|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
USALLIANCE Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
USALLIANCE's 24 Month CD rates are at 4.25%. USALLIANCE's savings rates are at 0.02%. USALLIANCE's 5 Year Adjustable (ARM) rates are at 6.00%, 15 Year Fixed rates are at 6.00%, 10 Year Fixed rates are at 6.00%, 10 Year Fixed rates are at 6.12%. MonitorBankRates evaluates the financial stability of USALLIANCE with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.66%. Rates last updated and verified on 08/28/2026. USALLIANCE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USALLIANCE? Share your experience about USALLIANCE by leaving a review below, or read customer reviews before you decide to use USALLIANCE. USALLIANCE
USAlliance Federal Credit Union 411 Theodore Fremd Ave
http://www.usalliance.org Rye, NY 10580 
USALLIANCE CD Rates
USALLIANCE Savings Rates
USALLIANCE Mortgage Rates
USALLIANCE Home Equity & HELOC
USALLIANCE Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for USALLIANCE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather USALLIANCE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with USALLIANCE's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
USALLIANCE
Website
http://www.usalliance.org
Address
411 Theodore Fremd Ave,
Rye, NY 10580
Phone
914-921-0500
Fax
914-881-3468
President
Carla Palma
CEO
Harry Zhu
Full-Time Employees
262
Part-Time Employees
8
Branch Locations
6
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.66%
Return on Assets (ROA)
0.4904%
Return on Equity (ROE)
5.8950%
Non-Performing Loans Ratio (NPL)
0.69%
Total Assets
3,274,004,514
Total Amount of Shares and Deposits
2,458,516,045
Total Shares and Deposits < 1 Year
1,852,686,792
Total Shares and Deposits 1 3 Years
478,433,388
Total Shares and Deposits > 3 Years
127,395,865
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
179,821,195
Total Uninsured Shares and Deposits > $250K (F+J)
179,821,195
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,278,694,850
Total Interest Expense (Sum of items 6 8)
75,217,771
Share Certificates
21,662
Number of Accounts for Share Drafts
82,755
IRA KEOGH Accounts
3,690
Number of Accounts for Regular Shares
177,301
All other shares
280
Non Member Deposits
13,856
Money Market Shares
2,119
Net Income (unless the amount is already included in Undivided Earnings)
16,054,109
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
220,733,825
Total Liabilities
3,032,669,542
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for USALLIANCE yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for USALLIANCE
Frequently Asked Questions About USALLIANCEHow many branches does USALLIANCE operate?USALLIANCE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join USALLIANCE?Yes, to access services at USALLIANCE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, USALLIANCE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, USALLIANCE provides members with tools to manage their accounts and build a solid financial history. Does USALLIANCE offer online and mobile banking?Most modern institutions like USALLIANCE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.usalliance.org. Current USALLIANCE Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
P.C. Federal Credit Union
ERIE COMMUNITY
Marquette Community Federal Credit Union
AT&T Employees Federal Credit Union
South Metro Federal Credit Union
Appalachian Power Employees Federal Credit Union
Baton Rouge City Parish Employees Federal Credit Union
Velocity Credit Union
Arapahoe Credit Union
Macon Bibb Employees Credit Union
Financial Partners Credit Union
CLEARVIEW
First Lincoln Federal Credit Union
ACBA Federal Credit Union
Electric Cooperatives Federal Credit Union
MM Employees Federal Credit Union
Community Link Federal Credit Union
Express Credit Union
Haynes Community Federal Credit Union
VULCRAFT EMPLOYEES
Holy Family Parma Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking