New Community Federal Credit Union Rates and Review January 2026
Compare New Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of New Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityNew Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at New Community Federal Credit Union? Share your experience about New Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New Community Federal Credit Union. Overall, New Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. New Community Federal Credit Union New community FCU 274 S Orange Ave Newark, NJ 07103 2419  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa or MasterCard
9.990%
Credit Line $500-$7,000
Academic VISA® Platinum
10.900%
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonDebt Consolidation
13.990%
$0
1 - 72
Summer/Holiday Loans
9.500%
$0
Signature Loan
13.450%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have New Community Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: New Community Federal Credit Union
Website: https://www.newcommunityfcu.org
Full Time Employees: 3Part Time Employees: 0 President: Richard Cammarieri CEO: Mulu Gebreyesus Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
274 S Orange Ave
Newark, NJ 07103 2419 Phone Number: 973-621-2363 Fax Number: FinancialsTotal Assets:
3,251,527
Total Amount of Shares and Deposits:
2,770,003
Total Shares and Deposits < 1 Year:
2,770,003
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,770,003
Total Interest Expense (Sum of items 6 8):
3,761
Number of Accounts for Share Drafts:
430
Number of Accounts for Regular Shares:
6,899
Non Member Deposits:
2
Money Market Shares:
83
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,730,664
Total Liabilities:
2,839,440
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About New Community Federal Credit UnionIs a member application needed to join New Community Federal Credit Union?Yes, to access services at New Community Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, New Community Federal Credit Union provides a range of mortgage and home equity products. Is New Community Federal Credit Union a safe place to deposit money?Yes, New Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does New Community Federal Credit Union offer online and mobile banking?Most modern institutions like New Community Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.60%, 6-month CD rates at 1.30% and 3-month CD rates at 3.50%. Savings rates are at 4.20% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 12.40%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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