|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 State Police Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
State Police Credit Union's Share & IRA CD - 60 month rates are at 4.49%, Share & IRA CD - 48 month rates are at 4.44%, Share & IRA CD - 36 month rates are at 4.33%, Share & IRA CD - 24 month rates are at 4.18%, Share & IRA CD - 12 month rates are at 4.08%. State Police Credit Union's 10 Year First Mortgage rates are at 5.25%, 15 Year First Mortgage rates are at 5.65%, 20 Year First Mortgage rates are at 5.85%, 30 Year First Mortgage rates are at 6.25%. State Police Credit Union's Personal Loan Rates are as low as 9.49%. State Police Credit Union's CD rates are 48% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of State Police Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.09%. Rates last updated and verified on 10/29/2026. State Police Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Police Credit Union? Share your experience about State Police Credit Union by leaving a review below, or read customer reviews before you decide to use State Police Credit Union. State Police Credit Union
Main Office 321 Research Pkwy Ste 202
https://www.cspcu.org Meriden, CT 06450  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. State Police Credit Union CD Rates
State Police Credit Union Mortgage Rates
State Police Credit Union Home Equity & HELOC
State Police Credit Union Auto Loan Rates
State Police Credit Union Personal Loan Rates
State Police Credit Union Other Rates
Financial Health HistoryState Police Credit Union’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.09% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for State Police Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather State Police Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with State Police Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
State Police Credit Union
Website
https://www.cspcu.org
Address
321 Research Pkwy Ste 202,
Meriden, CT 06450
Phone
800-310-7728
Fax
203-237-2119
President
Patricia Loso
CEO
John Gasiorowski
Full-Time Employees
5
Part-Time Employees
2
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.09%
Return on Assets (ROA)
0.4598%
Return on Equity (ROE)
3.0443%
Non-Performing Loans Ratio (NPL)
0.06%
Total Assets
84,032,565
Total Amount of Shares and Deposits
70,781,093
Total Shares and Deposits < 1 Year
68,063,832
Total Shares and Deposits 1 3 Years
2,096,513
Total Shares and Deposits > 3 Years
620,748
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,186,815
Total Uninsured Shares and Deposits > $250K (F+J)
9,186,815
Total Insured Shares and Deposits > $250K (item 17 less item K)
61,594,278
Total Interest Expense (Sum of items 6 8)
269,700
Share Certificates
253
Number of Accounts for Share Drafts
1,347
IRA KEOGH Accounts
109
Number of Accounts for Regular Shares
2,564
All other shares
867
Money Market Shares
89
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,614,883
Total Liabilities
71,847,411
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for State Police Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for State Police Credit Union
Frequently Asked Questions About State Police Credit UnionDoes State Police Credit Union offer CDs?Yes. State Police Credit Union current CD rates include its Share & IRA CD - 60 month at 4.49% APY, its Share & IRA CD - 48 month at 4.438% APY and its Share & IRA CD - 36 month at 4.334% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from State Police Credit Union NCUA insured?Yes. State Police Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at State Police Credit Union?The highest State Police Credit Union CD rate is its Share & IRA CD - 60 month at 4.49% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does State Police Credit Union offer?State Police Credit Union CD rates are 4.08% APY for a 12 month CD, 4.18% APY for a 2 year CD, 4.334% APY for a 3 year CD, 4.438% APY for a 4 year CD and 4.49% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with State Police Credit Union for its full lineup. What is the lowest mortgage rate at State Police Credit Union?The lowest State Police Credit Union mortgage rate is its 10 Year First Mortgage at 5.25% APR, verified by MonitorBankRates as of October 29, 2026. State Police Credit Union mortgage rates are 6.25% APR for a 30 year mortgage, 5.85% APR for a 20 year mortgage, 5.65% APR for a 15 year mortgage and 5.25% APR for a 10 year mortgage. What is the lowest auto loan rate at State Police Credit Union?The lowest State Police Credit Union auto loan rate is its New & Used Vehicle Loan at 4.49% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at State Police Credit Union?The lowest State Police Credit Union personal loan rate is its Personal Signature Loan at 9.49% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does State Police Credit Union operate?State Police Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join State Police Credit Union?Yes, to access services at State Police Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, State Police Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, State Police Credit Union provides members with tools to manage their accounts and build a solid financial history. Does State Police Credit Union offer online and mobile banking?Most modern institutions like State Police Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cspcu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do State Police Credit Union rates compare?State Police Credit Union's CD rates are 48% higher than the MonitorBankRates national average, and it has an A+ health rating. State Police Credit Union's top rates are its Share & IRA CD - 60 month at 4.49% APY, its 10 Year First Mortgage at 5.25% and its Personal Signature Loan at 9.49% APR, verified by MonitorBankRates on October 29, 2026. Current State Police Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Mobile Educators Credit Union
Marine Federal Credit Union
Congressional Federal Credit Union
Cooperative Federal Credit Union
Illiana Financial Credit Union
Pahranagat Valley Federal Credit Union
Ukrainian National Federal Credit Union
Day Air Credit Union
Canals And Trails Credit Union
Alhambra Credit Union
Greater Springfield Credit Union
Minnesota Power Employees Credit Union
Blue Eagle Credit Union
PeoplesChoice Credit Union
Olathe Credit Union
Dixies Credit Union
Madison Credit Union
LOCO Credit Union
Northwestern Federal Credit Union
Allegius Federal Credit Union
West Virginia Central Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
