What are the current interest rates at Connect Credit Union?

Current rates for Connect Credit Union include: 12-Month CD: 3.50%, 24-Month CD: 3.40%, 60-Month CD: 3.35%, Savings: 0.10%, MMA: 1.00%

MonitorBankRates

☰

Home›
Credit Unions›
Connect Credit Union

iAdvertiser Disclosure

Connect Credit Union Rates & Review July 2026

Q: How many branches does Connect Credit Union operate?

Connect Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Connect Credit Union?

Yes, to access services at Connect Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Connect Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Connect Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 7, 2026

Connect Credit Union's 12 month rates are at 3.50%, 6 month rates are at 3.50%, 24 month rates are at 3.40%, 36 month rates are at 3.35%, 60 month rates are at 3.35%. Connect Credit Union's savings rates are at 0.10%. Connect Credit Union's money market rates are at 1.00%. Connect Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Connect Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.48%. Rates were last updated on 07/07/2026.

Connect Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Connect Credit Union? Share your experience about Connect Credit Union by leaving a review below, or read customer reviews before you decide to use Connect Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.48%

Excellent Lower than avg

Connect Credit Union
Main Office

3400 W Commercial Blvd
Fort lauderdale, FL 33309

https://www.connectcu.org

Connect Credit Union CD Rates

Product	Rate	APY	Term
12 month	3.45%	3.50%	12 Months
Min Deposit $1,000 Details If the certificate is redeemed prior to maturity date, the penalty shall be equal to all the interest earned on the amount withdrawn prior to the maturity date, or an amount equal to 90 days interest at the certificate rate. The penalty is calculated as a forfeiture of part or all of the interest that has been earned on the account. Fees could reduce the earnings on the account. Advertised rates are subject to change without notice. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
6 month	3.45%	3.50%	6 Months
Min Deposit $1,000 Details If the certificate is redeemed prior to maturity date, the penalty shall be equal to all the interest earned on the amount withdrawn prior to the maturity date, or an amount equal to 90 days interest at the certificate rate. The penalty is calculated as a forfeiture of part or all of the interest that has been earned on the account. Fees could reduce the earnings on the account. Advertised rates are subject to change without notice. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
24 month	3.35%	3.40%	24 Months
Min Deposit $1,000 Details If the certificate is redeemed prior to maturity date, the penalty shall be equal to all the interest earned on the amount withdrawn prior to the maturity date, or an amount equal to 90 days interest at the certificate rate. The penalty is calculated as a forfeiture of part or all of the interest that has been earned on the account. Fees could reduce the earnings on the account. Advertised rates are subject to change without notice. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
36 month	3.30%	3.35%	36 Months
Min Deposit $1,000 Details If the certificate is redeemed prior to maturity date, the penalty shall be equal to all the interest earned on the amount withdrawn prior to the maturity date, or an amount equal to 90 days interest at the certificate rate. The penalty is calculated as a forfeiture of part or all of the interest that has been earned on the account. Fees could reduce the earnings on the account. Advertised rates are subject to change without notice. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
60 month	3.30%	3.35%	60 Months
Min Deposit $1,000 Details If the certificate is redeemed prior to maturity date, the penalty shall be equal to all the interest earned on the amount withdrawn prior to the maturity date, or an amount equal to 90 days interest at the certificate rate. The penalty is calculated as a forfeiture of part or all of the interest that has been earned on the account. Fees could reduce the earnings on the account. Advertised rates are subject to change without notice. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%

Connect Credit Union Savings Rates

Product	Rate	APY
IRA Savings Account	0.20%	0.20%
Min Deposit $0 Details An Annual Maintenance Fee applies to all IRA Accounts. Please see our Fee Schedule for current fees. Accounts closed prior to month end forfeit all dividends for the month. Rates disclosed exclude Business or Organization Accounts. Call Credit Union for information. Fees could reduce the earnings on the account. Share accounts are variable rate accounts and are subject to change without notice. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
Club Account	0.10%	0.10%
Min Deposit $5 Details Fees could reduce the earnings on the account. Share accounts are variable rate accounts and are subject to change without notice. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
Share Savings Account	0.10%	0.10%
Min Deposit $5 Details Minimum average daily balance to earn dividends is $100.00. Fees could reduce the earnings on the account. Share accounts are variable rate accounts and are subject to change without notice. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%

