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Trailhead Federal Credit Union

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Trailhead Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at Trailhead Federal Credit Union?

Current rates for Trailhead Federal Credit Union include: 12-Month CD: 2.00%, 18-Month CD: 2.30%, 24-Month CD: 2.30%, 60-Month CD: 2.30%, Savings: 0.05%, MMA: 1.40%

Q: What CD terms does Trailhead Federal Credit Union offer?

Trailhead Federal Credit Union CD rates are 2.90% APY for a 6 month CD, 2.70% APY for a 12 month CD, 2.30% APY for an 18 month CD, 2.30% APY for a 2 year CD, 2.30% APY for a 3 year CD and 2.30% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Trailhead Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 28, 2026

Trailhead Federal Credit Union's 6 Month CD rates are at 2.90%, 12 Month CD rates are at 2.70%, 18 Month CD rates are at 2.30%, 24 Month CD rates are at 2.30%, 36 Month CD rates are at 2.30%. Trailhead Federal Credit Union's savings rates are at 0.05%. Trailhead Federal Credit Union's money market rates are at 1.40%. Trailhead Federal Credit Union's checking rates are as high as 5.00%. Trailhead Federal Credit Union's Mortgage Loans - Fixed Rate - 15 Year rates are at 6.50%, Mortgage Loans - Adjustable Rate - 7 Year rates are at 6.62%, Mortgage Loans - Fixed Rate - 30 Year rates are at 7.12%, Mortgage Loans - Adjustable Rate - 10 Year rates are at 7.25%. Trailhead Federal Credit Union's RV, Boat and Powersport Loan Rates are as low as 9.00%. Trailhead Federal Credit Union's Credit Card Rates are at 11.75%. Trailhead Federal Credit Union's CD rates are 15% lower than the MonitorBankRates national average, and it has a C health rating. MonitorBankRates evaluates the financial stability of Trailhead Federal Credit Union with a 3.9 Star Rating, an C Overall Health Grade, and a Texas Ratio of 28.59%. Rates last updated and verified on 10/28/2026.

Trailhead Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Trailhead Federal Credit Union? Share your experience about Trailhead Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Trailhead Federal Credit Union.

Overall Health & Safety Grade

Average Health Score: 74/100

MonitorBankRates Rating

3.9

Very Good Out of 5.0 Stars

Texas Ratio

28.59%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Trailhead Federal Credit Union
Trailhead CU

221 NW 2nd Ave Ste 100
Portland, OR 97209-3959

https://www.trailheadcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Trailhead Federal Credit Union CD Rates

Product	Rate	APY	Term
6 Month Certificate	2.86%	2.90%	6 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.90% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
6 Month Certificate	2.86%	2.90%	6 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.90% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
12 Month Certificate	2.67%	2.70%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.70% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
12 Month Certificate	2.67%	2.70%	12 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.70% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
18 Month Certificate	2.28%	2.30%	18 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
18 Month Certificate	2.28%	2.30%	18 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
24 Month Certificate	2.28%	2.30%	24 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
24 Month Certificate	2.28%	2.30%	24 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
36 Month Certificate	2.28%	2.30%	36 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
36 Month Certificate	2.28%	2.30%	36 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
48 Month Certificate	2.28%	2.30%	48 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
48 Month Certificate	2.28%	2.30%	48 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
60 Month Certificate	2.28%	2.30%	60 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
60 Month Certificate	2.28%	2.30%	60 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
12 Month Easy Saver Certificate	1.98%	2.00%	12-Month
Min Deposit $10 Details Add-On Certificate; dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 7 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
12 Month Money Builder Certificate	1.98%	2.00%	12-Month
Min Deposit $10 Details Add-On Certificate; dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 7 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Savings Rates

