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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 IQ Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
IQ Credit Union's savings rates are at 3.00%. IQ Credit Union's Personal Loan Rates are at 11.49%. MonitorBankRates evaluates the financial stability of IQ Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.30%. Rates were last updated on 04/06/2026. IQ Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at IQ Credit Union? Share your experience about IQ Credit Union by leaving a review below, or read customer reviews before you decide to use IQ Credit Union. 
IQ Credit Union Savings Rates
IQ Credit Union Checking Rates
IQ Credit Union Home Equity & HELOC
IQ Credit Union Credit Card Rates
IQ Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for IQ Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather IQ Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with IQ Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
IQ Credit Union
Website
https://www.iqcu.com
Address
1313 Main St,
Vancouver, WA 98660 2918
Phone
360-695-3441
Fax
360-992-4250
President
Joseph Nutting
CEO
Eric Petracca
Full-Time Employees
339
Part-Time Employees
19
Branch Locations
17
ATM Locations
16
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.30%
Return on Assets (ROA)
0.6667%
Return on Equity (ROE)
6.2859%
Non-Performing Loans Ratio (NPL)
0.58%
Total Assets
2,151,898,489
Total Amount of Shares and Deposits
1,893,657,346
Total Shares and Deposits < 1 Year
1,856,501,879
Total Shares and Deposits 1 3 Years
34,490,853
Total Shares and Deposits > 3 Years
2,664,615
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
118,562,420
Total Uninsured Shares and Deposits > $250K (F+J)
118,562,420
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,775,094,926
Total Interest Expense (Sum of items 6 8)
24,992,663
Share Certificates
4,236
Number of Accounts for Share Drafts
85,577
IRA KEOGH Accounts
2,399
Number of Accounts for Regular Shares
189,088
All other shares
3
Non Member Deposits
25
Money Market Shares
3,652
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
267,233,374
Total Liabilities
1,929,816,691
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About IQ Credit UnionIs IQ Credit Union a safe place to deposit money?Yes, IQ Credit Union is considered a safe financial institution. With a Texas Ratio of 4.3036648921018%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does IQ Credit Union operate?IQ Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join IQ Credit Union?Yes, to access services at IQ Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, IQ Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, IQ Credit Union provides members with tools to manage their accounts and build a solid financial history. Does IQ Credit Union offer online and mobile banking?Most modern institutions like IQ Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.iqcu.com. Current IQ Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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