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SUWANNEE RIVER Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare SUWANNEE RIVER rates to other rates in our database, including 12-month share certificate rates currently at 2.53%, 6-month share certificate rates at 3.75% and 3-month share certificate rates at 0.20%. Savings rates are at 0.15% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.49%. All these rates can be compared to SUWANNEE RIVER rates. MonitorBankRates evaluates the financial stability of SUWANNEE RIVER with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.54%. Rates were last updated on 03/29/2026.

SUWANNEE RIVER money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SUWANNEE RIVER? Share your experience about SUWANNEE RIVER by leaving a review below, or read customer reviews before you decide to use SUWANNEE RIVER.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.54%
Excellent Lower than avg
The Bank of Versailles
Main Office
203 Pinewood Way SW
Live Oak, FL 32064
http://www.suwanneeriverfcu.com
Member NCUA

Current Rate Availability

We do not have SUWANNEE RIVER rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for SUWANNEE RIVER is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SUWANNEE RIVER rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SUWANNEE RIVER's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name SUWANNEE RIVER
Website http://www.suwanneeriverfcu.com
Address 203 Pinewood Way SW, Live Oak, FL 32064
Phone 386-362-2225
Fax 386-362-1180
President Windal Boise
CEO Amy Cundiff
Full-Time Employees 5
Part-Time Employees 4
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.54%
Return on Assets (ROA)
0.9733%
Return on Equity (ROE)
8.8196%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
26,732,416
Total Amount of Shares and Deposits
23,661,856
Total Shares and Deposits < 1 Year
23,661,857
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,249,880
Total Uninsured Shares and Deposits > $250K (F+J)
1,249,880
Total Insured Shares and Deposits > $250K (item 17 less item K)
22,411,976
Total Interest Expense (Sum of items 6 8)
8,451
Share Certificates
51
Number of Accounts for Share Drafts
860
IRA KEOGH Accounts
22
Number of Accounts for Regular Shares
2,601
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,738,895
Total Liabilities
23,782,295
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About SUWANNEE RIVER

Is SUWANNEE RIVER a safe place to deposit money?

Yes, SUWANNEE RIVER is considered a safe financial institution. With a Texas Ratio of 0.54316416174116%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does SUWANNEE RIVER operate?

SUWANNEE RIVER currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join SUWANNEE RIVER?

Yes, to access services at SUWANNEE RIVER, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, SUWANNEE RIVER does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SUWANNEE RIVER provides members with tools to manage their accounts and build a solid financial history.

Does SUWANNEE RIVER offer online and mobile banking?

Most modern institutions like SUWANNEE RIVER provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.suwanneeriverfcu.com.

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