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cPort Credit Union Rates & Review March 2026

cPort Credit Union's Elevate Account CDs 9 Month Special rates are at 3.40%, CDs 9 Month Special rates are at 3.30%, 60 month Elevate Account Bump Rate CDs rates are at 3.25%, Elevate Account CDs 60 month rates are at 3.24%, Elevate Account CDs 48 month rates are at 3.19%. cPort Credit Union's savings rates are at 0.35%. cPort Credit Union's money market rates are at 2.02%. cPort Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of cPort Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.99%. Rates were last updated on 03/25/2026.

cPort Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at cPort Credit Union? Share your experience about cPort Credit Union by leaving a review below, or read customer reviews before you decide to use cPort Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.99%
Excellent Higher than avg
cPort Credit Union
Main Office
50 Riverside Industrial Pkwy
Portland, ME 04103
https://www.cportcu.org
Member NCUA

cPort Credit Union CD Rates

Product Rate APY Term View More
Elevate Account Share Certificates 9 Month Special 3.35% 3.40% 9 Month Special
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Share Certificates 9 Month Special 3.25% 3.30% 9 Month Special
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
60 month Elevate Account Bump Rate Certificates 3.20% 3.25% 60 Months
Min Deposit $500
Details Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Elevate Account Share Certificates 60 month 3.20% 3.24% 60 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Elevate Account Share Certificates 48 month 3.15% 3.19% 48 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
48 month Elevate Account Bump Rate Certificates 3.10% 3.14% 48 Months
Min Deposit $500
Details Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
60 month Bump Rate Certificates 3.10% 3.14% 60 Months
Min Deposit $500
Details Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Elevate Account Share Certificates 36 month 3.10% 3.14% 36 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Share Certificates 60 month 3.10% 3.14% 60 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Elevate Account Share Certificates 30 month 3.05% 3.09% 30 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Share Certificates 48 month 3.05% 3.09% 48 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
36 month Elevate Account Bump Rate Certificates 3.00% 3.04% 36 Months
Min Deposit $500
Details Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
48 month Bump Rate Certificates 3.00% 3.04% 48 Months
Min Deposit $500
Details Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Elevate Account Share Certificates 24 month 3.00% 3.04% 24 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Share Certificates 36 month 3.00% 3.04% 36 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Elevate Account Share Certificates 18 month 2.95% 2.99% 18 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Share Certificates 30 month 2.95% 2.99% 30 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
24 month Elevate Account Bump Rate Certificates 2.90% 2.94% 24 Months
Min Deposit $500
Details Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
24 month Save Up Certificates Elevate Account 2.90% 2.94% 24 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
36 month Bump Rate Certificates 2.90% 2.94% 36 Months
Min Deposit $500
Details Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Elevate Account Liquid Certificates 18 month 2.90% 2.94% 18 Months
Min Deposit $5,000
Details Includes one penalty-free withdrawal per quarter.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Elevate Account Share Certificates 12 month 2.90% 2.94% 12 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Share Certificates 24 month 2.90% 2.94% 24 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Elevate Account Liquid Certificates 12 month 2.85% 2.89% 12 Months
Min Deposit $5,000
Details Includes one penalty-free withdrawal per quarter.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Share Certificates 18 month 2.85% 2.89% 18 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
12 month Save Up Certificates Elevate Account 2.80% 2.84% 12 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
24 month Bump Rate Certificates 2.80% 2.84% 24 Months
Min Deposit $500
Details Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
24 month Save Up Certificates 2.80% 2.84% 24 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Liquid Certificates 18 month 2.80% 2.84% 18 Months
Min Deposit $5,000
Details Includes one penalty-free withdrawal per quarter.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Share Certificates 12 month 2.80% 2.84% 12 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Elevate Account Share Certificates 6 month 2.80% 2.83% 6 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Elevate Account Share Certificates 3 month 2.75% 2.78% 3 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Liquid Certificates 12 month 2.75% 2.78% 12 Months
Min Deposit $5,000
Details Includes one penalty-free withdrawal per quarter.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
12 month Save Up Certificates 2.70% 2.73% 12 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Share Certificates 6 month 2.70% 2.73% 6 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Share Certificates 3 month 2.65% 2.68% 3 Months
Min Deposit $500
Details IRA eligible.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%

