MonitorBankRates
Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
  1. Home
  2. Credit Unions
  3. Connect Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Connect Credit Union Rates & Review September 2026

Connect Credit Union's 12 Month CD rates are at 3.50%, 6 Month CD rates are at 3.50%, 24 Month CD rates are at 3.40%, 36 Month CD rates are at 3.35%, 60 Month CD rates are at 3.35%. Connect Credit Union's savings rates are at 0.10%. Connect Credit Union's money market rates are at 1.00%. Connect Credit Union's Personal Loan Rates are as low as 9.99%. Connect Credit Union's Credit Card Rates are at 9.49%. MonitorBankRates evaluates the financial stability of Connect Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.28%. Rates last updated and verified on 09/22/2026.

Connect Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Connect Credit Union? Share your experience about Connect Credit Union by leaving a review below, or read customer reviews before you decide to use Connect Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.28%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Connect Credit Union
Main Office
3400 W Commercial Blvd
Fort lauderdale, FL 33309
https://www.connectcu.org
Member NCUA

Connect Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate 3.45% 3.50% 12 Months
Min Deposit $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
6 Month Certificate 3.45% 3.50% 6 Months
Min Deposit $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
24 Month Certificate 3.35% 3.40% 24 Months
Min Deposit $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
36 Month Certificate 3.30% 3.35% 36 Months
Min Deposit $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
60 Month Certificate 3.30% 3.35% 60 Months
Min Deposit $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Connect Credit Union Savings Rates

Product Rate APY View More
IRA Savings Account Traditional & Roth 0.20% 0.20%
Min Deposit $0
Details An Annual Maintenance Fee applies to all IRA Accounts. Please see our Fee Schedule for current fees.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Club Account 0.10% 0.10%
Min Deposit $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Share Savings Account 0.10% 0.10%
Min Deposit $5
Min Balance $100
Details Establishes your membership and helps you save securely while maintaining convenient access to your funds. Minimum average daily balance to earn dividends is $100.00.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Connect Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.35% 1.35%
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 & Up
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Money Market Account 1.25% 1.25%
Min Deposit $50,000
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Money Market Account 1.15% 1.15%
Min Deposit $25,000
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Money Market Account 1.10% 1.10%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Money Market Account 1.00% 1.00%
Min Deposit $2,500
Min Balance $0
Details Balance: $2,500 - $9,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Connect Credit Union Checking Rates

Product Rate APY View More
eChecking Account 3.45% 3.50%
Min Deposit $0
Min Balance $0
Details Qualifications Required: 1 direct deposit or ACH credit; enrolled in Online Banking with E-Statements; twelve (12) VISA Signature POS transactions post to your account each month; Must meet e-Checking requirements to qualify for dividends .
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
eChecking Account 3.45% 3.50%
Min Deposit $0
Min Balance $1,000
Details Qualifications Required: 1 direct deposit or ACH credit; enrolled in Online Banking with E-Statements; twelve (12) VISA Signature POS transactions post to your account each month; Must meet e-Checking requirements to qualify for dividends .
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
eChecking Account 0.05% 0.05%
Min Deposit $0
Min Balance $25,000
Details Must meet e-Checking requirements to qualify for dividends .
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Checking Account 0.03% 0.03%
Min Deposit $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Connect Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity HELOC - - 7.25%
Details Single Family Home / Owner Occupied
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Connect Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 4.49% Up to 36 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
New Auto - - 4.74% Up to 48 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
New Auto - - 5.24% Up to 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
New Auto - - 5.24% Up to 72 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Used Auto - - 5.49% Up to 36 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
New Auto - - 5.74% Up to 84 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Used Auto - - 5.74% Up to 48 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Used Auto - - 5.74% Up to 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Used Auto - - 5.74% Up to 72 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Connect Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycles Loan - 5.49%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Used Motorcycles Loan - 6.49%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
New RVs Loan - 6.99%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Used RVs Loan - 6.99%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
New Boats Loan - 7.99%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Used Boats Loan - 8.99%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Connect Credit Union Credit Card Rates

Product Rate APR View More
Platinum Mastercard - 9.49%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Secured Mastercard - 9.49%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
Platinum Mastercard Rewards - 10.49%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Connect Credit Union Personal Loan Rates

Product APR Term View More
Debt Consolidation Loan 9.99%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Financial Health History

Connect Credit Union’s Texas Ratio rose from 2.61% in Q2 2023 to 4.28% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.7% 2.0★ 3.4% 3.0★ 5.2% 4.0★ 6.9% 5.0★ Healthy zone – entire history below the 15% limit 2.61% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 4.28% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$103M4.28%5.0A+
December 31, 2025$102M3.52%5.0A+
September 30, 2025$97M2.48%5.0A+
June 30, 2025$98M2.13%5.0A+
March 31, 2025$100M5.10%5.0A+
December 31, 2024$98M1.67%5.0A+
September 30, 2024$98M2.72%5.0A+
June 30, 2024$97M2.42%5.0A+
March 31, 2024$99M3.32%5.0A+
December 31, 2023$96M3.49%5.0A+
September 30, 2023$98M3.15%5.0A+
June 30, 2023$99M2.61%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Connect Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Connect Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Connect Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Connect Credit Union
Address 3400 W Commercial Blvd, Fort lauderdale, FL 33309
Phone 954-730-2047
Fax 954-777-4220
President Howard Webb
CEO Scott Meyer
Full-Time Employees 21
Part-Time Employees 0
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.28%
Return on Assets (ROA)
0.2028%
Return on Equity (ROE)
1.5852%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
102,869,516
Total Amount of Shares and Deposits
89,048,927
Total Shares and Deposits < 1 Year
84,292,737
Total Shares and Deposits 1 3 Years
3,202,040
Total Shares and Deposits > 3 Years
1,554,152
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,281,680
Total Uninsured Shares and Deposits > $250K (F+J)
4,281,680
Total Insured Shares and Deposits > $250K (item 17 less item K)
84,767,247
Total Interest Expense (Sum of items 6 8)
272,014
Share Certificates
544
Number of Accounts for Share Drafts
2,275
IRA KEOGH Accounts
55
Number of Accounts for Regular Shares
5,547
Money Market Shares
298
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,121,924
Total Liabilities
89,993,418
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Connect Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/connect-credit-union-rates-review-67342">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Connect Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Connect Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Connect Credit Union

How many branches does Connect Credit Union operate?

Connect Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Connect Credit Union?

Yes, to access services at Connect Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Connect Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Connect Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Connect Credit Union offer online and mobile banking?

Most modern institutions like Connect Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.connectcu.org.

Current Connect Credit Union Rates

  • 12-Month CD3.50%
  • 24-Month CD3.40%
  • 60-Month CD3.35%
  • Savings0.10%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.