Southland Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Southland Credit Union12-month CD rates can be found at 4.30%, 6-month CD rates at 2.52% and 3-month CD rates at 0.03%. Savings rates are at 0.03% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.48%. Credit Card rates are at 11.90%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates which you can compare to Southland Credit Union rates.

Compare Southland Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Southland Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Southland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Southland Credit Union? Share your experience about Southland Credit Union by leaving a review below, or read customer reviews before you decide to use Southland Credit Union.

Overall, Southland Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Southland Credit Union
Los Alamitos Branch
10701 Los Alamitos Blvd
Los Alamitos, CA 90720
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Southland Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
America First Federal Credit Union
America First Federal Credit Union
12-Month CD
4.35%
$500
Ponce Bank
Ponce Bank
24-Month CD
4.30%
$1,000
Mutual Security Credit Union
Mutual Security Credit Union
Progressive Savings
4.16%
$0
Luana Savings Bank
Luana Savings Bank
48-Month CD
4.14%
$2,000
Bar Harbor SLA
Bar Harbor SLA
12-Month CD
4.07%
$500
FSB of Burnet
FSB of Burnet
12-Month CD (Jumbo)
4.06%
$95,000
Charles River Bank
Charles River Bank
12-Month CD
4.00%
$1,000
Adams State Bank
Adams State Bank
30-Month CD
3.80%
$1,000
FNB of Waterloo
FNB of Waterloo
48-Month CD
3.65%
$1,000
Torrington Savings Bank
Torrington Savings Bank
24-Month CD
3.60%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
36-Month CD
3.55%
$1,000
Community Bank of Marshall
Community Bank of Marshall
24-Month CD
3.53%
$1,000
Harvest Bank
Harvest Bank
12-Month CD
3.50%
$1,000
The MINT National Bank
The MINT National Bank
36-Month CD
3.50%
$10,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
12-Month CD
3.44%
$1,000
NBKC Bank
NBKC Bank
36-Month CD
3.25%
$250
National Bank of Malvern
National Bank of Malvern
60-Month CD
3.25%
$2,500
Wintrust Bank
Wintrust Bank
26-Month CD
3.20%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
60-Month CD
3.14%
$500
Integrity Bank & Trust
Integrity Bank & Trust
48-Month CD
3.03%
$500
M.Y. Safra Bank
M.Y. Safra Bank
60-Month CD
3.00%
$500
TD Bank
TD Bank
24-Month CD
3.00%
$250
Bell Bank
Bell Bank
24-Month CD
3.00%
$500
Bank Forward
Bank Forward
18-Month CD
3.00%
$500
PCB Payne County Bank
PCB Payne County Bank
36-Month CD
2.75%
$1,000
New Foundation SB
New Foundation SB
18-Month CD
2.50%
$1,000
Rosedale FSL
Rosedale FSL
24-Month CD
2.50%
$500
Lake-Osceola State Bank
Lake-Osceola State Bank
48-Month CD
2.38%
$500
JTNB
JTNB
60-Month CD
2.02%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
60-Month CD
2.02%
$500
Coastal Heritage Bank
Coastal Heritage Bank
60-Month CD
2.00%
$1,000
Root River State Bank
Root River State Bank
36-Month CD
1.85%
$300
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
24-Month CD
1.50%
$500
Hamler State Bank
Hamler State Bank
60-Month CD
1.11%
$500
Buena Vista National Bank
Buena Vista National Bank
18-Month CD
1.00%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
12-Month CD
1.00%
$1,000
PennCrest Bank
PennCrest Bank
12-Month CD
1.00%
$1,000
The Bank of Brodhead
The Bank of Brodhead
18-Month CD
1.00%
$500
Franklin Bank
Franklin Bank
60-Month CD
0.55%
$50
F&M Bank and Trust Company
F&M Bank and Trust Company
24-Month CD
0.50%
$1,000
Vast Bank
Vast Bank
Money Market
0.50%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
36-Month CD
0.45%
$500
Academic Employees Credit Union
Academic Employees Credit Union
24-Month CD
0.30%
$1,000
North Central Bank
North Central Bank
18-Month CD
0.25%
$1,000
Adirondack Bank
Adirondack Bank
18-Month CD
0.20%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
36-Month CD
0.20%
$500
Oxford Bank
Oxford Bank
12-Month CD
0.15%
$500
Lusitania Savings Bank
Lusitania Savings Bank
18-Month CD
0.10%
$500
Clay County Savings Bank
Clay County Savings Bank
Premier Plus Checking
0.05%
$500
Lewis & Clark Bank
Lewis & Clark Bank
Money Market
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Southland Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.125%
5.243%
0.625
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.250%
5.491%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.250%
5.629%
2.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
10 Year Fixed
5.625%
5.903%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.625%
5.925%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.750%
5.948%
1.250
Old National Bank
Old National Bank
15-Year Fixed
5.875%
5.955%
0.000
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
5.875%
5.967%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.000%
6.083%
0.000
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.000%
6.094%
0.000
M&T Bank
M&T Bank
30-Year Fixed Jumbo
5.875%
6.110%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
Mid American Credit Union
Mid American Credit Union
20 Year Fixed
6.000%
6.157%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.125%
6.159%
0.000
WVS West View SB
WVS West View SB
15-Year Fixed
5.875%
6.161%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
30-Year Fixed
6.250%
6.251%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
6.000%
6.260%
1.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
6.250%
6.285%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.125%
6.370%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
30-Year Fixed Jumbo
6.300%
6.391%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.375%
6.392%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Southland Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Southland Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Southland Credit Union rate data right now, check back for updates, we are adding rates all the time.

