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 Matagorda County Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Matagorda County Credit Union's 1-YEAR CD rates are at 4.00%, CD of Deposits 1-YEAR CD rates are at 4.00%, TEEN Share 1-YEAR CD rates are at 4.00%, TEEN CD of Deposits 1-YEAR CD rates are at 4.00%, 2-YEAR CD rates are at 3.90%. Matagorda County Credit Union's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Matagorda County Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.15%. Rates were last updated on 04/08/2026. Matagorda County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Matagorda County Credit Union? Share your experience about Matagorda County Credit Union by leaving a review below, or read customer reviews before you decide to use Matagorda County Credit Union. Matagorda County Credit Union
Matagorda County Credit Union 3700 Avenue F
https://matagordaccu.com Bay City, TX 77414 
Matagorda County Credit Union CD Rates
Matagorda County Credit Union Savings Rates
Matagorda County Credit Union Checking Rates
Matagorda County Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Matagorda County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Matagorda County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Matagorda County Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Matagorda County Credit Union
Website
https://matagordaccu.com
Address
3700 Avenue F,
Bay City, TX 77414
Phone
979-245-8674
Fax
979-245-1526
President
ROBERT REED
CEO
Mindy Neel
Full-Time Employees
6
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.15%
Return on Assets (ROA)
1.4663%
Return on Equity (ROE)
8.9738%
Non-Performing Loans Ratio (NPL)
0.05%
Total Assets
35,843,183
Total Amount of Shares and Deposits
29,846,209
Total Shares and Deposits < 1 Year
29,846,210
Total Insured Shares and Deposits > $250K (item 17 less item K)
29,846,209
Total Interest Expense (Sum of items 6 8)
136,621
Share Certificates
144
Number of Accounts for Share Drafts
1,245
IRA KEOGH Accounts
37
Number of Accounts for Regular Shares
2,711
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,552,162
Total Liabilities
29,986,494
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Matagorda County Credit UnionIs Matagorda County Credit Union a safe place to deposit money?Yes, Matagorda County Credit Union is considered a safe financial institution. With a Texas Ratio of 0.14566250658008%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Matagorda County Credit Union operate?Matagorda County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Matagorda County Credit Union?Yes, to access services at Matagorda County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Matagorda County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Matagorda County Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Matagorda County Credit Union offer online and mobile banking?Most modern institutions like Matagorda County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://matagordaccu.com. Current Matagorda County Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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