Product	Rate	APY
Savings IRA/ESA	0.05%	0.05%
Min Deposit $25 Min Balance $100 Details Minimum balance required to earn dividends: $100 Last Updated 10/28/2026 Rate History 1 change since Sep 25, 2026 · 0.10% → 0.05% ▼ 0.05 pts · high 0.10% / low 0.05% Oct 4, 20260.05%▼ from 0.10% Sep 25, 20260.10%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Primary Share Savings	0.01%	0.01%
Min Deposit $5 Min Balance $25 Details Minimum balance required to earn dividends: $25 Last Updated 10/28/2026 Rate History 1 change since Sep 25, 2026 · 0.05% → 0.01% ▼ 0.04 pts · high 0.05% / low 0.01% Oct 4, 20260.01%▼ from 0.05% Sep 25, 20260.05%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Secondary Savings	0.01%	0.01%
No additional details. Last Updated 10/28/2026 Rate History 1 change since Sep 25, 2026 · 0.05% → 0.01% ▼ 0.04 pts · high 0.05% / low 0.01% Oct 4, 20260.01%▼ from 0.05% Sep 25, 20260.05%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Share Savings	-	0.01%
Min Deposit $5 Details A "share" in the Credit Union; required for membership; Tiered rates: No; Access funds with ATM card: Yes Last Updated 10/28/2026 Rate History 1 change since Sep 25, 2026 · 0.05% → 0.01% ▼ 0.04 pts · high 0.05% / low 0.01% Oct 4, 20260.01%▼ from 0.05% Sep 25, 20260.05%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings	0.05%	0.05%
Min Deposit $5 Min Balance $5 Details Min Balance to Avoid Fee: ---; Monthly Fee if Below Minimum: Last Updated 10/28/2026 Rate History 1 change since Sep 25, 2026 · 0.10% → 0.05% ▼ 0.05 pts · high 0.10% / low 0.05% Oct 4, 20260.05%▼ from 0.10% Sep 25, 20260.10%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	1.39%	1.40%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 and over; *The minimum balance required to earn dividends Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 1.40% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Money Market	1.14%	1.15%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999.99; *The minimum balance required to earn dividends Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 1.15% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Money Market	1.00%	1.00%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; *The minimum balance required to earn dividends Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 1.00% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Money Market	0.50%	0.50%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $49,999.99; *The minimum balance required to earn dividends Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 0.50% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Money Market	0.25%	0.25%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $9,999.99; *The minimum balance required to earn dividends Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.25% APY · checked 7 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market	1.39%	1.40%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 and over; Min Daily Balance: $2,500 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 1.40% APY · checked 5 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business Money Market	1.14%	1.15%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Min Daily Balance: $2,500 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 1.15% APY · checked 5 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business Money Market	1.00%	1.00%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Min Daily Balance: $2,500 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 1.00% APY · checked 5 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business Money Market	0.50%	0.50%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $49,999.99; Min Daily Balance: $2,500 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 0.50% APY · checked 5 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business Money Market	0.25%	0.25%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $9,999.99; Min Daily Balance: $2,500 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 0.25% APY · checked 6 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Checking Rates

Product	Rate	APY
Kasasa Cash Checking	4.88%	5.00%
Min Deposit $25 Details Balance: $0 - $15,000 (Qualified rate); Qualifying balance up to $15,000.00; Min Daily Balance: Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 5.00% APY · checked 6 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Nonprofit Checking	0.50%	0.50%
Min Deposit $25 Details Min Balance to Avoid Fee: NA; Monthly Fee if Below Minimum: $0 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 0.50% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Business Checking Rates

Product	Rate	APY	View More
Business Checking	0.50%	0.50%
Min Deposit $25 Details Balance to Avoid Fee: $500 Average Daily Balance; Monthly Fee if Below Minimum: $5 Last Updated 10/28/2026 Rate History 1 change since Sep 25, 2026 · 1.00% → 0.50% ▼ 0.50 pts · high 1.00% / low 0.50% Oct 4, 20260.50%▼ from 1.00% Sep 25, 20261.00%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Mortgage Rates

