Northern Kentucky Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Northern Kentucky Federal Credit Union12-month CD rates can be found at 2.99%, 6-month CD rates at 3.94% and 3-month CD rates at 0.20%. Savings rates are at 0.50% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.16%. Credit Card rates are at 18.24%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates which you can compare to Northern Kentucky Federal Credit Union rates.

Compare Northern Kentucky Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Northern Kentucky Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Northern Kentucky Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Northern Kentucky Federal Credit Union? Share your experience about Northern Kentucky Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Northern Kentucky Federal Credit Union.

Overall, Northern Kentucky Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Northern Kentucky Federal Credit Union
Northern Kentucky FCU Highland Heights
2805 Alexandria Way
Highland Heights, KY 41076
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Northern Kentucky Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
OAB One American Bank
OAB One American Bank
6-Month CD
4.45%
$500
Bogota Savings Bank
Bogota Savings Bank
12-Month CD
4.25%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
12-Month CD
4.13%
$2,000
CNB of McConnelsville
12-Month CD
4.07%
$5,000
State Bank Waterloo, IL
State Bank Waterloo, IL
12-Month CD
3.99%
$1,000
Bank of Star Valley
Bank of Star Valley
18-Month CD
3.91%
$250
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
36-Month CD
3.55%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
24-month CD
3.50%
$500
Addition Financial Credit Union
Addition Financial Credit Union
18-Month CD
3.35%
$1,000
Bank of Clovis
Bank of Clovis
24-Month CD
3.25%
$5,000
NBT Financial Bank
NBT Financial Bank
12-Month CD
3.03%
$1,000
Avidia Bank
Avidia Bank
High Yield Savings
3.00%
$5,000
Denison State Bank
Denison State Bank
48-Month CD
3.00%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
60-Month CD
3.00%
$1,000
Lee Bank
Lee Bank
Kasasa Checking
3.00%
$25
Nuvision Federal Credit Union
Nuvision Federal Credit Union
48-Month CD
2.70%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
48-Month CD
2.54%
$1,000
Sanborn Savings Bank
Sanborn Savings Bank
48-Month CD (star saver)
2.52%
$100
The Berkshire Bank
The Berkshire Bank
12-Month CD
2.38%
$10,000
Reliance Bank
Reliance Bank
Really Green Checking
2.01%
$0
Perryton National Bank
Perryton National Bank
6-Month CD
2.01%
$2,500
Alliance Bank IN
Alliance Bank IN
48-Month CD
1.85%
$1,000
Southwest National Bank
Southwest National Bank
48-Month CD
1.55%
$500
Perryton National Bank
Perryton National Bank
Money Market
1.51%
$0
FNB of Groton
FNB of Groton
60-Month CD
1.41%
$1,000
First Bank Burkburnett, TX
First Bank Burkburnett, TX
18-Month CD
1.31%
$1,000
Community Bank of Oelwein
Community Bank of Oelwein
12-Month CD
1.20%
$1,000
Monroe Federal S&L
Monroe Federal S&L
Super Passbook Savings
1.00%
$100
Ascendia Bank
Ascendia Bank
Money Market Checking
1.00%
$1,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
48-Month CD
0.90%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
6-Month CD
0.75%
$500
Bank of Hindman
Bank of Hindman
6-Month CD
0.75%
$1,000
Bank of Pontiac
Bank of Pontiac
36-Month CD
0.70%
$500
Community National Bank (VT)
Community National Bank (VT)
24-Month CD
0.59%
$2,500
CNB Clinton National Bank
CNB Clinton National Bank
18-Month CD
0.50%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
Regular Savings
0.50%
$50
FLC Bank
FLC Bank
36-Month CD
0.45%
$2,000
First Federal S&L of Lakewood
First Federal S&L of Lakewood
24-Month CD
0.35%
$500
Ambler Savings Bank
Ambler Savings Bank
Simply Savings
0.30%
$50
First National Bank VA
First National Bank VA
Statement Savings
0.30%
$100
FNB of Elmer
FNB of Elmer
Statement Savings
0.25%
$50
Mercer Savings Bank
Mercer Savings Bank
24-Month CD
0.20%
$100
Northumberland Bank
Northumberland Bank
Savings
0.15%
$1
Universal Bank
Universal Bank
6-Month CD
0.15%
$1,000
Canton Co-operative Bank
Canton Co-operative Bank
High Interest Checking
0.10%
$1,500
Bank Five Nine
Bank Five Nine
First Rate Money Market
0.10%
$2,500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Regular Savings
0.05%
$100
FSB of Cando
FSB of Cando
Premier 22 Checking
0.05%
$0
Achieve Credit Union
Achieve Credit Union
Share Savings
0.03%
$5
Central Federal SLA
Central Federal SLA
Passbook Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Northern Kentucky Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.125%
5.317%
0.250
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.375%
5.632%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.625%
5.705%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.625%
5.733%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
5.650%
5.784%
0.000
Connections Bank
Connections Bank
15-Year Fixed
5.750%
5.810%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
5.500%
5.896%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
5.875%
5.945%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
Better Banks
Better Banks
15-Year Fixed
5.875%
6.001%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
5.875%
6.010%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.000%
6.017%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
5.875%
6.027%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
5.875%
6.030%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Ulster Savings Bank
Ulster Savings Bank
3-Year ARM
5.250%
6.037%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.000%
6.063%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.000%
6.107%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.000%
6.109%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Northern Kentucky Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Northern Kentucky Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Northern Kentucky Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Northern Kentucky Federal Credit Union Information

