mortgage Rates

Product Rate Points APR Term View More
Fixed Mortgage - - 5.89% Varies
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

Members Frist Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 7.09% Varies
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

Members Frist Community Credit Union Credit Card Rates

Product Rate APR View More
Visa CARE Credit Card - 0.00%
Details Intro rate expires: 12 months; Regular APR: Varies on veterinary or medical transactions over $500.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Visa Platinum Reward Credit Card - 8.99%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

Members Frist Community Credit Union Personal Loan Rates

Product Rate APR View More
Personal loans - 9.99%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Members Frist Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members Frist Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Members Frist Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Members Frist Community Credit Union
Address 1201 N 24th St, QUINCY, IL 62301
Phone 217-223-4377
Fax 217-223-4391
President Jonathan Straube
CEO TERI MCEWEN
Full-Time Employees 26
Part-Time Employees 2
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.39%
Return on Assets (ROA)
1.6059%
Return on Equity (ROE)
6.1400%
Non-Performing Loans Ratio (NPL)
0.14%
Total Assets
102,706,841
Total Amount of Shares and Deposits
75,012,879
Total Shares and Deposits < 1 Year
74,969,569
Total Shares and Deposits 1 3 Years
43,310
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
944,984
Total Uninsured Shares and Deposits > $250K (F+J)
944,984
Total Insured Shares and Deposits > $250K (item 17 less item K)
74,067,895
Total Interest Expense (Sum of items 6 8)
1,070,980
Share Certificates
425
Number of Accounts for Share Drafts
4,625
IRA KEOGH Accounts
60
Number of Accounts for Regular Shares
7,305
All other shares
2,338
Non Member Deposits
2
Money Market Shares
34
Net Income (unless the amount is already included in Undivided Earnings)
1,649,323
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,018,219
Total Liabilities
75,844,711
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Members Frist Community Credit Union

Is Members Frist Community Credit Union a safe place to deposit money?

Yes, Members Frist Community Credit Union is considered a safe financial institution. With a Texas Ratio of 0.38819706404518%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Members Frist Community Credit Union operate?

Members Frist Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Members Frist Community Credit Union?

Yes, to access services at Members Frist Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Members Frist Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members Frist Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Members Frist Community Credit Union offer online and mobile banking?

Most modern institutions like Members Frist Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://membersfirstccu.com.