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TelComm Credit Union Rates and Review January 2026

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TelComm Credit Union12-month CD rates can be found at 2.60%, 6-month CD rates at 3.53% and 3-month CD rates at 0.08%. Savings rates are at 0.40% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.28%. Credit Card rates are at 13.24%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates which you can compare to TelComm Credit Union rates.

Compare TelComm Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of TelComm Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

TelComm Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at TelComm Credit Union? Share your experience about TelComm Credit Union by leaving a review below, or read customer reviews before you decide to use TelComm Credit Union.

Overall, TelComm Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

TelComm Credit Union
Sunshine Branch
2155 E Sunshine St
Springfield, MO 65804 1816
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
5.12%
$100
12-Month CD (Jumbo)
3.80%
$250,000
36-Month CD
3.55%
$1,000
6-Month CD (Online)
3.50%
$1,000
30-Month CD
3.45%
$500
6-Month CD
3.40%
$1,000
18-Month CD
3.39%
$1,000
60-Month CD
3.35%
$500
26-Month CD
3.30%
$1,000
48-Month CD
3.30%
$1,000
12-Month CD
3.25%
$1,000
48-Month CD
3.25%
$1,000
60-Month CD
3.25%
$500
24-Month CD
3.22%
$500
48-Month CD
3.15%
$500
Apple Advantage Money Market
3.03%
$10,000
18-Month CD
3.03%
$500
48-Month CD
3.01%
$500
60-Month CD
3.00%
$500
48-Month CD
3.00%
$1,000
18-Month CD
2.75%
$500
60-Month CD
2.73%
$500
24-Month CD
2.50%
$500
18-Month CD
2.43%
$1,000
48-Month CD
2.42%
$500
24-Month CD
2.32%
$1,000
18-Month CD
2.30%
$500
48-Month CD
2.22%
$1,000
12-Month CD
1.66%
$500
Money Market Investment
1.65%
$1
3-Month CD
1.36%
$2,500
18-Month CD
1.25%
$500
36-Month CD
0.65%
$500
48-Month CD
0.60%
$1,000
24-Month CD
0.60%
$1,000
18-Month CD
0.50%
$1,000
48-Month CD
0.45%
$1,000
Easy Access Business Money Market
0.40%
$2,500
HyperInterest Checking
0.40%
$0
Savings
0.25%
$1
Signature Money Market
0.10%
$2,500
Direct Interest Checking
0.05%
$25
Money Market
0.05%
$500
Performance Interest Checking
0.05%
$1,500
Statement Savings
0.05%
$100
Prosperity Plus Checking
0.05%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
5.750%
5.900%
0.000
565.625%
5.781%
0.875
15-Year Fixed
5.750%
6.044%
0.000
6.000%
6.403%
0.000
5-Year ARM
5.250%
5.840%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
15 Year Fixed
5.875%
6.356%
0.000
5.625%
5.843%
0.000
30-Year Fixed
5.875%
5.950%
0.000
30-Year Fixed
5.875%
5.945%
0.000
5.375%
5.639%
0.250
30-Year Fixed
6.000%
6.090%
0.000
5.625%
5.870%
0.000
30-Year Fixed
5.625%
5.685%
0.000
5.500%
5.799%
0.000
6.500%
6.582%
0.000
20-Year Fixed
6.250%
6.418%
0.000
5.625%
5.691%
0.000
15 Year Fixed
5.375%
5.717%
0.706
4.875%
5.172%
1.125
5.125%
5.331%
1.000
7-Year ARM
5.250%
5.752%
0.000
6.125%
6.326%
0.000
5.375%
5.935%
0.000
30 Year Fixed
5.625%
5.704%
0.250
15-Year Fixed
5.500%
5.718%
0.000
30 Year Fixed
6.000%
6.127%
0.000
5.125%
5.637%
0.250
15-Year Fixed
5.375%
5.560%
0.000
20-Year Fixed
6.000%
6.097%
0.000
30-Year Fixed
6.125%
6.201%
0.000
15-Year Fixed
5.750%
5.977%
0.000
10-Year Fixed
5.625%
5.793%
0.000
5.250%
6.580%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.875%
6.110%
0.000
5.500%
5.612%
0.750
30-Year Fixed
5.750%
5.886%
0.000
4.240%
7.689%
0.000
30 Year Fixed
5.875%
5.916%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
20-Year Fixed
5.625%
5.836%
0.500
4.675%
4.867%
0.000
5.375%
5.512%
0.000
5.125%
6.002%
0.000
5.250%
5.633%
0.000
5.625%
5.853%
0.000
5.375%
5.488%
0.250
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Prime Platinum Visa Credit Card
11.500%
Visa Platinum Preferred Starter
17.990%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Business Select Credit Card Mastercard
18.000%
Visa Crimson Card
13.240%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
VISA® Gold
11.960%
16.490% - 17.990%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
9.990%
8.990% - 17.990%
Maximum limit of $30,000
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
8.900%
Platinum Visa
15.350%
Visa Platinum Credit Card
9.500% - 12.500%
VISA Credit Card
11.900%
No annual fee
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.950%
$0
1 - 60
Unsecured/Personal Loans
8.990%
$0
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
11.240%
$0 - $10,000
60 - 60
Personal Loan
8.950%
$0
Term Line of Credit 84 months
8.000%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Gold Star Loan
14.200%
$0
48
Personal Loan
11.000%
$0
1 - 12
Personal Line of Credit
12.950% - 18.000%
$0
11.990%
$0
1 - 12
13.240%
$0
48
9.200% - 17.950%
$0 - $2,500
36 - 36
12.990%
$0
13 - 60
8.490%
$0
36 - 36
11.240% - 17.950%
$0
25 - 36
Consolidation Loans
14.850%
$0
37 - 60
10.250% - 17.950%
$0
1 - 36
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
10.250% - 17.950%
$0
1 - 36
Next Step Loan
10.500%
$0
8.990%
$0
36
10.500%
$0
Bill Consolidation Loan
8.990%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have TelComm Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: TelComm Credit Union
Full Time Employees: 84
Part Time Employees: 4
President: Greg Eck
CEO: Jessica Shorney
Branch Locations: 6
ATM Locations: 7
Corporate Office Address:
2155 E Sunshine St
Springfield, MO 65804 1816
Phone Number: 417-886-5355
Fax Number: 417-886-6028

Financials

Total Assets:
323,948,217
Total Amount of Shares and Deposits:
279,949,534
Total Shares and Deposits < 1 Year:
276,352,705
Total Shares and Deposits 1 3 Years:
3,306,896
Total Shares and Deposits > 3 Years:
289,933
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,081,460
Total Uninsured Shares and Deposits > $250K (F+J):
7,081,460
Total Insured Shares and Deposits > $250K (item 17 less item K):
272,868,074
Total Interest Expense (Sum of items 6 8):
4,023,030
Share Certificates:
2,786
Number of Accounts for Share Drafts:
11,673
IRA KEOGH Accounts:
619
Number of Accounts for Regular Shares:
31,413
All other shares:
45
Money Market Shares:
1,091
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,913,634
Total Liabilities:
283,033,949
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About TelComm Credit Union

Is a member application needed to join TelComm Credit Union?

Yes, to access services at TelComm Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, TelComm Credit Union provides a range of mortgage and home equity products.

Is TelComm Credit Union a safe place to deposit money?

Yes, TelComm Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does TelComm Credit Union offer online and mobile banking?

Most modern institutions like TelComm Credit Union provide digital access including online balance checks and transfers.

Current TelComm Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions