West Community Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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West Community Credit Union12-month CD rates can be found at 0.50%, 6-month CD rates at 0.15% and 3-month CD rates at 3.55%. Savings rates are at 0.75% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 6.34%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to West Community Credit Union rates.

Compare West Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of West Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

West Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at West Community Credit Union? Share your experience about West Community Credit Union by leaving a review below, or read customer reviews before you decide to use West Community Credit Union.

Overall, West Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
West Community Credit Union
OFallon
4161 Highway K
O Fallon, MO 63368 8294
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare West Community Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Jenius Bank
Jenius Bank
Savings
4.20%
$0
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
60-Month CD
4.00%
$50
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
60-Month CD
4.00%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
12-Month CD
3.85%
$500
Financial Partners CU
Financial Partners CU
12-Month CD
3.85%
$1,000
Vermont State Bank
Vermont State Bank
60-Month CD
3.82%
$500
Northwest Bank
Northwest Bank
18-Month CD
3.58%
$100
Stafford Savings Bank
Stafford Savings Bank
12-Month CD
3.57%
$500
Academic Federal Credit Union
Academic Federal Credit Union
24-Month CD
3.56%
$1,000
FNB of Wyoming
FNB of Wyoming
12-Month CD
3.55%
$100
MVSB
12-Month CD
3.50%
$500
City Credit Union
City Credit Union
60-Month CD
3.50%
$1,000
City Credit Union
City Credit Union
48-Month CD
3.45%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
24-Month CD
3.44%
$1,000
EverTrust Bank
EverTrust Bank
3-Month CD
3.40%
$3,000
Gateway Commercial Bank
Gateway Commercial Bank
12-Month CD
3.30%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
48-Month CD
3.28%
$1,000
LNB Community Bank
LNB Community Bank
60-Month CD
3.28%
$500
1st United Credit Union
1st United Credit Union
12-Month CD
3.25%
$250
First National Bank of Michigan
First National Bank of Michigan
24-Month CD
3.04%
$2,500
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
18-Month CD
3.03%
$500
Academy Bank
Academy Bank
60-Month CD
3.03%
$500
Coffee County Bank
Coffee County Bank
18-Month CD
3.00%
$1,000
Iron Workers SB
Iron Workers SB
60-Month CD
3.00%
$500
Bellevue State Bank
Bellevue State Bank
36-Month CD
2.77%
$2,500
La Salle State Bank
La Salle State Bank
60-Month CD
2.35%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
24-Month CD
2.27%
$2,500
Bonanza Valley State Bank
Bonanza Valley State Bank
Money Market
2.10%
$250,000
FSB of Wyoming
36-Month CD
2.02%
$2,000
Capital Bank TX
Capital Bank TX
18-Month CD
2.01%
$500
Brattleboro S&L
Brattleboro S&L
36-Month CD
2.00%
$500
Root River State Bank
Root River State Bank
12-Month CD
1.40%
$300
Shelby County State Bank
Shelby County State Bank
24-Month CD
1.21%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
60-Month CD
1.20%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
Money Market
1.00%
$25,000
PS Bank
PS Bank
60-Month CD
0.90%
$500
Security Bank USA
Security Bank USA
Passbook Savings
0.75%
$100
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Foundation Savings
0.75%
$100
Maspeth Federal S&L
Maspeth Federal S&L
Savings
0.50%
$100
5 Star Bank
5 Star Bank
60-Month CD
0.50%
$500
Community Bank Delaware
Community Bank Delaware
48-Month CD
0.40%
$500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Premier Checking
0.36%
$2,500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
3-Month CD
0.30%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
18-Month CD
0.25%
$1,000
United Republic Bank
United Republic Bank
Republic Savings
0.25%
$100
Parke Bank
Parke Bank
Business Money Market
0.25%
$2,500
Greenville Federal
Greenville Federal
Performance Interest Checking
0.05%
$1,500
Bank of Canton
Bank of Canton
Money Market
0.05%
$2,500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Regular Savings
0.05%
$10
Vibrant Credit Union
Vibrant Credit Union
60-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare West Community Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
4.875%
5.195%
1.125
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.250%
5.386%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
5.500%
5.581%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
5.750%
5.790%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
5.625%
5.841%
0.000
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
5.750%
5.842%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.250%
5.846%
0.250
Citi
Citi
15-Year Fixed
5.500%
5.847%
1.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
5.750%
5.887%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
5.875%
5.894%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Sacramento Credit Union
Sacramento Credit Union
15-Year Fixed
5.750%
6.017%
0.500
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
5.875%
6.030%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
5.875%
6.104%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
5.875%
6.105%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.000%
6.142%
0.500
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.125%
6.176%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.100%
6.182%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare West Community Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare West Community Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have West Community Credit Union rate data right now, check back for updates, we are adding rates all the time.

