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New England Teamsters Federal Credit Union Rates & Review November 2026

New England Teamsters Federal Credit Union's 19 Month CD (14) rates are at 3.34%, 5 Month CD (05) rates are at 3.03%, 27 Month CD (15) rates are at 2.52%, 13 Month CD (13) rates are at 2.49%, 48 Month CD (48) rates are at 0.25%. New England Teamsters Federal Credit Union's savings rates are at 0.02%. New England Teamsters Federal Credit Union's money market rates are at 0.10%. New England Teamsters Federal Credit Union's checking rates are as high as 0.02%. New England Teamsters Federal Credit Union's Personal Loan Rates are as low as 10.50%. New England Teamsters Federal Credit Union's Credit Card Rates are at 10.99%. New England Teamsters Federal Credit Union's CD rates are 54% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of New England Teamsters Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.49%. Rates last updated and verified on 10/29/2026.

New England Teamsters Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New England Teamsters Federal Credit Union? Share your experience about New England Teamsters Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New England Teamsters Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.49%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
New England Teamsters Federal Credit Union
Main Office
548 Main St
Charlestown, MA 02129-1109
https://www.netfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

New England Teamsters Federal Credit Union CD Rates

Product Rate APY Term View More
19 Month Share Certificate (14) 3.30% 3.34% 19 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time; Early withdrawal penalty: 90 days of loss of dividends
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.34% APY · checked 4 times
2.84%3.34%3.84%Oct 13, 2026: 3.34% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
5 Month Jumbo Share Certificate (08) 3.25% 3.29% 5 Month
Min Deposit $500,000
Details Jumbo; Dividend Frequency: Quarterly; Special rate offered at this time
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 3.29% APY · checked 5 times
2.79%3.29%3.79%Sep 18, 2026: 3.29% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
5 Month Share Certificate (05) 3.00% 3.03% 5 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time; Early withdrawal penalty: 90 days of loss of dividends
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.03% APY · checked 4 times
2.53%3.03%3.53%Oct 13, 2026: 3.03% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
27 Month Share Certificate (15) 2.50% 2.52% 27 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time; Early withdrawal penalty: 90 days of loss of dividends
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 2.52% APY · checked 4 times
2.02%2.52%3.02%Oct 13, 2026: 2.52% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
13 Month Share Certificate (13) 2.47% 2.49% 13 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time; Early withdrawal penalty: 90 days of loss of dividends
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 2.49% APY · checked 4 times
1.99%2.49%2.99%Oct 13, 2026: 2.49% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
48 Month Share Certificate (48) 0.25% 0.25% 48 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
60 Month Share Certificate (60) 0.25% 0.25% 60 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
24 Month Share Certificate (24) 0.10% 0.10% 24 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
36 Month Share Certificate (36) 0.10% 0.10% 36 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
12 Month Share Certificate (12) 0.05% 0.05% 12 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
6 Month Share Certificate (06) 0.05% 0.05% 6 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Savings Rates

Product Rate APY View More
Club Savings (09) 0.02% 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 11 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Minors Savings (04) 0.02% 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 11 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Regular Shares Savings (01) 0.02% 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 11 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Roth IRA Savings (50) 0.02% 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 11 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Traditional IRA Savings (81) 0.02% 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 11 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market (90) 0.10% 0.10%
Min Deposit $1,000
Min Balance $250,000
Details Balance: > $250,000.00; Dividend Frequency: Monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 11 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Money Market (90) 0.05% 0.05%
Min Deposit $1,000
Min Balance $50,000
Details Balance: $50,000 - $99,999; Dividend Frequency: Monthly
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 10 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Money Market (90) 0.05% 0.05%
Min Deposit $1,000
Min Balance $100,000
Details Balance: >$100,000; Dividend Frequency: Monthly
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 10 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Money Market (90) 0.02% 0.02%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $49,999; Dividend Frequency: Monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 11 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Checking Rates

Product Rate APY View More
Free Checking (78) 0.00% 0.00%
Min Deposit $0
Min Balance $0
Details Dividend Frequency: N/A
Last Updated 10/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Business Checking Rates

