What are the current interest rates at Ocean Financial Federal Credit Union?

Current rates for Ocean Financial Federal Credit Union include: 12-Month CD: 3.50%, 24-Month CD: 2.75%, 60-Month CD: 2.75%, Savings: 0.10%

MonitorBankRates

☰

Home›
Credit Unions›
Ocean Financial Federal Credit Union

iAdvertiser Disclosure

Ocean Financial Federal Credit Union Rates & Review July 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ocean Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 24, 2026

Ocean Financial Federal Credit Union's 20 Year Fixed Rate rates are at 6.82%, 30 Year Fixed Rate rates are at 6.64%, 15 Year Fixed Rate rates are at 6.36%, 6 Month CD rates are at 4.00%, 6 Month IRA CD rates are at 4.00%. Ocean Financial Federal Credit Union's savings rates are at 0.10%. Ocean Financial Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Ocean Financial Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.81%. Rates were last updated on 07/24/2026.

Ocean Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ocean Financial Federal Credit Union? Share your experience about Ocean Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ocean Financial Federal Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.81%

Excellent Higher than avg

Ocean Financial Federal Credit Union
Oceanside

45 Atlantic Ave
Oceanside, NY 11572 2035

https://oceanfinancial.org

Ocean Financial Federal Credit Union CD Rates

Product	Rate	APY	Term
20 Year Fixed Rate	6.63%	6.82%
Details Member conditions apply. Share savings account with minimum $5 balance required. For Mortgage terms of 20 years estimated monthly payment is $7.53 per $1,000 borrowed. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
30 Year Fixed Rate	6.50%	6.65%
Details Member conditions apply. Share savings account with minimum $5 balance required. For Mortgage terms of 30 years estimated monthly payment is $6.33 per $1,000 borrowed. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
15 Year Fixed Rate	6.25%	6.36%
Details Member conditions apply. Share savings account with minimum $5 balance required. For Mortgage terms of 15 years estimated monthly payment is $8.58 per $1,000 borrowed. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
6 Month Certificate	3.93%	4.00%	6 Month
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
6 Month IRA Certificate	3.93%	4.00%	6 Month
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
6 Month Youth Certificate	3.93%	4.00%	6 Month
Min Deposit $100 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
1 Year Certificate	3.45%	3.50%	1 Year
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
1 Year IRA Certificate	3.45%	3.50%	1 Year
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
1 Year Youth Certificate	3.45%	3.50%	1 Year
Min Deposit $100 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
2 Year Certificate	2.72%	2.75%	2 Year
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
2 Year IRA Certificate	2.72%	2.75%	2 Year
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
2 Year Youth Certificate	2.72%	2.75%	2 Year
Min Deposit $100 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
3 Year Certificate	2.72%	2.75%	3 Year
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
3 Year IRA Certificate	2.72%	2.75%	3 Year
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
3 Year Youth Certificate	2.72%	2.75%	3 Year
Min Deposit $100 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
4 Year Certificate	2.72%	2.75%	4 Year
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
4 Year IRA Certificate	2.72%	2.75%	4 Year
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
4 Year Youth Certificate	2.72%	2.75%	4 Year
Min Deposit $100 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
5 Year Certificate	2.72%	2.75%	5 Year
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
5 Year IRA Certificate	2.72%	2.75%	5 Year
Min Deposit $500 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
5 Year Youth Certificate	2.72%	2.75%	5 Year
Min Deposit $100 Details Penalty may apply for early withdrawals from Certificates. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%

Ocean Financial Federal Credit Union Savings Rates

Product	Rate	APY
Youth Savings	5.00%	5.13%
Min Deposit $5 Details Youth Savings available to members under the age of 21 years old and earns 5.00% APY up to $1,000 deposited, Regular Share Savings rate for balances thereafter; at 21, Youth Savings converts to a Regular Share Savings account. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Youth & Young Adult Savings	-	5.00%
Details Qualifying balance up to $1,000.00 Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Super Saver	-	0.90%
Min Balance $300,000 Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Super Saver	-	0.80%
Min Balance $100,000 Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Super Saver	-	0.75%
Min Balance $50,000 Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Super Saver	-	0.70%
Min Balance $25,000 Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Super Saver	-	0.65%
Min Balance $1,000 Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Super Saver	-	0.60%
Min Balance $5 Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Regular Share Savings	-	0.10%
Min Deposit $5 Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Specialty Share Savings (Christmas/Vacation)	-	0.10%
No additional details. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%

