Southland Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Southland Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Southland Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySouthland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Southland Credit Union? Share your experience about Southland Credit Union by leaving a review below, or read customer reviews before you decide to use Southland Credit Union. Overall, Southland Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Southland Credit Union Los Alamitos Branch 10701 Los Alamitos Blvd Los Alamitos, CA 90720  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonPlatinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Visa Classic Card
12.900%
No annual fee
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonGold Star Loan
14.200%
$0
48
Personal Line of Credit
16.240%
$0
60
Personal Loan
8.490%
$0
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Southland Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Southland Credit Union
Website: https://www.southlandcu.org
Full Time Employees: 168Part Time Employees: 14 President: Thomas Willingham CEO: Thomas Lent Branch Locations: 12 ATM Locations: 9 Corporate Office Address:
10701 Los Alamitos Blvd
Los Alamitos, CA 90720 Phone Number: 562-862-6831 Fax Number: 866-602-5980 FinancialsTotal Assets:
1,282,588,721
Total Amount of Shares and Deposits:
1,110,037,260
Total Shares and Deposits < 1 Year:
1,075,742,676
Total Shares and Deposits 1 3 Years:
21,720,663
Total Shares and Deposits > 3 Years:
12,573,921
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
93,246,874
Total Uninsured Shares and Deposits > $250K (F+J):
93,246,874
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,016,790,386
Total Interest Expense (Sum of items 6 8):
15,976,710
Share Certificates:
7,201
Number of Accounts for Share Drafts:
50,257
IRA KEOGH Accounts:
1,596
Number of Accounts for Regular Shares:
82,100
All other shares:
34
Non Member Deposits:
1
Money Market Shares:
3,017
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
96,091,447
Total Liabilities:
1,198,314,680
Show More
Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Southland Credit UnionIs a member application needed to join Southland Credit Union?Yes, to access services at Southland Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Southland Credit Union provides a range of mortgage and home equity products. Is Southland Credit Union a safe place to deposit money?Yes, Southland Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Southland Credit Union offer online and mobile banking?Most modern institutions like Southland Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.27%, 6-month CD rates at 2.75% and 3-month CD rates at 3.19%. Savings rates are at 0.40% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 13.04%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to 
