Ontario-Montclair School Employees Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Ontario-Montclair School Employees Federal Credit Union12-month CD rates can be found at 0.30%, 6-month CD rates at 0.05% and 3-month CD rates at 3.61%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 7.16%. Credit Card rates are at 9.90%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to Ontario-Montclair School Employees Federal Credit Union rates.

Compare Ontario-Montclair School Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ontario-Montclair School Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Ontario-Montclair School Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ontario-Montclair School Employees Federal Credit Union? Share your experience about Ontario-Montclair School Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ontario-Montclair School Employees Federal Credit Union.

Overall, Ontario-Montclair School Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ontario-Montclair School Employees Federal Credit Union
Ontario Montclair School EFCU
1520 N Palmetto Ave
Ontario, CA 91762
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Ontario-Montclair School Employees Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Toyota Financial Savings Bank
Toyota Financial Savings Bank
18-Month CD
4.27%
$1
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
6-Month CD
4.00%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
18-Month CD
3.85%
$10,000
University Federal Credit Union
University Federal Credit Union
18-Month CD
3.80%
$1,000
Artisans Bank
Artisans Bank
6-Month CD
3.75%
$1,500
Columbia Bank
Columbia Bank
24-Month CD
3.75%
$500
GTE Financial Credit Union
GTE Financial Credit Union
12-Month CD
3.66%
$500
New Peoples Bank
New Peoples Bank
24-Month CD
3.66%
$0
Thayer County Bank
Thayer County Bank
6-Month CD
3.64%
$2,500
Bank of Vici
Bank of Vici
3-Month CD
3.61%
$1,000
167th TFR Federal Credit Union
167th TFR Federal Credit Union
6-Month CD
3.55%
$500
OWB One World Bank
OWB One World Bank
24-Month CD
3.50%
$1,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
23-Month CD
3.50%
$1,000
Osgood Bank
Osgood Bank
12-Month CD
3.30%
$1,000
Complex Community Federal Credit Union
Complex Community Federal Credit Union
36-Month CD
3.30%
$500
Exchange Bank of Alabama
Exchange Bank of Alabama
3-Month CD
3.19%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
48-Month CD
3.19%
$1,000
Generations Bank
Generations Bank
18-Month CD
3.10%
$500
New Peoples Bank
New Peoples Bank
60-Month CD
3.10%
$0
United State Bank Lewistown, MO
United State Bank Lewistown, MO
12-Month CD
3.10%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
18-Month CD
3.03%
$1,000
Ashton State Bank
Ashton State Bank
48-Month CD
3.02%
$1,000
Longview Bank
Longview Bank
6-Month CD
3.00%
$500
Union State Bank of Everest
Union State Bank of Everest
12-Month CD
3.00%
$1,000
TriCentury Bank
TriCentury Bank
24-Month CD
3.00%
$1,000
Think Mutual Bank
Think Mutual Bank
24-Month CD
2.85%
$250
LNB Community Bank
LNB Community Bank
24-Month CD
2.77%
$500
New Market Bank
New Market Bank
18-Month CD
2.76%
$1,000
FNB at St. James
FNB at St. James
12-Month CD
2.75%
$500
Wyoming Community Bank
Wyoming Community Bank
48-Month CD
2.60%
$1,000
Lea County State Bank
Lea County State Bank
12-Month CD
2.53%
$1,000
Abri Credit Union
Abri Credit Union
24-Month CD
2.25%
$500
Timberland Bank
Timberland Bank
36-Month CD
2.17%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
6-Month CD
2.12%
$1,000
Profile Bank
Profile Bank
48-Month CD
2.02%
$500
National Exchange Bank and Trust
National Exchange Bank and Trust
36-Month CD
2.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
48-Month CD
1.90%
$1,000
CFG Bank
CFG Bank
Checking Plus
1.25%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
36-Month CD
1.10%
$2,000
Bay State Savings Bank
Bay State Savings Bank
12-Month CD
1.00%
$1,000
West Plains S&L
West Plains S&L
30-Month CD
0.75%
$1,000
Spencer Savings Bank
Spencer Savings Bank
48-Month CD
0.55%
$1,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
48-Month CD
0.45%
$1,000
5 Star Bank
5 Star Bank
24-Month CD
0.40%
$500
Lewis & Clark Bank
Lewis & Clark Bank
18-Month CD
0.25%
$500
The Blue Grass Valley Bank
The Blue Grass Valley Bank
Regular Savings
0.15%
$50
New Haven Bank
New Haven Bank
Money Market
0.05%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Money Market
0.05%
$10
Canyon View Credit Union
Canyon View Credit Union
Primary Savings
0.05%
$10
Bank of Greene County
Bank of Greene County
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Ontario-Montclair School Employees Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.750%
5.885%
0.500
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.875%
5.958%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.125%
6.144%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.147%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
6.125%
6.166%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.875%
6.177%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
6.000%
6.181%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
6.000%
6.198%
1.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.000%
6.221%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
30-Year Fixed
6.450%
6.250%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.125%
6.266%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
6.000%
6.290%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
6.250%
6.290%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.125%
6.345%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
6.250%
6.400%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
6.125%
6.422%
0.000
River Region Credit Union
River Region Credit Union
15-Year Fixed
6.250%
6.434%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.375%
6.435%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.250%
6.460%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ontario-Montclair School Employees Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Ontario-Montclair School Employees Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Ontario-Montclair School Employees Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Ontario-Montclair School Employees Federal Credit Union Information