Ocean Financial Federal Credit Union Checking Rates

Product	Rate	APY
Checking	-	0.00%
Details A share account with a $5 minimum balance is required before a checking account can be opened. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Youth Checking	-	0.00%
Details A share account with a $5 minimum balance is required before a checking account can be opened. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%

Ocean Financial Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
No Closing Cost Home Equity Line of Credit	-	-	4.99%	12 month intro
Details As Low As; Rates and terms accurate as of 3/2/2026 and are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan rates featured are the lowest for the product advertised. Loan-to-value restrictions may apply. No closing costs on new HELOCs between $50,000 and $250,000. Rates advertised are for primary residence. For Home Equity Lines up to $250,000 a minimum balance of at least $25,000 must remain open and be maintained for 36 months after the funding date of the Line of Credit to avoid payment of closing costs. These fees generally range between $1,500.00 and $3,500.00 depending on the line amount, property value, location, and/or property type. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. Introductory Rate is not available to members who are currently paying Introductory Rate on an existing Ocean Financial Home Equity Line of Credit or if Ocean Financial paid the closing costs for a HELOC taken within the past three years. Borrower may obtain credit advances for 10 years. HELOC is a variable rate product with a maximum rate of 18.00% APR. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Fixed Home Equity	-	-	6.49%	60 months
Details As Low As; For Fixed Home Equity terms of 60 months estimated monthly payment is $19.57 per $1,000 borrowed. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Fixed Home Equity	-	-	6.75%	120 months
Details As Low As; For Fixed Home Equity terms of 120 months estimated monthly payment is $11.49 per $1,000 borrowed. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Fixed Home Equity	-	-	7.25%	180 months
Details As Low As; For Fixed Home Equity terms of 180 months estimated monthly payment is $9.13 per $1,000 borrowed. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%

Ocean Financial Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan Re-Finance (2019-2027)	-	-	4.74%	78 months
Details As Low As; Rates and terms accurate as of 4/06/2026. Rates and terms subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at different rates. For auto re-finance terms of 78 months estimated monthly payment of $17.24 per $1000 borrowed for 2019-2027 vehicles. Minimum auto loan is $1,000. Payment is based on rate of 4.74%. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Auto Loans (2026-2027)	-	-	4.99%	66 months
Details As Low As; Rates and terms accurate as of 4/06/26. Rates and terms subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at different rates and other terms. For new car terms of 66 months estimated monthly payment of $17.36 per 1000.00 borrowed. Minimum auto loan is $1,000. Payment is based on new car rate of 4.99%. Rate assumes LTV of 125% or less. Program subject to change without notice. Member conditions apply. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Auto Loans (2023-2026)	-	-	5.14%	66 months
Details As Low As; Rates and terms accurate as of 4/06/26. Rates and terms subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at different rates and other terms. For new car terms of 66 months estimated monthly payment of $17.36 per 1000.00 borrowed. Minimum auto loan is $1,000. Payment is based on new car rate of 4.99%. Rate assumes LTV of 125% or less. Program subject to change without notice. Member conditions apply. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Auto Loans	-	-	5.24%	78 months
Details As Low As; Rates and terms accurate as of 4/06/26. Rates and terms subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at different rates and other terms. For new car terms of 66 months estimated monthly payment of $17.36 per 1000.00 borrowed. Minimum auto loan is $1,000. Payment is based on new car rate of 4.99%. Rate assumes LTV of 125% or less. Program subject to change without notice. Member conditions apply. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Auto Loans (2019-2022)	-	-	5.24%	66 months
Details As Low As; Rates and terms accurate as of 4/06/26. Rates and terms subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at different rates and other terms. For new car terms of 66 months estimated monthly payment of $17.36 per 1000.00 borrowed. Minimum auto loan is $1,000. Payment is based on new car rate of 4.99%. Rate assumes LTV of 125% or less. Program subject to change without notice. Member conditions apply. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Auto Loans (2019-2022)	-	-	5.44%	78 months
Details As Low As; Rates and terms accurate as of 4/06/26. Rates and terms subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at different rates and other terms. For new car terms of 66 months estimated monthly payment of $17.36 per 1000.00 borrowed. Minimum auto loan is $1,000. Payment is based on new car rate of 4.99%. Rate assumes LTV of 125% or less. Program subject to change without notice. Member conditions apply. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Auto Loans	-	-	5.84%	84 months
Details As Low As; Rates and terms accurate as of 4/06/26. Rates and terms subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at different rates and other terms. For new car terms of 66 months estimated monthly payment of $17.36 per 1000.00 borrowed. Minimum auto loan is $1,000. Payment is based on new car rate of 4.99%. Rate assumes LTV of 125% or less. Program subject to change without notice. Member conditions apply. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Auto Loans (2019-2022)	-	-	5.99%	84 months
Details As Low As; Rates and terms accurate as of 4/06/26. Rates and terms subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at different rates and other terms. For new car terms of 66 months estimated monthly payment of $17.36 per 1000.00 borrowed. Minimum auto loan is $1,000. Payment is based on new car rate of 4.99%. Rate assumes LTV of 125% or less. Program subject to change without notice. Member conditions apply. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Auto Loans	-	-	6.35%	90 months
Details As Low As; 90 Month auto loan stipulations: Min loan amount $30,000- cannot be more than TWO years older than current year. 100% LTV Max. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Auto Loans	-	-	6.64%	96 months
Details As Low As; 96 Month NEW auto loan stipulation: Min loan amount $30,000. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%

