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Omaha Douglas Federal Credit Union Rates & Review April 2026

Omaha Douglas Federal Credit Union's IRA CDs - 12 month rates are at 3.50%, IRA CDs - 24 month rates are at 2.50%, IRA CDs - 36 month rates are at 2.50%. Omaha Douglas Federal Credit Union's money market rates are at 0.60%. Omaha Douglas Federal Credit Union's Personal Loan Rates are at 9.75%. MonitorBankRates evaluates the financial stability of Omaha Douglas Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.30%. Rates were last updated on 04/18/2026.

Omaha Douglas Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Omaha Douglas Federal Credit Union? Share your experience about Omaha Douglas Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Omaha Douglas Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.30%
Excellent Lower than avg
Omaha Douglas Federal Credit Union
Main office
8251 W Center Rd
Omaha, NE 68124
https://www.omahadouglasfcu.org
Member NCUA

Omaha Douglas Federal Credit Union CD Rates

Product Rate APY Term View More
IRA Certificates - 12 month 3.45% 3.50% 12 Months
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
IRA Certificates - 24 month 2.47% 2.50% 24 Months
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
IRA Certificates - 36 month 2.47% 2.50% 36 Months
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%

Omaha Douglas Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club Accounts 0.50% 0.50%
Details This is a variable rate account. If withdrawal is made between October 1st and September 30th, the account will be closed and all dividends forfeited. Dividends will be paid annually on September 30th and all funds in the account will be transferred to the regular savings account on October 1st.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%

Omaha Douglas Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 0.80% 0.68%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
Money Market Accounts 0.60% 0.60%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%

Omaha Douglas Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 8.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%

Omaha Douglas Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 4.75% 48 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
New Auto Loan - - 5.25% 49-60 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
New Auto Loan - - 5.75% 61-72 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
New Auto Loan - - 6.75% 73-84 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
Classic Auto Loans- 25 years and older - - 7.50% 25 Years
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
Classic Auto Loans- 25 years and older - - 8.00% 25 Years
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
Classic Auto Loans- 25 years and older - - 8.50% 25 Years
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%

Omaha Douglas Federal Credit Union Credit Card Rates

Product Rate APR View More
ODFCU VISA Card - 10.99%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%

Omaha Douglas Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Line of Credit - 9.75%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
Personal Loan - 9.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
Personal Loan - 10.25%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
Personal Loan - 10.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
Personal Loan - 11.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%
Personal Loan - 13.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.30%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Omaha Douglas Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Omaha Douglas Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Omaha Douglas Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Omaha Douglas Federal Credit Union
Address 8251 W Center Rd, Omaha, NE 68124
Phone 402-444-5999
Fax 402-444-5484
President Wayne Hill
CEO Zach Lake
Full-Time Employees 9
Part-Time Employees 4
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.30%
Return on Assets (ROA)
0.6244%
Return on Equity (ROE)
4.5153%
Non-Performing Loans Ratio (NPL)
1.74%
Total Assets
41,255,172
Total Amount of Shares and Deposits
35,326,534
Total Shares and Deposits < 1 Year
34,525,098
Total Shares and Deposits 1 3 Years
801,436
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
946,947
Total Uninsured Shares and Deposits > $250K (F+J)
946,947
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,379,587
Total Interest Expense (Sum of items 6 8)
139,221
Share Certificates
76
Number of Accounts for Share Drafts
1,931
IRA KEOGH Accounts
93
Number of Accounts for Regular Shares
3,480
All other shares
1
Money Market Shares
42
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,302,572
Total Liabilities
35,550,382
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Omaha Douglas Federal Credit Union

Is Omaha Douglas Federal Credit Union a safe place to deposit money?

Yes, Omaha Douglas Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.2969837627678%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Omaha Douglas Federal Credit Union operate?

Omaha Douglas Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Omaha Douglas Federal Credit Union?

Yes, to access services at Omaha Douglas Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Omaha Douglas Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Omaha Douglas Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Omaha Douglas Federal Credit Union offer online and mobile banking?

Most modern institutions like Omaha Douglas Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.omahadouglasfcu.org.

Current Omaha Douglas Federal Credit Union Rates

  • 12-Month CD3.50%
  • 24-Month CD2.50%
  • MMA0.60%
Retrieved from our database of financial products. Rates subject to change.