What are the current interest rates at Premier Members Credit Union?

Current rates for Premier Members Credit Union include: 12-Month CD: 3.50%, 18-Month CD: 3.50%, 24-Month CD: 3.50%, 60-Month CD: 3.50%, Savings: 0.10%, MMA: 0.25%

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Premier Members Credit Union

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Premier Members Credit Union Rates & Review September 2026

Q: Is a member application needed to join Premier Members Credit Union?

Yes, to access services at Premier Members Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Members Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Premier Members Credit Union's 10 Month CD rates are at 4.00%, 12 Month Share and IRA CDs rates are at 3.50%, 18 Month Share and IRA CDs rates are at 3.50%, 24 Month Share and IRA CDs rates are at 3.50%, 36 Month Share and IRA CDs rates are at 3.50%. Premier Members Credit Union's savings rates are at 0.10%. Premier Members Credit Union's money market rates are at 0.25%. Premier Members Credit Union's 15 Year Fixed rates are at 6.12%, 10 Year Fixed rates are at 6.12%, 30 Year Fixed Balloon rates are at 6.38%, 20 Year Fixed rates are at 6.62%, 30 Year Fixed rates are at 6.88%. Premier Members Credit Union's Personal Loan Rates are as low as 11.90%. MonitorBankRates evaluates the financial stability of Premier Members Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.43%. Rates last updated and verified on 09/22/2026.

Premier Members Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Members Credit Union? Share your experience about Premier Members Credit Union by leaving a review below, or read customer reviews before you decide to use Premier Members Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.43%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Premier Members Credit Union
360 Interlocken

360 Interlocken Blvd
Broomfield, CO 80021-3440

https://www.pmcu.org

Premier Members Credit Union CD Rates

Product	Rate	APY	Term
10 Month Certificate	3.93%	4.00%	10 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
12 Month Share and IRA Certificates	3.45%	3.50%	12 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
18 Month Share and IRA Certificates	3.45%	3.50%	18 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
24 Month Share and IRA Certificates	3.45%	3.50%	24 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
36 Month Share and IRA Certificates	3.45%	3.50%	36 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
48 Month Share and IRA Certificates	3.45%	3.50%	48 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
6 Month Share and IRA Certificates	3.45%	3.50%	6 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
60 Month Share and IRA Certificates	3.45%	3.50%	60 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%

Premier Members Credit Union Savings Rates

Product	Rate	APY
Premium High Yield Savings Account	3.45%	3.50%
Min Deposit $5,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
High Yield Savings Account	2.75%	2.78%
Min Balance $15,000 Details Balance: $15,000 and over Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Health Savings Account (HSA)	0.50%	0.50%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
High Yield Savings Account	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $14,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Holiday Club	0.05%	0.05%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%

Premier Members Credit Union Money Market Rates

Product	Rate	APY
Money market accounts	-	4.00%
Min Balance $2,000 Details Earn 4.00% APY* on your first $2,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Money Market Including Business and IRA	3.93%	4.00%
Min Balance $0 Details Balance: $0.00 - $2,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Reverse Tiered Money Market	-	4.00%
Min Balance $0 Details Balance: $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Jumbo Money Market Including Business and IRA	2.23%	2.25%
Min Balance $250,000 Details Balance: $250,000 and over Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Jumbo Money Market Including Business and IRA	1.98%	2.00%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Reverse Tiered Money Market	-	1.00%
Min Balance $0 Details Balance: $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Reverse Tiered Money Market	-	0.75%
Min Balance $0 Details Balance: $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Reverse Tiered Money Market	-	0.50%
Min Balance $0 Details Balance: $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Money Market Including Business and IRA	0.25%	0.40%
Min Balance $10,000 Details Published APY range: 0.40% to 0.99%. Balance: $10,000.01 - $50,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Reverse Tiered Money Market 101	0.25%	0.40%
Min Balance $10,000 Details Published APY range: 0.40% to 0.99%. Balance: $10,000.01 - $50,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Reverse Tiered Money Market	-	0.25%
Min Balance $0 Details Balance: $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%

Premier Members Credit Union Checking Rates

Product	Rate	APY	View More
Premium Perks Checking	1.00%	1.00%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%

