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 Cedar Falls Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Cedar Falls Community Credit Union's JUMBO CDs 12 month rates are at 4.25%, CDs 12 month rates are at 4.15%, JUMBO CDs 6 month rates are at 4.10%, JUMBO CDs 18 month rates are at 4.05%, JUMBO CDs 24 month rates are at 4.00%. Cedar Falls Community Credit Union's savings rates are at 0.10%. Cedar Falls Community Credit Union's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Cedar Falls Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.75%. Rates were last updated on 04/19/2026. Cedar Falls Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cedar Falls Community Credit Union? Share your experience about Cedar Falls Community Credit Union by leaving a review below, or read customer reviews before you decide to use Cedar Falls Community Credit Union. Cedar Falls Community Credit Union
Main Office 123 W 4th St
https://www.cfccu.org Cedar Falls, IA 50613 2831 
Cedar Falls Community Credit Union CD Rates
Cedar Falls Community Credit Union Savings Rates
Cedar Falls Community Credit Union Money Market Rates
Cedar Falls Community Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cedar Falls Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cedar Falls Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cedar Falls Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cedar Falls Community Credit Union
Website
https://www.cfccu.org
Address
123 W 4th St,
Cedar Falls, IA 50613 2831
Phone
319-266-7531
Fax
319-266-8543
President
Becky Riehm
CEO
Chad Kaeppel
Full-Time Employees
30
Part-Time Employees
4
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.75%
Return on Assets (ROA)
1.1436%
Return on Equity (ROE)
6.9741%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
228,973,241
Total Amount of Shares and Deposits
189,832,019
Total Shares and Deposits < 1 Year
175,924,168
Total Shares and Deposits 1 3 Years
13,889,894
Total Shares and Deposits > 3 Years
17,957
Total Insured Shares and Deposits > $250K (item 17 less item K)
189,832,019
Total Interest Expense (Sum of items 6 8)
3,561,831
Share Certificates
2,743
Number of Accounts for Share Drafts
5,801
IRA KEOGH Accounts
537
Number of Accounts for Regular Shares
10,767
All other shares
34
Money Market Shares
1,761
Net Income (unless the amount is already included in Undivided Earnings)
2,618,621
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,686,439
Total Liabilities
191,594,708
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Cedar Falls Community Credit UnionIs Cedar Falls Community Credit Union a safe place to deposit money?Yes, Cedar Falls Community Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7461185417691%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Cedar Falls Community Credit Union operate?Cedar Falls Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cedar Falls Community Credit Union?Yes, to access services at Cedar Falls Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cedar Falls Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cedar Falls Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cedar Falls Community Credit Union offer online and mobile banking?Most modern institutions like Cedar Falls Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cfccu.org. Current Cedar Falls Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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