Product	Rate	Points	APR
Mortgage Loans - Fixed Rate - 15 Year	6.50%	-	6.726%
Details Purchase of primary residence; offered through partner Consolidated Community Credit Union; includes 1% loan fee; based on $200,000 loan with 20% down; APR = Annual Percentage Rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 6.73% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Mortgage Loans - Adjustable Rate - 7 Year	6.625%	-	6.737%
Details Purchase of primary residence; offered through partner Consolidated Community Credit Union; includes 1% loan fee; based on $200,000 loan with 20% down; APR = Annual Percentage Rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 6.74% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Mortgage Loans - Fixed Rate - 30 Year	7.125%	-	7.338%
Details Purchase of primary residence; offered through partner Consolidated Community Credit Union; includes 1% loan fee; based on $200,000 loan with 20% down; APR = Annual Percentage Rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 7.34% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Mortgage Loans - Adjustable Rate - 10 Year	7.25%	-	7.348%
Details Purchase of primary residence; offered through partner Consolidated Community Credit Union; includes 1% loan fee; based on $200,000 loan with 20% down; APR = Annual Percentage Rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 7.35% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line	-	-	6.25%
Details As Low As Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 6.25% APR · checked 8 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Home Equity Loan - 1st Lien (Home Loan Refinance)	6.25%	-	6.448%	15 year
Details Published APR range: 6.448%- 9.718%; Published rate range: 6.25% - 9.50%. Refinance your existing mortgage; Up to 90% LTV; Rates include a 0.75% loan origination fee; based on $200,000 loan with 20% down; member pays third party closing costs Last Updated 10/28/2026 Rate History 1 change since Sep 16, 2026 · 5.55% → 6.45% ▲ 0.89 pts · high 6.45% / low 5.55% Oct 2, 20266.45%▲ from 5.55% Sep 16, 20265.55%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Home Equity Loan - 1st Lien (Home Loan Refinance)	7.00%	-	7.389%	7 year
Details Term: 7 year balloon (30 year amortization); Published APR range: 7.389%- 10.027 %; Published rate range: 7.00% - 9.625%. Refinance your existing mortgage; Up to 90% LTV; Rates include a 0.75% loan origination fee; based on $200,000 loan with 20% down; member pays third party closing costs Last Updated 10/28/2026 Rate History 1 change since Sep 16, 2026 · 6.19% → 7.39% ▲ 1.20 pts · high 7.39% / low 6.19% Oct 2, 20267.39%▲ from 6.19% Sep 16, 20266.19%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Home Equity Loan - 2nd Lien	-	-	7.625%	10 years
Details Published APR range: 7.625% - 9.500%. Members pays third party closing costs; Up to 85% LTV Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 7.63% APR · checked 8 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Floating Home Equity Line of Credit	-	-	7.75%	15 year
Details Term: 15 year amortization with 10 year draw; Published APR range: 7.75% - 8.25%. Variable rate based on WSJ Prime rate, 3.75% floor; 18% ceiling; Member pays third party closing costs Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 7.75% APR · checked 9 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Home Equity Loan - 2nd Lien	-	-	8.125%	15 years
Details Published APR range: 8.125% - 9.875%. Members pays third party closing costs; Up to 85% LTV Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 8.13% APR · checked 8 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Green Auto Loan Special	-	-	3.99%
Details As Low As; for hybrid or electric vehicles; includes 0.50% APR discount; no payments for 90 days Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 3.99% APR · checked 6 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Auto Loan	-	-	4.49%
Details As Low As; whether buying a new or used vehicle or refinancing a high-rate loan from another lender; members can defer payments for 90 days Last Updated 10/28/2026 Rate History 1 change since Sep 25, 2026 · 4.99% → 4.49% ▼ 0.50 pts · high 4.99% / low 4.49% Oct 15, 20264.49%▼ from 4.99% Sep 25, 20264.99%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Autos (New & Used)	-	-	4.99%	Up to 84 months
Details Rate range: 4.99% - 18.00%; Loan amounts per term: Up to 60 months $5,000-$9,999.99; 61-72 months $10,000-$14,999.99; 73-84 months $15,000+; Loan to Value: Below 80% -0.5%, 81%-100% base rate, 101% & above +0.5%; No Automatic Payment +0.25%; Mileage above 125,000 miles +1%; Green Auto -0.25%; Floor Rate 2.49%; Offer valid through December 31, 2026 Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 4.99% APR · checked 8 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycles (New & Used) Loan	-	7.74%	60 months or less
Details Standard (60 months or less); APR range: 7.74% - 18.00%; Loan amounts per term: Up to 60 months is $5,000-$9,999.99; 61-84 months is $10,000+; Rate Adjustments: Loan to Value below 80%: -0.5%, 81%-100%: Base rate, 101% & above: +0.5%; No Automatic Payment: +0.25%; Vehicle Age (7-20 years): +2%; Trailhead Rewards: -0.25%; Value based on sales price of KBB/MSRP for new, whichever is less; Floor Rate is 2.49% Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 7.74% APR · checked 5 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Boats, RVs & Travel Trailers (New & Used) Loan	-	7.99%	84 months or less
Details APR range: 7.99% - 10.24%; Loan amount: up to 84 months is $5,000 - $9,999,99; Floor Rate is 2.49%; Rate adjustments: LTV below 80% -0.5%, 81%-100% base rate, 101%-105% +0.5%, No Automatic Payment +0.25%, Vehicle Age (10-20 years) +2%, Trailhead Rewards -0.25% Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 7.99% APR · checked 7 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Boats, RVs & Travel Trailers (New & Used) Loan	-	8.24%	85-120 months
Details APR range: 8.24% - 13.79%; Loan amount: 85-120 months is $10,000-$19,999.99; Floor Rate is 2.49%; Rate adjustments: LTV below 80% -0.5%, 81%-100% base rate, 101%-105% +0.5%, No Automatic Payment +0.25%, Vehicle Age (10-20 years) +2%, Trailhead Rewards -0.25% Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 8.24% APR · checked 7 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Motorcycles (New & Used) Loan	-	8.24%	61-84 months
Details Extended (61-84 months); APR range: 8.24% - 18.00%; Loan amounts per term: Up to 60 months is $5,000-$9,999.99; 61-84 months is $10,000+; Rate Adjustments: Loan to Value below 80%: -0.5%, 81%-100%: Base rate, 101% & above: +0.5%; No Automatic Payment: +0.25%; Vehicle Age (7-20 years): +2%; Trailhead Rewards: -0.25%; Value based on sales price of KBB/MSRP for new, whichever is less; Floor Rate is 2.49% Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 8.24% APR · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Boats, RVs & Travel Trailers (New & Used) Loan	-	8.99%	121-180 months
Details APR range: 8.99% - 15.79%; Loan amount: 121-180 months is $20,000+; Floor Rate is 2.49%; Rate adjustments: LTV below 80% -0.5%, 81%-100% base rate, 101%-105% +0.5%, No Automatic Payment +0.25%, Vehicle Age (10-20 years) +2%, Trailhead Rewards -0.25% Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 8.99% APR · checked 7 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
ATVs, Snowmobiles, Personal Watercraft (New & Used) - Up to 24 months Loan	-	9.00%	Up to 24 months
Details Up to 100% LTV; APR range: 9.00% - 18.00% Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 9.00% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
ATVs, Snowmobiles, Personal Watercraft (New & Used) - 25-36 months Loan	-	9.25%	25-36 months
Details Up to 100% LTV; APR range: 9.25% - 18.00% Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 9.25% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
ATVs, Snowmobiles, Personal Watercraft (New & Used) - 37-48 months Loan	-	9.50%	37-48 months
Details Up to 100% LTV; APR range: 9.50% - 18.00% Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 9.50% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Credit Card Rates

