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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
State Police Credit Union Rates & Review April 2026State Police Credit Union's Personal Loan Rates are at 9.49%. MonitorBankRates evaluates the financial stability of State Police Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.05%. Rates were last updated on 04/25/2026. State Police Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Police Credit Union? Share your experience about State Police Credit Union by leaving a review below, or read customer reviews before you decide to use State Police Credit Union. State Police Credit Union
Main Office 321 Research Pkwy Ste 202
https://www.cspcu.org Meriden, CT 06450
State Police Credit Union Mortgage Rates
State Police Credit Union Home Equity & HELOC
State Police Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for State Police Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather State Police Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with State Police Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
State Police Credit Union
Website
https://www.cspcu.org
Address
321 Research Pkwy Ste 202,
Meriden, CT 06450
Phone
800-310-7728
Fax
203-237-2119
President
John Kolosky
CEO
John Gasiorowski
Full-Time Employees
5
Part-Time Employees
2
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.05%
Return on Assets (ROA)
0.4167%
Return on Equity (ROE)
2.7153%
Non-Performing Loans Ratio (NPL)
0.03%
Total Assets
79,168,604
Total Amount of Shares and Deposits
66,546,028
Total Shares and Deposits < 1 Year
64,572,661
Total Shares and Deposits 1 3 Years
1,308,408
Total Shares and Deposits > 3 Years
664,961
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,623,875
Total Uninsured Shares and Deposits > $250K (F+J)
7,623,875
Total Insured Shares and Deposits > $250K (item 17 less item K)
58,922,153
Total Interest Expense (Sum of items 6 8)
383,358
Share Certificates
251
Number of Accounts for Share Drafts
1,370
IRA KEOGH Accounts
259
Number of Accounts for Regular Shares
2,632
All other shares
858
Money Market Shares
87
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,297,402
Total Liabilities
67,499,821
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About State Police Credit UnionIs State Police Credit Union a safe place to deposit money?Yes, State Police Credit Union is considered a safe financial institution. With a Texas Ratio of 0.052632194143487%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does State Police Credit Union operate?State Police Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join State Police Credit Union?Yes, to access services at State Police Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, State Police Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, State Police Credit Union provides members with tools to manage their accounts and build a solid financial history. Does State Police Credit Union offer online and mobile banking?Most modern institutions like State Police Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cspcu.org. Compare to Other Credit Unions
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