cPort Credit Union Savings Rates

Product Rate APY View More
College Club Account 0.45% 0.45%
Details No minimum balance to open College Club Account. No minimum balance required to earn dividends. College Club Account is for members ages 25 and under.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Club Account 0.35% 0.35%
Min Balance $100
Details No minimum balance to open Club Account. $100 minimum balance required to earn dividends.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Savings Account 0.35% 0.35%
Min Balance $100
Details $5 minimum to open Share Account. $100 minimum balance required to earn dividends.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%

cPort Credit Union Money Market Rates

Product Rate APY View More
Money Market Plus Account 2.75% 2.78%
Min Deposit $25,000
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Money Market Plus Account 2.60% 2.63%
Min Deposit $25,000
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Money Market Plus Account 2.45% 2.48%
Min Deposit $25,000
Min Balance $75,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Money Market Plus Account 2.30% 2.32%
Min Deposit $25,000
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Money Market Plus Account 2.15% 2.17%
Min Deposit $25,000
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Money Market Account 2.00% 2.02%
Min Balance $2,500
Details No minimum balance to open Money Market Account. $2,500 minimum balance required to earn dividends.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Money Market Plus Account 2.00% 2.02%
Min Deposit $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%

cPort Credit Union Checking Rates

Product Rate APY View More
HSA Checking 0.65% 0.65%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%

cPort Credit Union Mortgage Rates

Product Rate Points APR Term View More
Open-End Variable Rate - - 6.50%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%

cPort Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 6.00% 5
Details As Low As; Rates are fixed for the life of the loan. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Home Equity Loans Up to 5 years - - 6.00% 5
Details As Low As; Rates are fixed for the life of the loan. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Home Equity Loan - - 6.25% 10
Details As Low As; Rates are fixed for the life of the loan. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Home Equity Loans Up to 10 years - - 6.25% 10
Details As Low As; Rates are fixed for the life of the loan. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Home Equity Loan - - 6.50% 15
Details As Low As; Rates are fixed for the life of the loan. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Home Equity Loans Up to 15 years - - 6.50% 15
Details As Low As; Rates are fixed for the life of the loan. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%

cPort Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New & Used Auto Loans - - 4.49% 36
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
New & Used Auto Loans - - 4.74% 72
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
New & Used Auto Loans - - 4.99% 84
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%

cPort Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans & Debt Consolidation Loans - 7.99%
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Personal Loans & Debt Consolidation Loans - 8.50%
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Personal Lines of Credit - 9.99%
Details As Low As; Rates are fixed for the life of the loan.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Personal Loans & Debt Consolidation Loans - 9.99%
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Personal Loans & Debt Consolidation Loans - 10.50%
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%
Personal Loans & Debt Consolidation Loans - 10.99%
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.99%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for cPort Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather cPort Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with cPort Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name cPort Credit Union
Address 50 Riverside Industrial Pkwy, Portland, ME 04103
Phone 207-878-6200
Fax 207-878-6212
President Scott Paquet
CEO Kelsey Marquis
Full-Time Employees 105
Part-Time Employees 5
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.99%
Return on Assets (ROA)
0.3686%
Return on Equity (ROE)
3.3657%
Non-Performing Loans Ratio (NPL)
1.10%
Total Assets
415,153,923
Total Amount of Shares and Deposits
368,482,994
Total Shares and Deposits < 1 Year
360,836,407
Total Shares and Deposits 1 3 Years
4,945,289
Total Shares and Deposits > 3 Years
2,701,298
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
17,215,785
Total Uninsured Shares and Deposits > $250K (F+J)
17,215,785
Total Insured Shares and Deposits > $250K (item 17 less item K)
351,267,209
Total Interest Expense (Sum of items 6 8)
3,861,292
Share Certificates
2,463
Number of Accounts for Share Drafts
33,007
IRA KEOGH Accounts
712
Number of Accounts for Regular Shares
41,323
All other shares
342
Money Market Shares
2,407
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
58,774,573
Total Liabilities
371,515,374
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About cPort Credit Union

Is cPort Credit Union a safe place to deposit money?

Yes, cPort Credit Union is considered a safe financial institution. With a Texas Ratio of 6.9863285369141%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does cPort Credit Union operate?

cPort Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join cPort Credit Union?

Yes, to access services at cPort Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, cPort Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, cPort Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does cPort Credit Union offer online and mobile banking?

Most modern institutions like cPort Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cportcu.org.

Current cPort Credit Union Rates

  • 12-Month CD2.73%
  • 18-Month CD2.84%
  • 24-Month CD2.84%
  • 60-Month CD3.14%
  • Savings0.35%
  • MMA2.02%
Retrieved from our database of financial products. Rates subject to change.