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iAdvertiser Disclosure
Advertiser Disclosure
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 Trailhead Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Trailhead Federal Credit Union's 6 Month CD rates are at 3.00%, Business 6 Month CD rates are at 3.00%, 12 Month CD rates are at 2.75%, Business 12 Month CD rates are at 2.75%, 18 Month CD rates are at 2.50%. Trailhead Federal Credit Union's savings rates are at 0.05%. Trailhead Federal Credit Union's money market rates are at 0.25%. Trailhead Federal Credit Union's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Trailhead Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.69%. Rates were last updated on 04/17/2026. Trailhead Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Trailhead Federal Credit Union? Share your experience about Trailhead Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Trailhead Federal Credit Union. Trailhead Federal Credit Union
Trailhead CU 221 NW 2nd Ave Ste 100
https://www.trailheadcu.org Portland, OR 97209 3959 
Trailhead Federal Credit Union CD Rates
Trailhead Federal Credit Union Savings Rates
Trailhead Federal Credit Union Money Market Rates
Trailhead Federal Credit Union Checking Rates
Trailhead Federal Credit Union Home Equity & HELOC
Trailhead Federal Credit Union Auto Loan Rates
Trailhead Federal Credit Union Credit Card Rates
Trailhead Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Trailhead Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Trailhead Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Trailhead Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Trailhead Federal Credit Union
Website
https://www.trailheadcu.org
Address
221 NW 2nd Ave Ste 100,
Portland, OR 97209 3959
Phone
503-220-2592
Fax
503-228-6770
President
Adam Starling
CEO
Jim McCarthy
Full-Time Employees
34
Part-Time Employees
1
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.69%
Return on Assets (ROA)
-0.3092%
Return on Equity (ROE)
-2.9972%
Non-Performing Loans Ratio (NPL)
1.48%
Total Assets
152,610,336
Total Amount of Shares and Deposits
138,780,513
Total Shares and Deposits < 1 Year
134,867,392
Total Shares and Deposits 1 3 Years
3,770,717
Total Shares and Deposits > 3 Years
142,404
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,679,742
Total Uninsured Shares and Deposits > $250K (F+J)
1,679,742
Total Insured Shares and Deposits > $250K (item 17 less item K)
137,100,771
Total Interest Expense (Sum of items 6 8)
2,019,842
Share Certificates
621
Number of Accounts for Share Drafts
7,352
IRA KEOGH Accounts
361
Number of Accounts for Regular Shares
12,372
Non Member Deposits
3
Money Market Shares
339
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,173,396
Total Liabilities
139,870,167
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Trailhead Federal Credit UnionIs Trailhead Federal Credit Union a safe place to deposit money?Yes, Trailhead Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 9.6901062771588%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Trailhead Federal Credit Union operate?Trailhead Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Trailhead Federal Credit Union?Yes, to access services at Trailhead Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Trailhead Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Trailhead Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Trailhead Federal Credit Union offer online and mobile banking?Most modern institutions like Trailhead Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trailheadcu.org. Current Trailhead Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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