Southland Credit Union Information

Credit Union Name: Southland Credit Union
Full Time Employees: 160
Part Time Employees: 11
President: Bradley Silcox
CEO: Thomas Lent
Branch Locations: 8
ATM Locations: 8
Corporate Office Address:
10701 Los Alamitos Blvd
Los Alamitos, CA 90720
Phone Number: 562-862-6831
Fax Number: 866-602-5980

Southland Credit Union Financials

Total Assets:
1,168,697,517
Total Amount of Shares and Deposits:
1,001,059,689
Total Shares and Deposits < 1 Year:
919,105,715
Total Shares and Deposits 1 3 Years:
73,495,438
Total Shares and Deposits > 3 Years:
8,458,535
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
75,013,187
Total Uninsured Shares and Deposits > $250K (F+J):
75,013,187
Total Insured Shares and Deposits > $250K (item 17 less item K):
926,046,502
Total Interest Expense (Sum of items 6 8):
4,865,233
Share Certificates:
5,363
Number of Accounts for Share Drafts:
46,702
IRA KEOGH Accounts:
1,388
Number of Accounts for Regular Shares:
75,067
All other shares:
41
Non Member Deposits:
1
Money Market Shares:
3,160
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
103,441,510
Total Liabilities:
1,099,311,118
Show More

Southland Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Checking on current savings rates online, the best savings rates available right now top out at 0.60 percent. Before the pandemic, we were scoffing at savings rates around 1.00 percent, now we would be happy to get a rate at 1.00 percent or higher.
WauBank Money Market RatesWauBank, a new online bank, is currently offering competitive money market rates that are much higher than traditional brick and mortar banks' money market rates. The current money market rate at WauBank is at 2.18 percent with an APY of 2.20 percent. To give you an idea of how good this rate is at WauBank, the current FDIC national average rate is only at 0.18 percent. WauBank's money market rate is more than 12 times the FDIC average rate. The minimum opening balance for a money market account at WauBank is only $5,000.
Bank of Oak Ridge Mortgage RatesBank of Oak Ridge mortgage rates are very low right now and beat most online mortgage rates today. 30 year mortgage rates at Bank of Oak Ridge are at 4.375 percent with 0.25 points and $853 in fees. 15 year mortgage rates from Bank of Oak Ridge are currently at 3.75 percent with no mortgage points and $853 in fees. Most other lenders' 15 year mortgage rates that low require you to pay points upfront. 20 year mortgage rates from Bank of Oak Ridge, which is a less popular mortgage term, are offered at 4.25 percent with 0.25 points and the same $853 in fees.

Bank or Credit Union Offers and Deals

Banks and Credit Unions are Offering Prizes to Save Money in Savings Accounts
Mortgage Rates Current: 30 Year Mortgage Rates at 5.17% and 15 Year Mortgage Rates at 4.55%
29.00% APY Leap Year CD Special at Motion Federal Credit Union
Current Interest Mortgage Rates Mixed This Week
Free Credit Score
Refinance Rates Increase Sending Refinance Mortgage Applications Lower
PNC Bank Promotional Certificates of Deposit
No Relief for Savers as FOMC Declines Rate Hike
Top 12 Month CD Rates This Week October 10, 2012
Charge offs and delinquencies improve nearly across the board

Alternative Bank and Credit Union Offers to Explore

EverBank 9 Month CD Rates now at 0.90%
Unemployment Rate Falls to 7.0%, Higher Interest Rates Coming
Mortgage Rates Increase for the Fourth Consecutive Week: 30 Year Mortgage Rates at 4.61%: Freddie Mac
Live Oak Bank 6 Month CD Rates now at 1.00%
Mortgage Rates Barely Change: 30 Year Mortgage Rates at 4.87%, 5 Year Adjustable Mortgage Rates at 3.72%
Finding the Best Low Interest Credit Cards
FOMC Meets This Week, Will Savings Interest Rates Start Moving Higher?
Best Online Savings Rates May-June 2018
15 Year Mortgage Rates Under 4.50%
Mortgage Refinance Rates: 30 Year Refinance Rates at 4.93%, 15 Year Refinance Rates at 4.35%

Southland Credit Union Reviews

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