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Connect Credit Union Rates & Review March 2026

Connect Credit Union's 6 month CDs and CD IRAs rates are at 3.40%, 6 month CDs and CD IRAs rates are at 3.35%, 12 month CDs and CD IRAs rates are at 3.30%, 12 month CDs and CD IRAs rates are at 3.25%, 24 month CDs and CD IRAs rates are at 3.14%. Connect Credit Union's savings rates are at 0.10%. Connect Credit Union's money market rates are at 1.00%. Connect Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Connect Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.61%. Rates were last updated on 03/25/2026.

Connect Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Connect Credit Union? Share your experience about Connect Credit Union by leaving a review below, or read customer reviews before you decide to use Connect Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.61%
Excellent Lower than avg
Connect Credit Union
Main Office
3400 W Commercial Blvd
Fort lauderdale, FL 33309
https://www.connectcu.org
Member NCUA

Connect Credit Union CD Rates

Product Rate APY Term View More
6 month Certificates and CD IRAs 3.35% 3.40% 6
Min Deposit $20,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
6 month Certificates and CD IRAs 3.30% 3.35% 6
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
12 month Certificates and CD IRAs 3.25% 3.30% 12
Min Deposit $20,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
12 month Certificates and CD IRAs 3.20% 3.25% 12
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
24 month Certificates and CD IRAs 3.10% 3.14% 24
Min Deposit $20,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
36 month Certificates and CD IRAs 3.10% 3.14% 36
Min Deposit $20,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
60 month Certificates and CD IRAs 3.10% 3.14% 60
Min Deposit $20,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
24 month Certificates and CD IRAs 3.05% 3.09% 24
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
36 month Certificates and CD IRAs 3.05% 3.09% 36
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
60 month Certificates and CD IRAs 3.05% 3.09% 60
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

Connect Credit Union Savings Rates

Product Rate APY View More
Other Savings IRA 0.20% 0.20%
Details An Annual Maintenance Fee applies to all IRA Accounts. Please see our Fee Schedule for current fees.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Other Savings Club 0.10% 0.10%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Shares (Savings) 0.10% 0.10%
Min Balance $100
Details Minimum (ABD) average daily balance to earn dividends $100.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

Connect Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.35% 1.36%
Min Balance $100,000
Details $100,000.00 + ($100,000 minimum ADB2 to earn)
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Money Market Account 1.25% 1.26%
Min Balance $50,000
Details $50,000.00 - $99,999.99 ($50,000 minimum ADB2 to earn)
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Money Market Account 1.15% 1.16%
Min Balance $25,000
Details $25,000.00 - $49.999.99 ($25,000 minimum ADB2 to earn)
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Money Market Account 1.10% 1.11%
Min Balance $10,000
Details $10,000.00 - $24,999.99 ($10,000 minimum ADB2 to earn)
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Money Market Account 1.00% 1.01%
Min Balance $2,500
Details $2,500.00 - $9,999.99 ($2,500 minimum ADB2 to earn)
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

Connect Credit Union Checking Rates

Product Rate APY View More
E-Checking 3.45% 3.51%
Min Balance $0
Details Qualifications Required; Qualifying balance up to $1,000.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Sharedraft (Checking) 0.03% 0.03%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

Connect Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 7.25%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

Connect Credit Union Credit Card Rates

Product Rate APR View More
Platinum Credit Card - 9.49%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

Connect Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 9.99%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Connect Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Connect Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Connect Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Connect Credit Union
Address 3400 W Commercial Blvd, Fort lauderdale, FL 33309
Phone 954-730-2047
Fax 954-777-4220
President Howard Webb
CEO Scott Meyer
Full-Time Employees 21
Part-Time Employees 0
Branch Locations 3
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.61%
Return on Assets (ROA)
0.8542%
Return on Equity (ROE)
6.4341%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
97,490,237
Total Amount of Shares and Deposits
83,639,966
Total Shares and Deposits < 1 Year
79,432,518
Total Shares and Deposits 1 3 Years
2,720,718
Total Shares and Deposits > 3 Years
1,486,730
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,229,381
Total Uninsured Shares and Deposits > $250K (F+J)
4,229,381
Total Insured Shares and Deposits > $250K (item 17 less item K)
79,410,585
Total Interest Expense (Sum of items 6 8)
776,504
Share Certificates
504
Number of Accounts for Share Drafts
2,331
IRA KEOGH Accounts
62
Number of Accounts for Regular Shares
5,691
Money Market Shares
311
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,147,349
Total Liabilities
84,909,299
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Connect Credit Union

Is Connect Credit Union a safe place to deposit money?

Yes, Connect Credit Union is considered a safe financial institution. With a Texas Ratio of 2.606888726696%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Connect Credit Union operate?

Connect Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Connect Credit Union?

Yes, to access services at Connect Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Connect Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Connect Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Connect Credit Union offer online and mobile banking?

Most modern institutions like Connect Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.connectcu.org.

Current Connect Credit Union Rates

  • 12-Month CD3.25%
  • 24-Month CD3.09%
  • 60-Month CD3.09%
  • Savings0.10%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.