Premier Members Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
15 Year Fixed	6.13%	0	6.24%	15 Year
Details The information provided is for the purchase of an owner-occupied single-family residence with a loan amount of $400,000 and valued at $533,334. This is a Loan-to-Value of 75%, meaning the loan amount divided by the sales price (or appraised value, whichever is less). Loan level price adjustments may apply. The assumed credit score is 740. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Subject to approval and creditworthiness of the applicant(s). Rates are subject to change without notice. Mortgage loans are available on properties here in Colorado, Arizona, New Mexico, Wyoming, Montana and Nebraska Must be owner occupied. Membership to Meritrust Credit Union is required. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
10 Year Fixed	6.13%	0	6.29%	10 Year
Details The information provided is for the purchase of an owner-occupied single-family residence with a loan amount of $400,000 and valued at $533,334. This is a Loan-to-Value of 75%, meaning the loan amount divided by the sales price (or appraised value, whichever is less). Loan level price adjustments may apply. The assumed credit score is 740. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Subject to approval and creditworthiness of the applicant(s). Rates are subject to change without notice. Mortgage loans are available on properties here in Colorado, Arizona, New Mexico, Wyoming, Montana and Nebraska Must be owner occupied. Membership to Meritrust Credit Union is required. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
30 Year Fixed Balloon	6.38%	0	6.46%	30 Year
Details The information provided is for the purchase of an owner-occupied single-family residence with a loan amount of $400,000 and valued at $533,334. This is a Loan-to-Value of 75%, meaning the loan amount divided by the sales price (or appraised value, whichever is less). Loan level price adjustments may apply. The assumed credit score is 740. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Subject to approval and creditworthiness of the applicant(s). Rates are subject to change without notice. Mortgage loans are available on properties here in Colorado, Arizona, New Mexico, Wyoming, Montana and Nebraska Must be owner occupied. Membership to Meritrust Credit Union is required. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
20 Year Fixed	6.63%	0	6.72%	20 Year
Details The information provided is for the purchase of an owner-occupied single-family residence with a loan amount of $400,000 and valued at $533,334. This is a Loan-to-Value of 75%, meaning the loan amount divided by the sales price (or appraised value, whichever is less). Loan level price adjustments may apply. The assumed credit score is 740. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Subject to approval and creditworthiness of the applicant(s). Rates are subject to change without notice. Mortgage loans are available on properties here in Colorado, Arizona, New Mexico, Wyoming, Montana and Nebraska Must be owner occupied. Membership to Meritrust Credit Union is required. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
30 Year Fixed	6.88%	0	6.95%	30 Year
Details The information provided is for the purchase of an owner-occupied single-family residence with a loan amount of $400,000 and valued at $533,334. This is a Loan-to-Value of 75%, meaning the loan amount divided by the sales price (or appraised value, whichever is less). Loan level price adjustments may apply. The assumed credit score is 740. The payments would be: 360 payments of $2,334.29. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Subject to approval and creditworthiness of the applicant(s). Rates are subject to change without notice. Mortgage loans are available on properties here in Colorado, Arizona, New Mexico, Wyoming, Montana and Nebraska Must be owner occupied. Membership to Meritrust Credit Union is required. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
7/6 Year ARM	6.25%	1.000	8.67%	7/6 Year ARM
Details The information provided is for the purchase of an owner-occupied single-family residence with a loan amount of $400,000 and valued at $533,334. This is a Loan-to-Value of 75%, meaning the loan amount divided by the sales price (or appraised value, whichever is less). Loan level price adjustments may apply. The assumed credit score is 740. The payments would be: 360 payments of $2,334.29. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Subject to approval and creditworthiness of the applicant(s). Rates are subject to change without notice. Mortgage loans are available on properties here in Colorado, Arizona, New Mexico, Wyoming, Montana and Nebraska Must be owner occupied. Membership to Meritrust Credit Union is required. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
5/6 Year ARM	6.50%	0.5	9.24%	5/6 Year ARM
Details The information provided is for the purchase of an owner-occupied single-family residence with a loan amount of $400,000 and valued at $533,334. This is a Loan-to-Value of 75%, meaning the loan amount divided by the sales price (or appraised value, whichever is less). Loan level price adjustments may apply. The assumed credit score is 740. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Subject to approval and creditworthiness of the applicant(s). Rates are subject to change without notice. Mortgage loans are available on properties here in Colorado, Arizona, New Mexico, Wyoming, Montana and Nebraska Must be owner occupied. Membership to Meritrust Credit Union is required. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%

Premier Members Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Loans	-	-	6.85%
Details HELOCS are a variable-rate line of credit with the ability to lock in a rate and term on advances when made. Bridge HELOCs are a variable-rate line of credit that do not have the lock feature and have a balloon payment due at the end of the 12-month period. The rate on the line of credit is subject to change monthly on the 1st day of the month, based on the Wall Street Journal Prime Rate + your qualifying margin. For a HELOC, as of May 21, 2026, WSJP 6.75% + 0.10% margin for a rate of 6.85% with a 720-credit score and 80% CLTV. After the draw period of 10 years, the loan must be repaid over a 20-year amortized repayment period. HELOCs carry 3.75% Floor. The maximum APR is 21%. Locked Rate Margins are added to members existing HELOCs active interest rate. For Locked Rate Option, as of July 30, 2021, qualifying HELOC rate varies from + 0.75% to 2.50% margin. Locked Rate Option floor is 4.50%. Meritrust will only consider single family homes as collateral on rental properties (no Condos and Townhouses). Purchase Money HELOCs-1st mortgage held elsewhere carry a $1,500 processing fee + 2.00% Margin added to qualifying product. Bridge HELOCs have a $500 processing fee + 1.50% Margin added to qualifying product. Rates vary based on qualifying credit tiers. Homeowners insurance is required. Property must be in the State of Colorado. Membership required. The max CLTV for Primary Residence, Purchase Money and Bridge HELOCs is 80%, Investment Property HELOCs max 80% CLTV. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Primary Residence Home Equity Line of Credit- Max 90% LTV	-	-	7.45%
Details Amount: $10,000 - $350,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Bridge Home Equity Line of Credit Loan - Max 80% LTV	-	-	8.60%
Details Amount: $10,000 - $350,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Non-Owner Occupied (Investment) Home Equity Line of Credit - Max 80% LTV	-	-	8.60%
Details Amount: $10,000 - $350,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Purchase Money Home Equity Line of Credit- Max 80% LTV	-	-	9.10%
Details Amount: $10,000 - $350,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%