Product Rate APY View More
Business Checking (76) 0.02% 0.02%
Min Deposit $50
Min Balance $0
Details Dividend Frequency: Monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 11 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity Loan 6.00% - 6.02% 0-5 Years
Details As Low As; APR as low as 6.020%; Pmt per $1,000 $19.33 (not a rate); APR quoted reflects a 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.02% APR · checked 13 times
5.52%6.02%6.52%Sep 14, 2026: 6.02% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Home Equity Line of Credit (HELOC) 6.00% - 6.17%
Details Loan-to value: Up to 80% LTV; 10 yr draw/10 yr repayment; Initial rate fixed for first 12 months, then variable based on WSJ Prime with floor of 4.25% for LTV below 80%; Maximum APR 18.00%; Minimum APR 4.25%; Maximum LTV may vary based on credit score; Closing costs of up to $800 may be required; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Sep 17, 2026 · 6.17% APR · checked 6 times
5.67%6.17%6.67%Sep 17, 2026: 6.17% APRSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Fixed Rate Home Equity Loan 6.75% - 6.93% 6-10 Years
Details As Low As; APR as low as 6.930%; APR quoted reflects a 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.93% APR · checked 13 times
6.43%6.93%7.43%Sep 14, 2026: 6.93% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Fixed Rate Home Equity Loan 7.75% - 7.883% 11-15 Years
Details As Low As; APR as low as 7.883%; APR quoted reflects a 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 7.88% APR · checked 13 times
7.38%7.88%8.38%Sep 14, 2026: 7.88% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Auto Loan - - 5.74% 3 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR as low as 2, 4 (APR reflects 1.00% payroll deduction discount)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.74% APR · checked 4 times
5.24%5.74%6.24%Oct 13, 2026: 5.74% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 5.99% 4 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR as low as 2, 4 (APR reflects 1.00% payroll deduction discount)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Oct 13, 2026: 5.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 5.99% 5 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR as low as 2, 4 (APR reflects 1.00% payroll deduction discount)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Oct 13, 2026: 5.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 6.24% 3 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR as low as 2, 4 (APR reflects 1.00% payroll deduction discount)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.24% APR · checked 4 times
5.74%6.24%6.74%Oct 13, 2026: 6.24% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 6.74% 4 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR as low as 2, 4 (APR reflects 1.00% payroll deduction discount)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.74% APR · checked 4 times
6.24%6.74%7.24%Oct 13, 2026: 6.74% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 6.99% 6 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR as low as 2, 4 (APR reflects 1.00% payroll deduction discount)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR · checked 4 times
6.49%6.99%7.49%Oct 13, 2026: 6.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 8.99% 5 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR as low as 2, 4 (APR reflects 1.00% payroll deduction discount)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR · checked 4 times
8.49%8.99%9.49%Oct 13, 2026: 8.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New & Used Motorcycle Loan - 3 Year Term - 5.99% 3 Year
Details As Low As; Age of Vehicle: 2023 and Newer; Pmt per $1,000 not captured; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 15, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Oct 15, 2026: 5.99% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Motorcycle Loan - 5.99% 3 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Oct 13, 2026: 5.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New & Used Motorcycle Loan - 4 Year Term - 6.99% 4 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 15, 2026 · 6.99% APR · checked 3 times
6.49%6.99%7.49%Oct 15, 2026: 6.99% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Motorcycle Loan - 6.99% 4 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR · checked 3 times
6.49%6.99%7.49%Oct 13, 2026: 6.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New & Used Motorcycle Loan - 3 Year Term - 8.99% 3 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 15, 2026 · 8.99% APR · checked 3 times
8.49%8.99%9.49%Oct 15, 2026: 8.99% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New & Used Motorcycle Loan - 5 Year Term - 8.99% 5 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 15, 2026 · 8.99% APR · checked 3 times
8.49%8.99%9.49%Oct 15, 2026: 8.99% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Motorcycle Loan - 8.99% 5 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR · checked 3 times
8.49%8.99%9.49%Oct 13, 2026: 8.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Motorcycle Loan - 8.99% 3 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR · checked 3 times
8.49%8.99%9.49%Oct 13, 2026: 8.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New & Used Motorcycle Loan - 4 Year Term - 9.99% 4 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 15, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Oct 15, 2026: 9.99% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Motorcycle Loan - 9.99% 4 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Oct 13, 2026: 9.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New & Used Motorcycle Loan - 5 Year Term - 10.99% 5 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 15, 2026 · 10.99% APR · checked 3 times
10.49%10.99%11.49%Oct 15, 2026: 10.99% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Motorcycle Loan - 10.99% 5 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 10.99% APR · checked 3 times
10.49%10.99%11.49%Oct 13, 2026: 10.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum with Preferred Rate Credit Card - 10.99%
Details As Low As; Minimum Payment: 3.00% of total balance or $25.00 (greater amount). First Card is free, $25 Replacement Cost.
Last Updated 10/29/2026
Rate History
No change since Oct 15, 2026 · 10.99% APR · checked 3 times
10.49%10.99%11.49%Oct 15, 2026: 10.99% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal (Unsecured) Loan - Personal 10.50%
Details As Low As; Maximum Term = 48 months; Pmt per $1,000: $25.60
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 10.50% APR · checked 2 times
10.00%10.50%11.00%Oct 23, 2026: 10.50% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Personal Loan 10.50%
Details As Low As; Maximum Term = 48 months
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 10 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Builder max. Loan - - 15.00%
Details $2,000; As Low As; For borrowers with limited or no credit
Last Updated 10/29/2026
Rate History
No change since Sep 21, 2026 · 15.00% APR · checked 8 times
14.50%15.00%15.50%Sep 21, 2026: 15.00% APRSep 21, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Credit Corrector max. Loan - - 16.75%
Details $1,500; As Low As; To consolidate outstanding debts
Last Updated 10/29/2026
Rate History
No change since Sep 21, 2026 · 16.75% APR · checked 8 times
16.25%16.75%17.25%Sep 21, 2026: 16.75% APRSep 21, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Coverdell Education Savings (96) 0.02% - 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 11 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

Financial Health History

New England Teamsters Federal Credit Union’s Texas Ratio fell from 7.88% in Q3 2023 to 5.49% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.88% A Q3 2023 A Q4 2023 A+ Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 5.49% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$75M5.49%5.0A+
March 31, 2026$75M4.59%5.0A+
December 31, 2025$73M4.05%5.0A+
September 30, 2025$76M4.03%5.0A+
June 30, 2025$77M3.96%5.0A+
March 31, 2025$73M4.04%5.0A+
December 31, 2024$72M6.19%5.0A
September 30, 2024$72M10.07%5.0A
June 30, 2024$73M10.20%5.0A
March 31, 2024$74M5.61%5.0A+
December 31, 2023$75M10.60%5.0A
September 30, 2023$75M7.88%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for New England Teamsters Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New England Teamsters Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New England Teamsters Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New England Teamsters Federal Credit Union
Address 548 Main St, Charlestown, MA 02129-1109
Phone 781-641-6700
Fax
President Steven South
CEO Kevin George
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.49%
Return on Assets (ROA)
0.4410%
Return on Equity (ROE)
3.4187%
Non-Performing Loans Ratio (NPL)
2.08%
Total Assets
74,810,656
Total Amount of Shares and Deposits
66,479,489
Total Shares and Deposits < 1 Year
65,141,962
Total Shares and Deposits 1 3 Years
846,617
Total Shares and Deposits > 3 Years
490,907
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,767,156
Total Uninsured Shares and Deposits > $250K (F+J)
26,767,156
Total Insured Shares and Deposits > $250K (item 17 less item K)
39,712,333
Total Interest Expense (Sum of items 6 8)
426,465
Share Certificates
170
Number of Accounts for Share Drafts
1,406
IRA KEOGH Accounts
174
Number of Accounts for Regular Shares
4,126
Money Market Shares
95
Net Income (unless the amount is already included in Undivided Earnings)
329,893
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,792,244
Total Liabilities
66,628,393
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

New England Teamsters Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/new-england-teamsters-federal-credit-union-rates-review-21507">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About New England Teamsters Federal Credit Union

Does New England Teamsters Federal Credit Union offer CDs?

Yes. New England Teamsters Federal Credit Union current CD rates include its 19 Month CD (14) at 3.34% APY, its 5 Month CD (05) at 3.03% APY and its 27 Month CD (15) at 2.52% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from New England Teamsters Federal Credit Union NCUA insured?

Yes. New England Teamsters Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at New England Teamsters Federal Credit Union?

The highest New England Teamsters Federal Credit Union CD rate is its 19 Month CD (14) at 3.34% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does New England Teamsters Federal Credit Union offer?

New England Teamsters Federal Credit Union CD rates are 3.03% APY for a 5 month CD, 0.05% APY for a 12 month CD, 2.49% APY for a 13 month CD, 3.34% APY for an 18 month CD, 3.34% APY for a 19 month CD, 0.10% APY for a 2 year CD, 2.52% APY for a 27 month CD, 0.25% APY for a 4 year CD and 0.25% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with New England Teamsters Federal Credit Union for its full lineup.

What is the highest savings rate at New England Teamsters Federal Credit Union?

The highest New England Teamsters Federal Credit Union savings rate is its Club Savings (09) at 0.02% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at New England Teamsters Federal Credit Union?

The highest New England Teamsters Federal Credit Union money market rate is its Money Market (90) at 0.10% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at New England Teamsters Federal Credit Union?

The highest New England Teamsters Federal Credit Union checking rate is its Business Checking (76) at 0.02% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at New England Teamsters Federal Credit Union?

The lowest New England Teamsters Federal Credit Union auto loan rate is its New and Used Auto Loan at 5.74% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at New England Teamsters Federal Credit Union?

The lowest New England Teamsters Federal Credit Union personal loan rate is its Personal (Unsecured) Loan - Personal at 10.50% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at New England Teamsters Federal Credit Union?

The lowest New England Teamsters Federal Credit Union credit card APR is its Platinum with Preferred Rate Credit Card at 10.99% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does New England Teamsters Federal Credit Union operate?

New England Teamsters Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New England Teamsters Federal Credit Union?

Yes, to access services at New England Teamsters Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New England Teamsters Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New England Teamsters Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New England Teamsters Federal Credit Union offer online and mobile banking?

Most modern institutions like New England Teamsters Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.netfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do New England Teamsters Federal Credit Union rates compare?

New England Teamsters Federal Credit Union's CD rates are 54% lower than the MonitorBankRates national average, and it has an A+ health rating. New England Teamsters Federal Credit Union's top rates are its 19 Month CD (14) at 3.34% APY, its Club Savings (09) at 0.02% APY, its Money Market (90) at 0.10% APY, its Business Checking (76) at 0.02% APY, its Personal (Unsecured) Loan - Personal at 10.50% APR and its Platinum with Preferred Rate Credit Card at 10.99% APR, verified by MonitorBankRates on October 29, 2026.

Current New England Teamsters Federal Credit Union Rates

  • 12-Month CD0.05%
  • 18-Month CD3.34%
  • 24-Month CD0.10%
  • 60-Month CD0.25%
  • Savings0.02%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.