Product	Rate	APR
Business Platinum Credit Card	-	11.75%
Details Purchase and Cash Advance APR range: 11.75% - 18.00% Variable; Balance Transfer APR: 8.75% - 18.00% Variable; Variable rate based on Prime rate as published in the Wall Street Journal, 18% ceiling Last Updated 10/28/2026 Rate History 2 changes since Sep 16, 2026 · 11.75% → 11.75% ▼ 0.00 pts · high 11.75% / low 8.75% Oct 4, 202611.75%▲ from 8.75% Sep 25, 20268.75%▼ from 11.75% Sep 16, 202611.75%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Platinum Credit Card	-	11.75%
Details Purchase and Cash Advance APR range: 11.75% - 18.00% Variable; Balance Transfer APR: 8.75% - 18.00% Variable; Variable rate based on Prime rate as published in the Wall Street Journal, 18% ceiling Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 11.75% APR · checked 8 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Secured Credit Card	-	11.75%
Details Purchase and Cash Advance APR: 11.75% Variable; Balance Transfer APR: 8.75% Variable; Variable rate based on Prime rate as published in the Wall Street Journal, 18% ceiling Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 11.75% APR · checked 8 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Visa Credit Card	-	11.75%
Details As Low As Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 11.75% APR · checked 7 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business Rewards Credit Card	-	12.75%
Details Purchase and Cash Advance APR range: 12.75% - 18.00% Variable; Balance Transfer APR: 9.75% - 18.00% Variable; Variable rate based on Prime rate as published in the Wall Street Journal, 18% ceiling Last Updated 10/28/2026 Rate History 2 changes since Sep 16, 2026 · 12.75% → 12.75% ▼ 0.00 pts · high 12.75% / low 9.75% Oct 4, 202612.75%▲ from 9.75% Sep 25, 20269.75%▼ from 12.75% Sep 16, 202612.75%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Rewards Credit Card	-	12.75%
Details Purchase and Cash Advance APR range: 12.75% - 18.00% Variable; Balance Transfer APR: 9.75% - 18.00% Variable; Variable rate based on Prime rate as published in the Wall Street Journal, 18% ceiling Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 12.75% APR · checked 8 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Personal Loan Rates

Product	APR	Term
ATVs, Snowmobiles, Personal Watercraft (New & Used) - Up to 24 months Loan	9.00%	Up to 24 months
Details Up to 100% LTV; APR range: 9.00% - 18.00% Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 9.00% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
ATVs, Snowmobiles, Personal Watercraft (New & Used) - 25-36 months Loan	9.25%	25-36 months
Details Up to 100% LTV; APR range: 9.25% - 18.00% Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 9.25% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
ATVs, Snowmobiles, Personal Watercraft (New & Used) - 37-48 months Loan	9.50%	37-48 months
Details Up to 100% LTV; APR range: 9.50% - 18.00% Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 9.50% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Flexline Personal Line of Credit	12.75%	Revolving
Details APR range: 12.75% - 18.00% Variable; Variable rate based on WSJ Prime, 18% ceiling; Repayment is Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 12.75% APR · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Personal Loan	14.00%	Up to 48 months
Details APR range 14.00% - 18.00% Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 14.00% APR · checked 8 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Bike Loan	-	-	11.50%	Up to 12 months
Details APR range: 11.50% - 18.00%; $350 min, $2500 max loan amount; New purchases; Apply Online Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 11.50% APR · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Equity Options Line of Credit	-	-	6.25%	15 year
Details Term: 15 year amortization with 10 year draw; Rate range: 6.25% - 10.75% variable; Variable rate based on WSJ Prime, 3.75% floor, 18% ceiling; Trailhead pays standard set up costs up to $500 including desktop appraisal (primary residences only), reimbursable if line closed within 3 years Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 6.25% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Floating Home Loan	6.75%	-	6.91%	15 year
Details Published APR range: 6.910% - 10.428%; Published rate range: 6.75% - 10.25%. 1% loan origination fee; Member pays third party closing costs; Purchase or refinance; Rates current as of 10/22/2026 Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.91% APR · checked 8 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Floating Home Loan	7.00%	-	7.31%	7 year
Details Term: 7 year balloon (30 year amortization); Published APR range: 7.310% - 10.825%; Published rate range: 7.00% - 10.50%. 1% loan origination fee; Member pays third party closing costs; Purchase or refinance; Rates current as of 10/22/2026 Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 7.31% APR · checked 8 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Certificate Account	-	-	2.90%
Details As High As Last Updated 10/28/2026 Rate History 1 change since Sep 25, 2026 · 3.00% → 2.90% ▼ 0.10 pts · high 3.00% / low 2.90% Oct 4, 20262.90%▼ from 3.00% Sep 25, 20263.00%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Holiday Club Certificate	1.98%	-	2.00%
Min Deposit $10 Details Add-On Certificate; matures November 1; dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 7 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Kasasa Saver Savings	2.96%	-	3.00%
Min Deposit $5 Details Balance: $0 - $30,000 (Qualified rate); Base Rate (non-qualified) 0.05% and $30,000.01+ Qualified rate 0.25% not extracted (blended tier rule) Last Updated 10/28/2026 Rate History 1 change since Sep 25, 2026 · 0.05% → 3.00% ▲ 2.95 pts · high 3.00% / low 0.05% Oct 12, 20263.00%▲ from 0.05% Sep 25, 20260.05%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Kasasa Saver Savings	-	-	3.00%
Details As High As; Earn up to 3% APY on balances up to $30,000 when you add Kasasa Saver to your Kasasa Checking account; Balance: up to $30,000.00 Last Updated 10/28/2026 Rate History 1 change since Sep 25, 2026 · 0.05% → 3.00% ▲ 2.95 pts · high 3.00% / low 0.05% Oct 12, 20263.00%▲ from 0.05% Sep 25, 20260.05%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Tax Saver Certificate	1.98%	-	2.00%
Min Deposit $10 Details Add-On Certificate; matures November 1; dividend compounded and credited monthly Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 7 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Trailhead Federal Credit Union’s Texas Ratio rose from 6.70% in Q3 2023 to 28.59% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 3.9 and its Health Grade from A to C. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$156M	28.59%	3.9	C
March 31, 2026	$155M	26.35%	4.1	C+
December 31, 2025	$156M	19.34%	4.6	B
September 30, 2025	$153M	9.69%	5.0	A
June 30, 2025	$158M	10.79%	5.0	A
March 31, 2025	$159M	13.11%	5.0	A
December 31, 2024	$163M	5.49%	5.0	A+
September 30, 2024	$170M	11.92%	5.0	A
June 30, 2024	$164M	10.16%	5.0	A
March 31, 2024	$177M	9.54%	5.0	A
December 31, 2023	$168M	5.74%	5.0	A+
September 30, 2023	$174M	6.70%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Trailhead Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Trailhead Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Trailhead Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Trailhead Federal Credit Union