Premier Members Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Autos & Motorcycles - 48 Months	5.00%	-	5.12%	48 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Autos & Motorcycles - 60 Months	5.25%	-	5.35%	60 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Autos & Motorcycles - 72 Months	5.50%	-	5.58%	72 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Autos & Motorcycles - 78 Months	6.00%	-	6.08%	78 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Autos & Motorcycles - 84 Months	6.25%	-	6.32%	84 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%

Premier Members Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boats, Campers, Jet Skis, Motor Homes & Travel Trailers - 84 Months	7.00%	7.06%	84 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Boats, Campers, Jet Skis, Motor Homes & Travel Trailers - 60 Months	7.00%	7.08%	60 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Boats, Campers, Jet Skis, Motor Homes & Travel Trailers - 120 Months	7.25%	7.29%	120 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Boats, Campers, Jet Skis, Motor Homes & Travel Trailers - 180 Months	8.50%	8.54%	180 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%

Premier Members Credit Union Personal Loan Rates

Product	APR	Term
Signature Loan	11.90%	36 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Signature Loan	12.90%	48 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Signature Loan	13.90%	60 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Signature Loan	15.90%	72 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%

Premier Members Credit Union Other Rates

Product	Rate	Points	APY/APR
Credit Builder & Student Credit Builder Loan	-	-	12.65%
Details Published APR range: 12.65%-21.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Platinum Prime Loan	-	-	12.65%
Details Published APR range: 12.65%-21.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Platinum Rewards Loan	-	-	14.65%
Details Published APR range: 14.65%-21.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
IRA Share	0.05%	-	0.05%
Details Take advantage of tax deferred interest with a Traditional or Roth IRA. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Regular Share	0.05%	-	0.05%
Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%
Y.E.S Account (Age 0-17)	0.05%	-	0.05%
Details Age: 0-17 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.43%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Premier Members Credit Union’s Texas Ratio rose from 2.26% in Q2 2023 to 3.43% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$4.2B	3.43%	5.0	A+
December 31, 2025	$4.1B	3.63%	5.0	A+
September 30, 2025	$4.0B	4.43%	5.0	A+
June 30, 2025	$1.8B	3.49%	5.0	A+
March 31, 2025	$1.8B	2.62%	5.0	A+
December 31, 2024	$1.8B	2.73%	5.0	A+
September 30, 2024	$1.7B	2.89%	5.0	A+
June 30, 2024	$1.7B	2.41%	5.0	A+
March 31, 2024	$1.8B	2.97%	5.0	A+
December 31, 2023	$1.7B	2.90%	5.0	A+
September 30, 2023	$1.7B	3.04%	5.0	A+
June 30, 2023	$1.8B	2.26%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Premier Members Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Premier Members Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier Members Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Premier Members Credit Union

Website https://www.pmcu.org

Address 360 Interlocken Blvd, Broomfield, CO 80021-3440

Phone 303-657-7000

Fax

President Steve Dunn

CEO Carlos Pacheco & James Nastars

Full-Time Employees 644

Part-Time Employees 5

Branch Locations 37

ATM Locations 34

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.43%

Return on Assets (ROA)

0.0653%

Return on Equity (ROE)

0.8162%

Non-Performing Loans Ratio (NPL)

0.40%

Total Assets

4,193,694,504

Total Amount of Shares and Deposits

3,533,215,283

Total Shares and Deposits < 1 Year

3,488,761,094

Total Shares and Deposits 1 3 Years

34,998,796

Total Shares and Deposits > 3 Years

9,455,393

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

364,262,626

Total Uninsured Shares and Deposits > $250K (F+J)

364,262,626

Total Insured Shares and Deposits > $250K (item 17 less item K)

3,168,952,657

Total Interest Expense (Sum of items 6 8)

21,383,439

Share Certificates

22,775

Number of Accounts for Share Drafts

161,309

IRA KEOGH Accounts

5,539

Number of Accounts for Regular Shares

253,636

All other shares

1,040

Money Market Shares

42,570

Net Income (unless the amount is already included in Undivided Earnings)

2,740,169

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

309,075,372

Total Liabilities

3,834,006,959

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Premier Members Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Premier Members Credit Union

How many branches does Premier Members Credit Union operate?

Premier Members Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Premier Members Credit Union?

Yes, to access services at Premier Members Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Premier Members Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Members Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Premier Members Credit Union offer online and mobile banking?

Most modern institutions like Premier Members Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pmcu.org.