Credit Union Name: Northern Kentucky Federal Credit Union
Full Time Employees: 9
Part Time Employees: 2
President: Aaron Seyfried
CEO: Judy Hester
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
2805 Alexandria Way
Highland Heights, KY 41076
Phone Number: 859-441-3405
Fax Number: 859-442-1204

Northern Kentucky Federal Credit Union Financials

Total Assets:
41,242,137
Total Amount of Shares and Deposits:
35,811,395
Total Shares and Deposits < 1 Year:
35,597,846
Total Shares and Deposits 1 3 Years:
213,549
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
113,744
Total Uninsured Shares and Deposits > $250K (F+J):
113,744
Total Insured Shares and Deposits > $250K (item 17 less item K):
35,697,651
Total Interest Expense (Sum of items 6 8):
20,000
Share Certificates:
71
Number of Accounts for Share Drafts:
2,153
IRA KEOGH Accounts:
43
Number of Accounts for Regular Shares:
5,619
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,968,363
Total Liabilities:
36,709,179
Show More

Northern Kentucky Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Third Federal Savings and Loan is offering some very competitive mortgage rates right now. Third Federal mortgage rates are competitive for both fixed and adjustable loans. The lowest quoted mortgage rate right now is on Third Federal's 3/1 Smart Rate Adjustable loan at 1.99 percent with no points. 

Current Mortgage Rates: 30 Year Mortgage Rates at 4.02%Mortgage rates are higher today as 30 year conventional mortgage rates are back above 4.00%. Current mortgage rates on 30 year loans are averaging 4.02%, an increase from yesterday's average 30 year mortgage rate of 3.90%. Mortgage rates on 15 year home loans are averaging 3.31%, an increase from yesterday's average 15 year mortgage rate of 3.23%.

Popular Direct, the online banking arm of Banco Popular North America (BPNA), is currently offering the best savings rate in our database. Popular Direct's savings rate is at 1.25 percent with an annual percentage yield of 1.26 percent. Popular Direct's savings yield of 1.26 percent is  21 basis points higher than the second best savings rate in our database.

Bank or Credit Union Offers and Deals

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Mortgage Rates Today Decline: 30 Year Rates Averaging 3.46 Percent
Amex “SimplyCash” Business Credit Card
Best Rates Available Still on Online Savings Accounts
Thrid Federal Home Equity Line Promo
Average CD Rates Move Higher for Short and Long Term Certificates of Deposit
NexBank CD Rates: Explore the Advantages of Earning 5.40% APY
Refinance Mortgage Rates: 30 Year Refinance Rates at 5.09%, 15 Year Refinance Rates at 4.39%
Flagstar Bank Savings Rates 1.15%

Alternative Bank and Credit Union Offers to Explore

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EverBank 4 Year Jumbo CD Rates now at 1.54%
Mortgage Rates Hit New Record High for 2023: 30-Year Rates at 8.099%

Northern Kentucky Federal Credit Union Reviews

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