Pentagon Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Pentagon Federal Credit Union's 1 Year Money Market CDs rates are at 3.10%, IRA CDs 1 Year rates are at 3.00%, 2 Year Money Market CDs rates are at 3.00%, IRA CDs 2 Year rates are at 2.90%, IRA CDs 3 Year rates are at 2.90%. Pentagon Federal Credit Union's savings rates are at 0.05%.
Pentagon Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Pentagon Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Pentagon Federal Credit Union Texas RatioPentagon Federal Credit Union's Texas Ratio is at 10.64%, which is considered excellent. The Texas Ratio for Pentagon Federal Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Pentagon Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Pentagon Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Pentagon Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Pentagon Federal Credit Union
PenFed Corporate HQ Tyson Corner 7940 JONES BRANCH DR
McLean, VA 22102 
Pentagon Federal Credit Union CD Rates
Pentagon Federal Credit Union Savings Rates
Pentagon Federal Credit Union Money Market Rates
Pentagon Federal Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Pentagon Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Pentagon Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pentagon Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Pentagon Federal Credit Union
Website: https://www.penfed.org
Full Time Employees: 2791Part Time Employees: 25 President: Edward Cody CEO: James Schenck Branch Locations: 37 ATM Locations: 51 Corporate Office Address:
7940 JONES BRANCH DR
McLean, VA 22102 Phone Number: 571-341-6706 Fax Number: 571-341-6727 FinancialsTotal Assets:
29,352,107,429
Total Amount of Shares and Deposits:
25,418,435,766
Total Shares and Deposits < 1 Year:
21,891,254,625
Total Shares and Deposits 1 3 Years:
2,749,242,364
Total Shares and Deposits > 3 Years:
777,938,777
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,211,819,818
Total Uninsured Shares and Deposits > $250K (F+J):
3,211,819,818
Total Insured Shares and Deposits > $250K (item 17 less item K):
22,206,615,948
Total Interest Expense (Sum of items 6 8):
483,950,509
Share Certificates:
241,918
Number of Accounts for Share Drafts:
548,271
IRA KEOGH Accounts:
102,884
Number of Accounts for Regular Shares:
3,019,614
All other shares:
11,495
Non Member Deposits:
11
Money Market Shares:
78,583
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
480,530,269
Total Liabilities:
26,490,675,971
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Pentagon Federal Credit UnionIs a member application needed to join Pentagon Federal Credit Union?Yes, to access services at Pentagon Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Pentagon Federal Credit Union provides a range of mortgage and home equity products. Is Pentagon Federal Credit Union a safe place to deposit money?Yes, Pentagon Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Pentagon Federal Credit Union offer online and mobile banking?Most modern institutions like Pentagon Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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