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GESB Sheet Metal Workers Federal Credit Union Rates & Review April 2026

GESB Sheet Metal Workers Federal Credit Union's 36 month CD Accounts rates are at 3.00%, 24 month CD Accounts rates are at 2.50%, 18 month CD Accounts rates are at 2.30%, 12 month CD Accounts rates are at 2.10%, 6 month CD Accounts rates are at 2.00%. GESB Sheet Metal Workers Federal Credit Union's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of GESB Sheet Metal Workers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.13%. Rates were last updated on 04/18/2026.

GESB Sheet Metal Workers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GESB Sheet Metal Workers Federal Credit Union? Share your experience about GESB Sheet Metal Workers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use GESB Sheet Metal Workers Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.13%
Excellent Lower than avg
GESB Sheet Metal Workers Federal Credit Union
GESB FCU
6450 Ameriplex Dr
Portage, IN 46368 1389
https://www.gesbfcu.org
Member NCUA

GESB Sheet Metal Workers Federal Credit Union CD Rates

Product Rate APY Term View More
36 month Certificate Accounts - 3.00% 36 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
24 month Certificate Accounts - 2.50% 24 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
18 month Certificate Accounts - 2.30% 18 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
12 month Certificate Accounts - 2.10% 12 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
6 month Certificate Accounts - 2.00% 6 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
90 days Certificate Accounts - 1.00% 90 days
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

GESB Sheet Metal Workers Federal Credit Union Savings Rates

Product Rate APY View More
Regular Savings Account - 0.25%
Details $100,00 and above
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Regular Savings Account Christmas Club Account - 0.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Regular Savings Account Fund Managment Account - 0.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Regular Savings Account Vacation Club Account - 0.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for GESB Sheet Metal Workers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GESB Sheet Metal Workers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GESB Sheet Metal Workers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name GESB Sheet Metal Workers Federal Credit Union
Address 6450 Ameriplex Dr, Portage, IN 46368 1389
Phone 219-764-3204
Fax 219-764-7405
President Michael Bippus
CEO Michele Mihal
Full-Time Employees 2
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.13%
Return on Assets (ROA)
0.7395%
Return on Equity (ROE)
6.8096%
Non-Performing Loans Ratio (NPL)
0.02%
Total Assets
11,174,875
Total Amount of Shares and Deposits
9,953,634
Total Shares and Deposits < 1 Year
9,826,735
Total Shares and Deposits 1 3 Years
126,898
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,953,634
Total Interest Expense (Sum of items 6 8)
39,709
Share Certificates
53
Number of Accounts for Share Drafts
286
Number of Accounts for Regular Shares
2,106
All other shares
24
Non Member Deposits
91
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
138,824
Total Liabilities
9,961,380
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About GESB Sheet Metal Workers Federal Credit Union

Is GESB Sheet Metal Workers Federal Credit Union a safe place to deposit money?

Yes, GESB Sheet Metal Workers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.12501081586657%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does GESB Sheet Metal Workers Federal Credit Union operate?

GESB Sheet Metal Workers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GESB Sheet Metal Workers Federal Credit Union?

Yes, to access services at GESB Sheet Metal Workers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GESB Sheet Metal Workers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GESB Sheet Metal Workers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does GESB Sheet Metal Workers Federal Credit Union offer online and mobile banking?

Most modern institutions like GESB Sheet Metal Workers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gesbfcu.org.

Current GESB Sheet Metal Workers Federal Credit Union Rates

  • 12-Month CD2.10%
  • 18-Month CD2.30%
  • 24-Month CD2.50%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.