|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Rocky Mountain Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Rocky Mountain Credit Union's savings rates are at 0.01%. Rocky Mountain Credit Union's money market rates are at 0.44%. MonitorBankRates evaluates the financial stability of Rocky Mountain Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.32%. Rates were last updated on 04/19/2026. Rocky Mountain Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rocky Mountain Credit Union? Share your experience about Rocky Mountain Credit Union by leaving a review below, or read customer reviews before you decide to use Rocky Mountain Credit Union. 
Rocky Mountain Credit Union Savings Rates
Rocky Mountain Credit Union Money Market Rates
Rocky Mountain Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Rocky Mountain Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rocky Mountain Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rocky Mountain Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Rocky Mountain Credit Union
Website
https://www.rmcu.net
Address
3400 N Montana Ave,
Helena, MT 59602
Phone
406-449-2680
Fax
406-447-1110
President
Kristin Bouchard
CEO
Cyrus Malkin
Full-Time Employees
86
Part-Time Employees
8
Branch Locations
6
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.32%
Return on Assets (ROA)
0.6315%
Return on Equity (ROE)
7.0728%
Non-Performing Loans Ratio (NPL)
1.04%
Total Assets
412,060,267
Total Amount of Shares and Deposits
351,823,705
Total Shares and Deposits < 1 Year
335,883,719
Total Shares and Deposits 1 3 Years
11,402,465
Total Shares and Deposits > 3 Years
4,537,520
Total Interest Expense (Sum of items 6 8)
4,583,764
Share Certificates
3,222
Number of Accounts for Share Drafts
15,447
IRA KEOGH Accounts
637
Number of Accounts for Regular Shares
24,919
All other shares
4,366
Money Market Shares
2,037
Net Income (unless the amount is already included in Undivided Earnings)
2,602,055
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
34,402,145
Total Liabilities
376,005,494
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Rocky Mountain Credit UnionIs Rocky Mountain Credit Union a safe place to deposit money?Yes, Rocky Mountain Credit Union is considered a safe financial institution. With a Texas Ratio of 7.3183149763576%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Rocky Mountain Credit Union operate?Rocky Mountain Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Rocky Mountain Credit Union?Yes, to access services at Rocky Mountain Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Rocky Mountain Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Rocky Mountain Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Rocky Mountain Credit Union offer online and mobile banking?Most modern institutions like Rocky Mountain Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rmcu.net. Current Rocky Mountain Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Clifty Creek Employees Federal Credit Union
Ark Valley Credit Union
Zellco Federal Credit Union
Corry Federal Credit Union
Weststar Credit Union
United Credit Union Council Bluffs, IA
Wyrope Williamsport Federal Credit Union
Morton Federal Credit Union
Trinity Baptist Church Federal Credit Union
Consumers Federal Credit Union
TruStone Financial Credit Union
ElecTel Cooperative Federal Credit Union
Healthcare Systems Federal Credit Union
Sacramento Credit Union
Electrical Workers Local 58 Credit Union
Spokane Media Federal Credit Union
Vacationland Federal Credit Union
Empower Credit Union
NEXT STEP
Antioch Credit Union
CenLA Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