Website https://www.trailheadcu.org

Address 221 NW 2nd Ave Ste 100, Portland, OR 97209-3959

Phone 503-220-2592

Fax 503-228-6770

President Adam Starling

CEO Jim McCarthy

Full-Time Employees 34

Part-Time Employees 1

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

3.9 / 5.0 ★

Overall Health & Safety Grade

C (74/100)

Texas Ratio

28.59%

Return on Assets (ROA)

-0.6485%

Return on Equity (ROE)

-7.3721%

Non-Performing Loans Ratio (NPL)

4.14%

Total Assets

155,956,384

Total Amount of Shares and Deposits

140,836,567

Total Shares and Deposits < 1 Year

139,406,186

Total Shares and Deposits 1 3 Years

1,362,375

Total Shares and Deposits > 3 Years

68,006

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,273,631

Total Uninsured Shares and Deposits > $250K (F+J)

2,273,631

Total Insured Shares and Deposits > $250K (item 17 less item K)

138,562,936

Total Interest Expense (Sum of items 6 8)

1,038,281

Share Certificates

550

Number of Accounts for Share Drafts

7,293

IRA KEOGH Accounts

344

Number of Accounts for Regular Shares

12,318

Non Member Deposits

Money Market Shares

326

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

23,586,799

Total Liabilities

143,009,026

Source: NCUA — Last Updated 06/30/2026

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Trailhead Federal Credit Union

Does Trailhead Federal Credit Union offer CDs?

Yes. Trailhead Federal Credit Union current CD rates include its 6 Month CD at 2.90% APY, its 12 Month CD at 2.70% APY and its 18 Month CD at 2.30% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Trailhead Federal Credit Union NCUA insured?

Yes. Trailhead Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Trailhead Federal Credit Union?

The highest Trailhead Federal Credit Union CD rate is its 6 Month CD at 2.90% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Trailhead Federal Credit Union offer?

Trailhead Federal Credit Union CD rates are 2.90% APY for a 6 month CD, 2.70% APY for a 12 month CD, 2.30% APY for an 18 month CD, 2.30% APY for a 2 year CD, 2.30% APY for a 3 year CD and 2.30% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Trailhead Federal Credit Union for its full lineup.

What is the highest savings rate at Trailhead Federal Credit Union?

The highest Trailhead Federal Credit Union savings rate is its Business Savings at 0.05% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at Trailhead Federal Credit Union?

The highest Trailhead Federal Credit Union money market rate is its Business Money Market at 1.40% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at Trailhead Federal Credit Union?

The highest Trailhead Federal Credit Union checking rate is its Kasasa Cash Checking at 5.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest 30 year fixed mortgage rate at Trailhead Federal Credit Union?