Credit Union Name: Ontario-Montclair School Employees Federal Credit Union
Full Time Employees: 25
Part Time Employees: 2
President: Milissa Checchi
CEO: Madeline Stewart
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1520 N Palmetto Ave
Ontario, CA 91762
Phone Number: 909-983-1959
Fax Number: 909-988-5130

Ontario-Montclair School Employees Federal Credit Union Financials

Total Assets:
169,779,768
Total Amount of Shares and Deposits:
148,060,974
Total Shares and Deposits < 1 Year:
137,024,704
Total Shares and Deposits 1 3 Years:
3,873,104
Total Shares and Deposits > 3 Years:
7,163,166
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
8,770,174
Total Uninsured Shares and Deposits > $250K (F+J):
8,770,174
Total Insured Shares and Deposits > $250K (item 17 less item K):
139,290,800
Total Interest Expense (Sum of items 6 8):
304,696
Share Certificates:
895
Number of Accounts for Share Drafts:
6,472
IRA KEOGH Accounts:
612
Number of Accounts for Regular Shares:
12,159
All other shares:
515
Money Market Shares:
51
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
13,544,797
Total Liabilities:
153,781,151
Show More

Ontario-Montclair School Employees Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

First Internet Bank of Indiana 1 Year CD rates are now at 1.15 percent with a yield of 1.16 percent. View current 1 Year CD rates at First Internet Bank of Indiana below.
Mortgage rates are at record lows right now and CitiMortgage is offering a special promotion for closing on a purchase loan with the bank. CitiMortgage's Advantage provides customers with 0.75% of the loan amount (up to $22,500) as a credit that can be used to offset closing costs or discount points. This offer is available for purchase loans, not for refinance loans. Combine this offer with 30 year mortgage rates around 4.00% you can't go wrong buying a home right now.
Mortgage rates are mixed in the most recently mortgage survey released this morning. Fixed conforming 30 year mortgage rates are averaging 4.74 percent with 0.8 mortgage discount points for the week ending January 20, 2011, up from the previous week’s average rate of 4.71 percent. 15 year conforming mortgage interest rates are averaging 4.05 percent with 0.8 points for the week ending January 20, 2011, down from the previous week’s  survey when rates on 15 year mortgages averaged 4.08 percent with 0.7 mortgage points.

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Ontario-Montclair School Employees Federal Credit Union Reviews

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