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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Hanscom Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Hanscom Federal Credit Union's 3 Month CD rates are at 3.75%, 12 Month Term CDs rates are at 3.50%, 36 Month Term CDs rates are at 3.50%, 48 Month Term CDs rates are at 3.50%, 6 Month CD rates are at 3.50%. Hanscom Federal Credit Union's savings rates are at 0.10%. Hanscom Federal Credit Union's money market rates are at 0.10%. Hanscom Federal Credit Union's 15-Year Fixed rates are at 5.62%, VA Loans rates are at 6.00%, 30-Year Fixed rates are at 6.25%. Hanscom Federal Credit Union's Personal Loan Rates are at 5.24%. MonitorBankRates evaluates the financial stability of Hanscom Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.74%. Rates were last updated on 04/18/2026. Hanscom Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hanscom Federal Credit Union? Share your experience about Hanscom Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hanscom Federal Credit Union. 
Hanscom Federal Credit Union CD Rates
Hanscom Federal Credit Union Savings Rates
Hanscom Federal Credit Union Money Market Rates
Hanscom Federal Credit Union Checking Rates
Hanscom Federal Credit Union Mortgage Rates
Hanscom Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hanscom Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hanscom Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hanscom Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hanscom Federal Credit Union
Website
https://www.hfcu.org
Address
1610 Eglin St,
Hanscom AFB, MA 01731
Phone
800-656-4328
Fax
888-279-7725
President
Teresa Conrad
CEO
Peter Rice
Full-Time Employees
235
Part-Time Employees
4
Branch Locations
15
ATM Locations
18
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.74%
Return on Assets (ROA)
0.2747%
Return on Equity (ROE)
2.3129%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
1,843,644,394
Total Amount of Shares and Deposits
1,606,296,277
Total Shares and Deposits < 1 Year
1,564,420,860
Total Shares and Deposits 1 3 Years
28,346,338
Total Shares and Deposits > 3 Years
13,529,078
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
107,340,703
Total Uninsured Shares and Deposits > $250K (F+J)
107,340,703
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,498,955,574
Total Interest Expense (Sum of items 6 8)
28,203,631
Share Certificates
14,942
Number of Accounts for Share Drafts
49,058
IRA KEOGH Accounts
3,304
Number of Accounts for Regular Shares
101,283
All other shares
10,262
Money Market Shares
6,161
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
32,909,216
Total Liabilities
1,635,682,724
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hanscom Federal Credit UnionIs Hanscom Federal Credit Union a safe place to deposit money?Yes, Hanscom Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7360177889964%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hanscom Federal Credit Union operate?Hanscom Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hanscom Federal Credit Union?Yes, to access services at Hanscom Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hanscom Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hanscom Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hanscom Federal Credit Union offer online and mobile banking?Most modern institutions like Hanscom Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hfcu.org. Current Hanscom Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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