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Premier Members Credit Union Rates & Review April 2026

Premier Members Credit Union's Share and IRA CDs min. 12 month rates are at 3.50%, Share and IRA CDs min. 18 month rates are at 3.50%, Share and IRA CDs min. 24 month rates are at 3.50%, Share and IRA CDs min. 36 month rates are at 3.50%, Share and IRA CDs min. 48 month rates are at 3.50%. Premier Members Credit Union's savings rates are at 0.10%. Premier Members Credit Union's money market rates are at 2.00%. MonitorBankRates evaluates the financial stability of Premier Members Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.73%. Rates were last updated on 04/19/2026.

Premier Members Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Members Credit Union? Share your experience about Premier Members Credit Union by leaving a review below, or read customer reviews before you decide to use Premier Members Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.73%
Excellent Lower than avg
Premier Members Credit Union
360 Interlocken
360 Interlocken Blvd
Broomfield, CO 80021 3440
https://www.pmcu.org
Member NCUA

Premier Members Credit Union CD Rates

Product Rate APY Term View More
Share and IRA Certificates min. 12 month 3.45% 3.50% 12 Months
Min Balance $500
Details $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share and IRA Certificates min. 18 month 3.45% 3.50% 18 Months
Min Balance $500
Details $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share and IRA Certificates min. 24 month 3.45% 3.50% 24 Months
Min Balance $500
Details $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share and IRA Certificates min. 36 month 3.45% 3.50% 36 Months
Min Balance $500
Details $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share and IRA Certificates min. 48 month 3.45% 3.50% 48 Months
Min Balance $500
Details $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share and IRA Certificates min. 6 month 3.45% 3.50% 6 Months
Min Balance $500
Details $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share and IRA Certificates min. 60 month 3.45% 3.50% 60 Months
Min Balance $500
Details $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

Premier Members Credit Union Savings Rates

Product Rate APY View More
High Yield Savings Account 2.75% 2.78%
Min Balance $15,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Health Savings Account (HSA) 0.50% 0.50%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
High Yield Savings Account 0.10% 0.10%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Holiday Club 0.05% 0.05%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

Premier Members Credit Union Money Market Rates

Product Rate APY View More
Money Market Including Business and IRA 3.93% 4.00%
Min Balance $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Reverse Tiered Money Market 101 3.93% 4.00%
Min Balance $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Jumbo Money Market Including Business and IRA 2.23% 2.25%
Min Balance $250,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Jumbo Money Market Including Business and IRA 1.98% 2.00%
Min Balance $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

Premier Members Credit Union Checking Rates

Product Rate APY View More
Pro Checking 0.25% 0.25%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

Premier Members Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Primary Residence Home Equity Line of Credit - - 6.50%
Details Max 90% LTV
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Bridge Home Equity Line of Credit Loan - - 8.25%
Details Max 80% LTV
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Non-Owner Occupied (Investment) Home Equity Line of Credit - - 8.25%
Details Max 80% LTV
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Purchase Money Home Equity Line of Credit - - 8.75%
Details Max 80% LTV
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Premier Members Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Premier Members Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier Members Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Premier Members Credit Union
Address 360 Interlocken Blvd, Broomfield, CO 80021 3440
Phone 303-657-7000
Fax
President Steve Dunn
CEO Carlos Pacheco
Full-Time Employees 625
Part-Time Employees 6
Branch Locations 33
ATM Locations 33
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.73%
Return on Assets (ROA)
-0.0489%
Return on Equity (ROE)
-0.6055%
Non-Performing Loans Ratio (NPL)
0.52%
Total Assets
3,972,181,385
Total Amount of Shares and Deposits
3,316,246,399
Total Shares and Deposits < 1 Year
3,259,728,082
Total Shares and Deposits 1 3 Years
47,909,490
Total Shares and Deposits > 3 Years
8,608,828
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
325,540,795
Total Uninsured Shares and Deposits > $250K (F+J)
325,540,795
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,990,705,604
Total Interest Expense (Sum of items 6 8)
65,079,226
Share Certificates
23,179
Number of Accounts for Share Drafts
129,090
IRA KEOGH Accounts
5,625
Number of Accounts for Regular Shares
245,002
All other shares
1,103
Non Member Deposits
2
Money Market Shares
43,163
Net Income (unless the amount is already included in Undivided Earnings)
-1,941,777
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
237,632,790
Total Liabilities
3,624,616,697
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Premier Members Credit Union

Is Premier Members Credit Union a safe place to deposit money?

Yes, Premier Members Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7309152452356%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Premier Members Credit Union operate?

Premier Members Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Premier Members Credit Union?

Yes, to access services at Premier Members Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Premier Members Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Members Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Premier Members Credit Union offer online and mobile banking?

Most modern institutions like Premier Members Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pmcu.org.

Current Premier Members Credit Union Rates

  • 12-Month CD3.50%
  • 18-Month CD3.50%
  • 24-Month CD3.50%
  • 60-Month CD3.50%
  • Savings0.10%
  • MMA2.00%
Retrieved from our database of financial products. Rates subject to change.