Connect Credit Union Money Market Rates

Product	Rate	APY
Money Market Account	1.35%	1.35%
Min Deposit $100,000 Details $100,000 minimum ADB to earn. ADB = Average Daily Balance. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
Money Market Account	1.25%	1.25%
Min Deposit $50,000 Details $50,000 minimum ADB to earn. ADB = Average Daily Balance. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
Money Market Account	1.15%	1.15%
Min Deposit $25,000 Details $25,000 minimum ADB to earn. ADB = Average Daily Balance. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
Money Market Account	1.10%	1.10%
Min Deposit $10,000 Details $10,000 minimum ADB to earn. ADB = Average Daily Balance. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
Money Market Account	1.00%	1.00%
Min Deposit $2,500 Details $2,500 minimum ADB to earn. ADB = Average Daily Balance. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%

Connect Credit Union Checking Rates

Product	Rate	APY
eChecking	-	3.50%
No additional details. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
eChecking Account	0.05%	0.05%
Min Deposit $0 Min Balance $25,000 Details If requirements are not met, APY is 0.00%. Requirements are that the account must have at least one (1) direct deposit of at least $250 post to your savings or checking account each month, be enrolled in Online Banking with E-Statements, and have twelve (12) VISA Signature POS transactions post to your account each month. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
Checking Account	0.03%	0.03%
Min Deposit $0 Details Fees could reduce the earnings on the account. Federally insured by NCUA. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%

Connect Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity HELOC	-	-	7.25%
Details Surcharges applied for: All other property types +0.50%, including condo, duplex, villa, townhome, multi-use, etc. Non-owner occupied property, 1st position lien: +1.00% plus property type surcharge, if applicable. Non-owner occupied property, 2nd position lien: +2.00% plus property type surcharge, if applicable. $50.00 application fee for credit processing is paid at time of application. Appraisal and closing costs are paid by the borrower(s). Closing costs include a $395.00 origination fee. Single Family Home / Owner Occupied Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%

Connect Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	4.49%
Details As Low As Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%

Connect Credit Union Credit Card Rates

Product	Rate	APR
Platinum Mastercard	-	9.49%
Details Rates are subject to change and are based on the term and individual's creditworthiness. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
Secured Mastercard	-	9.49%
Details Rates are subject to change and are based on the term and individual's creditworthiness. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%
Platinum Mastercard Rewards	-	10.49%
Details Rates are subject to change and are based on the term and individual's creditworthiness. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%

Connect Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loans	-	9.99%
Details Rates are subject to change and are based on the term and individual's creditworthiness. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.48%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Connect Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Connect Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Connect Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Connect Credit Union

Website https://www.connectcu.org

Address 3400 W Commercial Blvd, Fort lauderdale, FL 33309

Phone 954-730-2047

Fax 954-777-4220

President Howard Webb

CEO Scott Meyer

Full-Time Employees 21

Part-Time Employees 0

Branch Locations 3

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.48%

Return on Assets (ROA)

0.8542%

Return on Equity (ROE)

6.4341%

Non-Performing Loans Ratio (NPL)

0.45%

Total Assets

97,490,237

Total Amount of Shares and Deposits

83,639,966

Total Shares and Deposits < 1 Year

79,432,518

Total Shares and Deposits 1 3 Years

2,720,718

Total Shares and Deposits > 3 Years

1,486,730

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

4,229,381

Total Uninsured Shares and Deposits > $250K (F+J)

4,229,381

Total Insured Shares and Deposits > $250K (item 17 less item K)

79,410,585

Total Interest Expense (Sum of items 6 8)

776,504

Share Certificates

504

Number of Accounts for Share Drafts

2,331

IRA KEOGH Accounts

Number of Accounts for Regular Shares

5,691

Money Market Shares

311

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,147,349

Total Liabilities

84,909,299

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Connect Credit Union earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/connect-credit-union-rates-review-67342">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-b-2026.svg"
       alt="MonitorBankRates Verified Strong Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Connect Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Connect Credit Union

Frequently Asked Questions About Connect Credit Union

How many branches does Connect Credit Union operate?

Connect Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Connect Credit Union?

Yes, to access services at Connect Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Connect Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Connect Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Connect Credit Union offer online and mobile banking?

Most modern institutions like Connect Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.connectcu.org.