West Community Credit Union Information

Credit Union Name: West Community Credit Union
Full Time Employees: 118
Part Time Employees: 2
President: Michael Murphy
CEO: Jason Peach
Branch Locations: 10
ATM Locations: 10
Corporate Office Address:
4161 Highway K
O Fallon, MO 63368 8294
Phone Number: 636-720-2400
Fax Number: 636-720-2490

West Community Credit Union Financials

Total Assets:
482,950,271
Total Amount of Shares and Deposits:
395,591,145
Total Shares and Deposits < 1 Year:
380,308,342
Total Shares and Deposits 1 3 Years:
13,785,088
Total Shares and Deposits > 3 Years:
1,497,715
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
21,575,049
Total Uninsured Shares and Deposits > $250K (F+J):
21,659,953
Total Insured Shares and Deposits > $250K (item 17 less item K):
373,931,192
Total Interest Expense (Sum of items 6 8):
2,207,868
Share Certificates:
3,526
Number of Accounts for Share Drafts:
18,286
IRA KEOGH Accounts:
749
Number of Accounts for Regular Shares:
35,945
All other shares:
506
Non Member Deposits:
62
Money Market Shares:
811
Net Income (unless the amount is already included in Undivided Earnings):
182,810
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
13,915,523
Total Liabilities:
447,021,112
Show More

West Community Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Chartway Federal Credit Union Certificate (CD) Rates

Chartway Federal Credit Union is offering several different types and terms of certificates (CDs). The best rates are on the credit union's web only certificates. In fact, the credit union's 1 year CD rates are currently at the top of our 1 year rate list.Chartway Federal Credit Union CD rates on 1 year to 17 month certificates are currently at 1.30 percent with an APY of 1.31 percent. The minimum balance to earn this rate and yield is $25,000. If you have less than $25,000 to invest don't open a certificate at Chartway FCU, you can get a higher rate elsewhere.Chartway FCU has been around since 1959 when seven civilian workers at the Norfolk Naval Air Station started NorVA N.A.S. Federal Credit Union. In 1996 the credit union became Chartway FCU. The credit union is NCUA insured since 1971. The credit union's NCUA charter number is 13242. You can research the credit union on the NCUA's website: Chartway FCU Information.     Read more...

Explore Other Rate Deals

All types of bank product rates continue to make new lows. Savings rates, CD rates and mortgage rates have all made record lows this year with no end in sight to the declines.
AloStar Bank of Commerce Savings rates are now at 1.04 percent with a yield of 1.05 percent. View current Savings rates at AloStar Bank of Commerce below.

Bank or Credit Union Offers and Deals

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3-2 Mortgage Rates Head Lower: 30 Year Mortgage Rates and Refinance Rates at 4.79%
Free Checking $200 Bonus Offer
Federal home loan modifications decline in February
CD Rates: Current CD Rates July 30, 2009
Mortgage Rates Move Higher Today: Current 30 Year Rates at 3.75%
One Year Certificate of Deposit Rates
Waiting Game for Higher CD Rates as Fed Raised Fed Funds Rate

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West Community Credit Union Reviews

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