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Hollyfrontier Employees Credit Union Rates & Review April 2026

You can compare Hollyfrontier Employees Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.05%, 6-month share certificate rates at 3.65% and 3-month share certificate rates at 3.00%. Savings rates are at 0.10% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 5.66%. All these rates can be compared to Hollyfrontier Employees Credit Union rates. MonitorBankRates evaluates the financial stability of Hollyfrontier Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.00%. Rates were last updated on 04/14/2026.

Hollyfrontier Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hollyfrontier Employees Credit Union? Share your experience about Hollyfrontier Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Hollyfrontier Employees Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.00%
Excellent Lower than avg
Hollyfrontier Employees Credit Union
HollyFrontier Employees Credit Union
876 W Heritage Point Ln
West Bountiful, UT 84087 1970
Member NCUA

Current Rate Availability

We do not have Hollyfrontier Employees Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hollyfrontier Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hollyfrontier Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hollyfrontier Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hollyfrontier Employees Credit Union
Website
Address 876 W Heritage Point Ln, West Bountiful, UT 84087 1970
Phone 801-298-1024
Fax 801-295-5001
President Margaret Bowman
CEO Meagan Nattress
Full-Time Employees 1
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.00%
Return on Assets (ROA)
1.0747%
Return on Equity (ROE)
3.3956%
Non-Performing Loans Ratio (NPL)
2.03%
Total Assets
6,025,839
Total Amount of Shares and Deposits
4,086,932
Total Shares and Deposits < 1 Year
3,732,737
Total Shares and Deposits 1 3 Years
354,196
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
161,181
Total Uninsured Shares and Deposits > $250K (F+J)
161,181
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,925,751
Total Interest Expense (Sum of items 6 8)
60,624
Share Certificates
78
IRA KEOGH Accounts
16
Number of Accounts for Regular Shares
743
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,151,516
Total Liabilities
4,118,625
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Hollyfrontier Employees Credit Union

Is Hollyfrontier Employees Credit Union a safe place to deposit money?

Yes, Hollyfrontier Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 5.0036335723207%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Hollyfrontier Employees Credit Union operate?

Hollyfrontier Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hollyfrontier Employees Credit Union?

Yes, to access services at Hollyfrontier Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hollyfrontier Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hollyfrontier Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hollyfrontier Employees Credit Union offer online and mobile banking?

Most modern institutions like Hollyfrontier Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.