USALLIANCE Rates and Review January 2026
Compare USALLIANCE CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of USALLIANCE savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityUSALLIANCE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at USALLIANCE? Share your experience about USALLIANCE by leaving a review below, or read customer reviews before you decide to use USALLIANCE. Overall, USALLIANCE is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Simmesport State Bank USAlliance Federal Credit Union 411 Theodore Fremd Ave Rye, NY 10580  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonCollege Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
VISA Platinum without Rewards
7.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
12.990%
$0
12
Personal/Signature Loans
11.150%
$0
60 - 60
A+ Personal Loan
8.990%
$0
84
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have USALLIANCE rate data right now. Credit Union Profile & OverviewCredit Union Name: USALLIANCE
Website: http://www.usalliance.org
Full Time Employees: 262Part Time Employees: 8 President: Carla Palma CEO: Harry Zhu Branch Locations: 6 ATM Locations: 7 Corporate Office Address:
411 Theodore Fremd Ave
Rye, NY 10580 Phone Number: 914-921-0500 Fax Number: 914-881-3468 FinancialsTotal Assets:
3,274,004,514
Total Amount of Shares and Deposits:
2,458,516,045
Total Shares and Deposits < 1 Year:
1,852,686,792
Total Shares and Deposits 1 3 Years:
478,433,388
Total Shares and Deposits > 3 Years:
127,395,865
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
179,821,195
Total Uninsured Shares and Deposits > $250K (F+J):
179,821,195
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,278,694,850
Total Interest Expense (Sum of items 6 8):
75,217,771
Share Certificates:
21,662
Number of Accounts for Share Drafts:
82,755
IRA KEOGH Accounts:
3,690
Number of Accounts for Regular Shares:
177,301
All other shares:
280
Non Member Deposits:
13,856
Money Market Shares:
2,119
Net Income (unless the amount is already included in Undivided Earnings):
16,054,109
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
220,733,825
Total Liabilities:
3,032,669,542
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About USALLIANCEIs a member application needed to join USALLIANCE?Yes, to access services at USALLIANCE, a member application is required. Is there a first-time homebuyer program?Currently, USALLIANCE provides a range of mortgage and home equity products. Is USALLIANCE a safe place to deposit money?Yes, USALLIANCE is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does USALLIANCE offer online and mobile banking?Most modern institutions like USALLIANCE provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 4.07%, 6-month CD rates at 2.78% and 3-month CD rates at 1.41%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.94%. Credit Card rates are at 16.95%. Personal Loan rates are at 11.74%. All these rates, and more, can be found in our database of rates which you can compare to 
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