Ocean Financial Federal Credit Union Credit Card Rates

Product	Rate	APR
Visa Introductory	-	1.99%
Details Intro rate expires: 6 months; Regular APR: 9.49% - 16.49% Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%
Visa Regular	-	8.99%
No additional details. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%

Ocean Financial Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loan	-	9.99%
Details As Low As; APR accurate as of 12/04/23 for qualified applicants only, and is subject to change without prior notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Advertised rates are the lowest available for this product. Not all applicants will be approved and some may be offered credit at different rates and terms, all subject to approval. For Personal Loan terms of 66 months estimated monthly payment of $21.25 per $1,000 borrowed. Minimum personal loan amount is $500. Payment is based on Personal Loan rate of 9.99%. Last Updated 07/24/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.81%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Ocean Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Ocean Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Ocean Financial Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Ocean Financial Federal Credit Union

Website https://oceanfinancial.org

Address 45 Atlantic Ave, Oceanside, NY 11572 2035

Phone 516-620-8100

Fax 516-620-8080

President Timothy Johnson

CEO Joseph Tedesco

Full-Time Employees 37

Part-Time Employees 8

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.81%

Return on Assets (ROA)

0.0664%

Return on Equity (ROE)

0.8085%

Non-Performing Loans Ratio (NPL)

1.50%

Total Assets

397,938,662

Total Amount of Shares and Deposits

363,604,312

Total Shares and Deposits < 1 Year

356,770,157

Total Shares and Deposits 1 3 Years

5,619,426

Total Shares and Deposits > 3 Years

1,214,729

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

48,826,935

Total Uninsured Shares and Deposits > $250K (F+J)

48,826,935

Total Insured Shares and Deposits > $250K (item 17 less item K)

314,777,377

Total Interest Expense (Sum of items 6 8)

6,154,985

Share Certificates

3,384

Number of Accounts for Share Drafts

7,612

IRA KEOGH Accounts

918

Number of Accounts for Regular Shares

15,208

Money Market Shares

2,455

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

35,695,937

Total Liabilities

375,911,446

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Ocean Financial Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/ocean-financial-federal-credit-union-rates-review-19269">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Ocean Financial Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Ocean Financial Federal Credit Union

Frequently Asked Questions About Ocean Financial Federal Credit Union

How many branches does Ocean Financial Federal Credit Union operate?

Ocean Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Ocean Financial Federal Credit Union?

Yes, to access services at Ocean Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Ocean Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ocean Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Ocean Financial Federal Credit Union offer online and mobile banking?

Most modern institutions like Ocean Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://oceanfinancial.org.