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ProFed Federal Credit Union Rates and Review January 2026

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ProFed Federal Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 2.02% and 3-month CD rates at 3.75%. Savings rates are at 0.07% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.24%. Credit Card rates are at 12.90%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to ProFed Federal Credit Union rates.

Compare ProFed Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ProFed Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

ProFed Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ProFed Federal Credit Union? Share your experience about ProFed Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ProFed Federal Credit Union.

Overall, ProFed Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

ProFed Federal Credit Union
Main Branch
1710 Saint Joe River Dr
Fort Wayne, IN 46805 1436
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.85%
$1,000
8-Month CD
3.75%
$25,000
18-Month CD
3.65%
$1,000
18-Month CD
3.60%
$1,000
18-Month CD
3.43%
$500
60-Month CD (Bump)
3.25%
$2,500
48-Month CD
3.04%
$1,500
12-Month CD
3.00%
$1,000
48-Month CD
2.75%
$500
24-Month CD
2.75%
$1,000
Silver & Gold Christmas Savings
2.52%
$0
48-Month CD
2.48%
$2,500
6-Month CD
2.26%
$500
18-Month CD
2.17%
$1,000
24-Month CD
2.02%
$100
36-Month CD
2.00%
$500
12-Month CD
1.90%
$500
36-Month CD
1.70%
$1,000
30-Month CD
1.55%
$5,000
Rewards Checking
1.50%
$50
24-Month CD
1.50%
$500
24-Month CD
1.21%
$1,000
24-Month CD
1.00%
$1,000
18-Month CD
1.00%
$500
36-Month CD
1.00%
$1,000
18-Month CD
1.00%
$500
Statement Savings
0.95%
$200
36-Month CD
0.91%
$1,000
Savings
0.77%
$100
Regular Savings
0.65%
$10
48-Month CD
0.60%
$1,000
60-Month CD
0.55%
$50
24-Month CD
0.50%
$500
Money Market
0.50%
$0
18-Month CD
0.50%
$500
36-Month CD
0.50%
$500
Money Market
0.50%
$0
Statement Savings
0.40%
$100
36-Month CD
0.35%
$500
Regular Savings
0.30%
$50
48-Month CD
0.30%
$500
Money Market
0.23%
$2,500
NOW Checking
0.20%
$1,000
Money Market
0.15%
$2,500
Interest Checking
0.15%
$0
Vision Savings
0.10%
$50
Value Savings
0.05%
$1,500
Statement Savings
0.05%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15 Year Fixed
5.000%
5.131%
0.250
15-Year Fixed
5.375%
5.584%
0.000
6.375%
6.375%
0.000
15-Year Fixed
5.625%
5.697%
0.000
5.500%
5.612%
0.750
5.250%
5.493%
0.000
7/6 ARM
5.875%
5.947%
0.000
4.875%
5.172%
1.125
15-Year Fixed
5.125%
5.180%
0.000
20-Year Fixed
5.875%
6.057%
0.000
30-Year Fixed
6.125%
6.307%
0.000
5.375%
5.911%
0.000
15-Year Fixed
5.680%
5.964%
0.000
5.625%
5.760%
0.375
5.375%
6.097%
0.000
30 Year Fixed
6.000%
6.107%
0.000
10-Year Fixed
5.375%
5.638%
0.000
5.875%
5.933%
0.000
5.250%
5.499%
1.000
15-Year Fixed
6.000%
6.021%
0.000
15-Year Fixed
5.500%
5.617%
0.000
5.750%
5.801%
0.000
5.750%
5.924%
0.000
4.875%
5.275%
0.000
6.000%
5.892%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
5.625%
5.700%
0.000
6.125%
6.346%
0.000
15-Year Fixed
5.375%
5.580%
0.000
6.125%
6.199%
0.000
5.625%
5.787%
0.000
5.500%
5.736%
0.000
30-Year Fixed
5.875%
5.978%
0.000
20-Year Fixed
6.125%
6.183%
0.000
6.500%
6.648%
0.000
6.000%
6.174%
0.000
5.500%
5.533%
0.000
6.000%
6.226%
0.000
15-Year Fixed
5.625%
5.743%
0.000
5.500%
5.640%
0.000
5.750%
5.767%
0.000
10-Year Fixed
5.625%
5.793%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
20-Year Fixed
5.875%
6.140%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
6.750%
6.697%
0.000
5.875%
6.359%
0.000
15-Year Fixed
5.500%
5.601%
0.000
30-Year Fixed
5.875%
6.086%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Academic VISA® Gold
15.400%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Prime Platinum Visa Credit Card
11.500%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
14.740%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
16.490% - 17.990%
9.990%
Platinum Secured Visa
8.750%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
11.900%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic VISA® Platinum
10.900%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Access FCU Visa Classic
13.500%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Classic Card
12.900%
No annual fee
Visa Platinum Preferred Rewards
15.740% - 17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Line of Credit
13.700%
$0
Next Step Loan
10.500%
$0
7.000%
$500 - $15,000
60
Personal Signature Loan
11.000%
$0
96
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
10.890%
$0
60
9.490%
$0
48 - 48
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
10.250% - 10.650%
$3,000 - $25,000
11.990%
$0
1 - 12
11.500%
$0
48 - 48
8.990%
$0
36
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Personal Loans
11.000%
$0
37 - 60
50% Share Secured Loan
6.460% - 14.990%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
8.890%
$0
11.740% - 17.990%
$0
13.700%
$2,500 - $5,000
36 - 36
Unsecured Signature Loan
10.250%
$0
25 - 36
Debt Consolidated
9.490%
$500
36
10.990%
$500
36
13.740%
$5,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have ProFed Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: ProFed Federal Credit Union
Full Time Employees: 175
Part Time Employees: 4
President: Barry Menor
CEO: Konstantina Baker
Branch Locations: 13
ATM Locations: 13
Corporate Office Address:
1710 Saint Joe River Dr
Fort Wayne, IN 46805 1436
Phone Number: 260-483-0514
Fax Number: 260-471-2648

Financials

Total Assets:
736,012,573
Total Amount of Shares and Deposits:
632,692,738
Total Shares and Deposits < 1 Year:
615,896,338
Total Shares and Deposits 1 3 Years:
13,358,612
Total Shares and Deposits > 3 Years:
3,437,788
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
13,235,122
Total Uninsured Shares and Deposits > $250K (F+J):
13,235,122
Total Insured Shares and Deposits > $250K (item 17 less item K):
619,457,616
Total Interest Expense (Sum of items 6 8):
4,925,352
Share Certificates:
8,528
Number of Accounts for Share Drafts:
37,253
IRA KEOGH Accounts:
1,142
Number of Accounts for Regular Shares:
66,589
All other shares:
1,017
Money Market Shares:
1,408
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
66,404,458
Total Liabilities:
644,575,984
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About ProFed Federal Credit Union

Is a member application needed to join ProFed Federal Credit Union?

Yes, to access services at ProFed Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, ProFed Federal Credit Union provides a range of mortgage and home equity products.

Is ProFed Federal Credit Union a safe place to deposit money?

Yes, ProFed Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does ProFed Federal Credit Union offer online and mobile banking?

Most modern institutions like ProFed Federal Credit Union provide digital access including online balance checks and transfers.

Current ProFed Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions