JCT Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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JCT Federal Credit Union12-month CD rates can be found at 4.30%, 6-month CD rates at 4.00% and 3-month CD rates at 3.96%. Savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.18%. Credit Card rates are at 14.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to JCT Federal Credit Union rates.

Compare JCT Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of JCT Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

JCT Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at JCT Federal Credit Union? Share your experience about JCT Federal Credit Union by leaving a review below, or read customer reviews before you decide to use JCT Federal Credit Union.

Overall, JCT Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
JCT Federal Credit Union
Office
309 N Allen St
Edna, TX 77957
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare JCT Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Compass Savings Bank
Compass Savings Bank
12-Month CD
3.92%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
6-Month CD
3.82%
$1,000
PSECU
PSECU
6-Month CD
3.80%
$500
Pacific Crest SB
Pacific Crest SB
60-Month CD
3.75%
$2,000
ESSA Bank & Trust
ESSA Bank & Trust
12-Month CD
3.75%
$1,000
Kearney Trust Company
Kearney Trust Company
18-Month CD
3.72%
$100
Peru Federal Savings Bank
Peru Federal Savings Bank
24-Month CD
3.70%
$1,000
FNB of Bellville
FNB of Bellville
12-Month CD (Jumbo)
3.60%
$100,000
First FSB Rochester, IN
First FSB Rochester, IN
18-Month CD (Flexible)
3.55%
$500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
24-Month CD
3.51%
$500
HSBC Bank USA
HSBC Bank USA
Premier Relationship Savings
3.50%
$1
Maspeth Federal S&L
Maspeth Federal S&L
24-Month CD
3.40%
$2,500
Everence Trust Company
Everence Trust Company
30-Month CD
3.40%
$500
Warren-Boynton State Bank
Warren-Boynton State Bank
30-Month CD
3.27%
$1,000
Shoreham Bank
Shoreham Bank
48-Month CD
3.25%
$1,000
Community Bank Dunlap, IA
Community Bank Dunlap, IA
60-Month CD
3.25%
$500
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
36-Month CD
3.25%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
6-Month CD
3.05%
$500
BayFirst National Bank
BayFirst National Bank
60-Month CD
3.01%
$1,000
Collinsville Bank
Collinsville Bank
24-Month CD
3.00%
$500
Old Dominion National Bank
Old Dominion National Bank
Business Prime Money Market
2.76%
$10,000
GSL Savings Bank
GSL Savings Bank
18-Month CD
2.73%
$500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
24-Month CD
2.62%
$1,000
Collins State Bank
Collins State Bank
18-Month CD
2.25%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
36-Month CD
2.07%
$1,000
Alliance Bank IN
Alliance Bank IN
36-Month CD
1.96%
$1,000
Park Bank
Park Bank
12-Month CD
1.91%
$2,500
Achieva Credit Union
Achieva Credit Union
60-Month CD
1.75%
$500
1st Community Credit Union
1st Community Credit Union
Money Market
1.11%
$1,000
CNB St Louis Bank
CNB St Louis Bank
48-Month CD
1.10%
$500
Community Bank Mankato
Community Bank Mankato
Blue Chip Money Market
1.10%
$25,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Money Market
1.00%
$1,000
FNB of Peterstown
FNB of Peterstown
48-Month CD
1.00%
$2,500
Norway Savings Bank
Norway Savings Bank
48-Month CD
0.70%
$500
First Keystone Community Bank
First Keystone Community Bank
60-Month CD
0.55%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
Insured Money Market
0.50%
$100
FirsTier Bank
FirsTier Bank
24-Month CD
0.50%
$0
Pillar Bank
Pillar Bank
60-Month CD
0.45%
$500
Ballston Spa National Bank
Ballston Spa National Bank
18-Month CD
0.40%
$500
First Security B&T Co. IA
First Security B&T Co. IA
Investors Advantage Savings
0.34%
$0
First Bank Hampton
First Bank Hampton
Loyalty Checking
0.25%
$1,500
Monroe Savings Bank
Monroe Savings Bank
Statement Savings
0.25%
$100
First FSB of Kentucky
First FSB of Kentucky
3-Month CD
0.15%
$500
OBannon Bank
OBannon Bank
Savings
0.15%
$0
The Valley State Bank
The Valley State Bank
Regular Savings
0.15%
$100
Woodlands National Bank
Woodlands National Bank
Savings
0.15%
$50
MidCountry Bank
MidCountry Bank
36-Month CD
0.10%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Regular Savings
0.05%
$100
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Money Market
0.03%
$2,500
Milford Bank
Milford Bank
Sound Money Market
0.02%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare JCT Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.500%
5.600%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.375%
5.632%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.500%
5.647%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.625%
5.651%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.809%
0.000
Bank of America
Bank of America
15 Year Fixed
5.500%
5.844%
0.714
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
5.856%
0.250
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
StonehamBank
StonehamBank
20-Year Fixed
6.000%
6.089%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.000%
6.113%
1.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.500%
6.156%
0.000
Holyoke Credit Union
Holyoke Credit Union
10/1 ARM
5.875%
6.163%
0.000
American Bank
American Bank
15-Year Fixed
5.875%
6.173%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.125%
6.191%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.375%
6.198%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
10-Year Fixed
6.250%
6.250%
0.000
USB Union Savings Bank
USB Union Savings Bank
7/1 ARM
5.750%
6.302%
0.000
Northwest Community Bank
Northwest Community Bank
5/1 ARM
5.625%
6.354%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare JCT Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare JCT Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have JCT Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

JCT Federal Credit Union Information

Credit Union Name: JCT Federal Credit Union
Website:
Full Time Employees: 4
Part Time Employees: 1
President: Dianne Juroske
CEO: Lori Matus
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
309 N Allen St
Edna, TX 77957
Phone Number: 361-782-5745
Fax Number: 361-782-5533

JCT Federal Credit Union Financials

Total Assets:
10,314,819
Total Amount of Shares and Deposits:
9,181,804
Total Shares and Deposits < 1 Year:
9,181,804
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,181,804
Total Interest Expense (Sum of items 6 8):
26,824
Share Certificates:
42
Number of Accounts for Share Drafts:
206
IRA KEOGH Accounts:
4
Number of Accounts for Regular Shares:
643
All other shares:
45
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,255,150
Total Liabilities:
9,187,606
Show More

JCT Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Applied Bank 2 Month Jumbo CD rates are now at 0.05 percent with a yield of 0.05 percent. View current 2 Month Jumbo CD rates at Applied Bank below.
Luana Savings Bank 6 Month $50K CD rates are now at 0.45 percent with a yield of 0.45 percent. View current 6 Month $50K CD rates at Luana Savings Bank below.

Bank or Credit Union Offers and Deals

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QE3 Will Bring Even Lower CD Rates & Mortgage Rates
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JCT Federal Credit Union Reviews

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