The lowest Trailhead Federal Credit Union 30 year fixed mortgage rate is its Mortgage Loans - Fixed Rate - 30 Year at 7.125%, verified by MonitorBankRates as of October 28, 2026. Trailhead Federal Credit Union mortgage rates are 7.125% for a 30 year mortgage, 6.50% for a 15 year mortgage, 7.25% for a 10 year mortgage and 6.625% for a 7 year mortgage.

What is the lowest auto loan rate at Trailhead Federal Credit Union?

The lowest Trailhead Federal Credit Union auto loan rate is its Green Auto Loan Special at 3.99% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Trailhead Federal Credit Union?

The lowest Trailhead Federal Credit Union personal loan rate is its ATVs, Snowmobiles, Personal Watercraft (New & Used) - 25-36 months Loan at 9.25% APR, verified by MonitorBankRates as of October 28, 2026. Trailhead Federal Credit Union personal loan rates are 9.25% APR for a 36 month personal loan and 9.50% APR for a 48 month personal loan.

What is the lowest credit card APR at Trailhead Federal Credit Union?

The lowest Trailhead Federal Credit Union credit card APR is its Business Platinum Credit Card at 11.75% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Trailhead Federal Credit Union operate?

Trailhead Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Trailhead Federal Credit Union?

Yes, to access services at Trailhead Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Trailhead Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Trailhead Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Trailhead Federal Credit Union offer online and mobile banking?

Most modern institutions like Trailhead Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trailheadcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Trailhead Federal Credit Union rates compare?

Trailhead Federal Credit Union's CD rates are 15% lower than the MonitorBankRates national average, and it has a C health rating. Trailhead Federal Credit Union's top rates are its 6 Month CD at 2.90% APY, its Business Savings at 0.05% APY, its Business Money Market at 1.40% APY, its Kasasa Cash Checking at 5.00% APY, its Mortgage Loans - Fixed Rate - 15 Year at 6.50%, its ATVs, Snowmobiles, Personal Watercraft (New & Used) - Up to 24 months Loan at 9.00% APR and its Business Platinum Credit Card at 11.75% APR, verified by MonitorBankRates on October 28, 2026.

Current Trailhead Federal Credit Union Rates

12-Month CD2.00%
18-Month CD2.30%
24-Month CD2.30%
60-Month CD2.30%
Savings0.05%
MMA1.40%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Trailhead Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Trailhead Federal Credit Union Texas Ratio

Trailhead Federal Credit Union Health Trend

Trailhead Federal Credit Union CD Rates

Trailhead Federal Credit Union Savings Rates

Trailhead Federal Credit Union Business Savings Rates

Trailhead Federal Credit Union Money Market Rates

Trailhead Federal Credit Union Business Money Market Rates

Trailhead Federal Credit Union Checking Rates

Trailhead Federal Credit Union Business Checking Rates

Trailhead Federal Credit Union Mortgage Rates

Trailhead Federal Credit Union Home Equity & HELOC

Trailhead Federal Credit Union Auto Loan Rates

Trailhead Federal Credit Union RV, Boat and Powersport Loan Rates

Trailhead Federal Credit Union Credit Card Rates

Trailhead Federal Credit Union Personal Loan Rates

Trailhead Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Customer Reviews

Frequently Asked Questions About Trailhead Federal Credit Union

Does Trailhead Federal Credit Union offer CDs?

Are CDs from Trailhead Federal Credit Union NCUA insured?

What is the highest CD rate at Trailhead Federal Credit Union?

What CD terms does Trailhead Federal Credit Union offer?

What is the highest savings rate at Trailhead Federal Credit Union?

What is the highest money market rate at Trailhead Federal Credit Union?

What is the highest checking rate at Trailhead Federal Credit Union?

What is the lowest 30 year fixed mortgage rate at Trailhead Federal Credit Union?

What is the lowest auto loan rate at Trailhead Federal Credit Union?

What is the lowest personal loan rate at Trailhead Federal Credit Union?

What is the lowest credit card APR at Trailhead Federal Credit Union?

How many branches does Trailhead Federal Credit Union operate?

Is a member application needed to join Trailhead Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Trailhead Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Trailhead Federal Credit Union rates compare?

Current Trailhead Federal Credit Union Rates

Compare to Other Credit Unions