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 Silver State Schools Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
Silver State Schools Credit Union's top rates as of October 10, 2026 are 3.87% APY on its Traditional, Roth, & Education IRA CDs - 60 month CD, 0.33% APY on savings, 2.89% APY on money market accounts, 1.00% APY on checking, 5.50% on its 10-Year Fixed mortgage, and personal loans from 10.49% APR, according to rates verified by MonitorBankRates. Other Silver State Schools Credit Union CD rates include 60 Month Jumbo CDs at 3.77%, 60 Month Regular CDs at 3.77%, and Traditional, Roth, & Education IRA CDs - 36-47 month at 3.77%. Other Silver State Schools Credit Union mortgage rates include 15-Year Fixed at 5.75%, 30-Year Fixed at 6.25%, and JUMBO 30-Year Fixed at 6.62%. MonitorBankRates evaluates the financial stability of Silver State Schools Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.25%. Rates last updated and verified on 10/10/2026. Silver State Schools Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Silver State Schools Credit Union? Share your experience about Silver State Schools Credit Union by leaving a review below, or read customer reviews before you decide to use Silver State Schools Credit Union. Silver State Schools Credit Union
Head Quarters 630 Trade Center Dr
https://www.silverstatecu.com Las Vegas, NV 89119-3712 Privately insuredNot NCUA Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Silver State Schools Credit Union CD Rates
Silver State Schools Credit Union Savings Rates
Silver State Schools Credit Union Business Savings Rates
Silver State Schools Credit Union Money Market Rates
Silver State Schools Credit Union Business Money Market Rates
Silver State Schools Credit Union Checking Rates
Silver State Schools Credit Union Business Checking Rates
Silver State Schools Credit Union Mortgage Rates
Silver State Schools Credit Union Home Equity & HELOC
Silver State Schools Credit Union Personal Loan Rates
Silver State Schools Credit Union Other Rates
Financial Health HistorySilver State Schools Credit Union’s Texas Ratio rose from 3.42% in Q3 2023 to 4.25% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Silver State Schools Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Silver State Schools Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Silver State Schools Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Silver State Schools Credit Union
Website
https://www.silverstatecu.com
Address
630 Trade Center Dr,
Las Vegas, NV 89119-3712
Phone
702-733-8820
Fax
President
Mitchell Fox
CEO
Scott Arkills
Full-Time Employees
199
Part-Time Employees
7
Branch Locations
10
ATM Locations
10
NCUA Insured
No, not federally insured
Private Share Insurance
Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.25%
Return on Assets (ROA)
0.4510%
Return on Equity (ROE)
4.4439%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
1,313,249,118
Total Amount of Shares and Deposits
1,166,664,196
Total Shares and Deposits < 1 Year
1,133,698,036
Total Shares and Deposits 1 3 Years
28,917,218
Total Shares and Deposits > 3 Years
4,048,942
Total Interest Expense (Sum of items 6 8)
7,912,342
Share Certificates
6,620
Number of Accounts for Share Drafts
33,654
IRA KEOGH Accounts
1,374
Number of Accounts for Regular Shares
70,427
Money Market Shares
4,536
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
62,712,148
Total Liabilities
1,206,884,042
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Silver State Schools Credit UnionHow many branches does Silver State Schools Credit Union operate?Silver State Schools Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Silver State Schools Credit Union?Yes, to access services at Silver State Schools Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Silver State Schools Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Silver State Schools Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Silver State Schools Credit Union offer online and mobile banking?Most modern institutions like Silver State Schools Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.silverstatecu.com. Current Silver State Schools Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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