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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Center Parc Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Center Parc Credit Union's 24-Month CD rates are at 4.10%, CD 1 Year or Greater Account - 24 Month rates are at 4.10%, 9-Month CD rates are at 4.00%, CD Less Than 1 Year Account - 9 Month rates are at 4.00%, CD 1 Year or Greater Account - 12 Month rates are at 3.75%. Center Parc Credit Union's savings rates are at 7.00%. Center Parc Credit Union's money market rates are at 4.25%. Center Parc Credit Union's checking rates are as high as 5.00%. Center Parc Credit Union's 20 Year Fixed Mortgage rates are at 5.99%, 10 Year Fixed Mortgage rates are at 5.99%, 15 Year Fixed Mortgage rates are at 6.25%, 15/15 ARM Mortgage rates are at 6.38%, 30 Year Fixed Mortgage rates are at 6.88%. Center Parc Credit Union's Personal Loan Rates are as low as 9.90%. Center Parc Credit Union's CD rates are 17% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Center Parc Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.56%. Rates last updated and verified on 10/30/2026. Center Parc Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Center Parc Credit Union? Share your experience about Center Parc Credit Union by leaving a review below, or read customer reviews before you decide to use Center Parc Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Center Parc Credit Union CD Rates
Center Parc Credit Union Savings Rates
Center Parc Credit Union Money Market Rates
Center Parc Credit Union Business Money Market Rates
Center Parc Credit Union Checking Rates
Center Parc Credit Union Business Checking Rates
Center Parc Credit Union Mortgage Rates
Center Parc Credit Union Personal Loan Rates
Center Parc Credit Union Other Rates
Financial Health HistoryCenter Parc Credit Union’s Texas Ratio rose from 3.58% in Q3 2023 to 5.56% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Center Parc Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Center Parc Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Center Parc Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Center Parc Credit Union
Website
https://www.apcu.com
Address
400 Porsche Avenue,
Atlanta, GA 30354
Phone
404-768-4126
Fax
404-766-8379
President
David Disharoon
CEO
Blake Graham
Full-Time Employees
315
Part-Time Employees
2
Branch Locations
10
ATM Locations
10
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.56%
Return on Assets (ROA)
0.2396%
Return on Equity (ROE)
1.7319%
Non-Performing Loans Ratio (NPL)
1.03%
Total Assets
2,418,346,593
Total Amount of Shares and Deposits
2,078,357,688
Total Shares and Deposits < 1 Year
1,856,685,919
Total Shares and Deposits 1 3 Years
204,422,272
Total Shares and Deposits > 3 Years
17,249,497
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
465,219,620
Total Uninsured Shares and Deposits > $250K (F+J)
465,219,620
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,613,138,068
Total Interest Expense (Sum of items 6 8)
23,009,606
Share Certificates
23,649
Number of Accounts for Share Drafts
39,537
IRA KEOGH Accounts
8,140
Number of Accounts for Regular Shares
143,665
All other shares
420
Non Member Deposits
10
Money Market Shares
1,999
Net Income (unless the amount is already included in Undivided Earnings)
5,793,238
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
145,625,436
Total Liabilities
2,107,181,441
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Center Parc Credit Union
Frequently Asked Questions About Center Parc Credit UnionDoes Center Parc Credit Union offer CDs?Yes. Center Parc Credit Union current CD rates include its 24-Month CD at 4.10% APY, its CD 1 Year or Greater Account - 24 Month at 4.10% APY and its 9-Month CD at 4.00% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from Center Parc Credit Union NCUA insured?Yes. Center Parc Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Center Parc Credit Union?The highest Center Parc Credit Union CD rate is its Jumbo CD 1 Year or Greater Account and Jumbo IRA CD - 24 Month at 4.20% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does Center Parc Credit Union offer?Center Parc Credit Union CD rates are 4.00% APY for a 9 month CD, 3.75% APY for a 12 month CD, 4.10% APY for a 2 year CD and 3.00% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Center Parc Credit Union for its full lineup. What is the highest savings rate at Center Parc Credit Union?The highest Center Parc Credit Union savings rate is its IRA Savings at 0.45% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest money market rate at Center Parc Credit Union?The highest Center Parc Credit Union money market rate is its Business Money Market at 4.25% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest checking rate at Center Parc Credit Union?The highest Center Parc Credit Union checking rate is its Kasasa Cash Checking at 5.00% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest 30 year fixed mortgage rate at Center Parc Credit Union?The lowest Center Parc Credit Union 30 year fixed mortgage rate is its 30 Year Fixed Mortgage at 6.875%, verified by MonitorBankRates as of October 30, 2026. Center Parc Credit Union mortgage rates are 6.875% for a 30 year mortgage, 5.99% for a 20 year mortgage, 6.25% for a 15 year mortgage, 5.99% for a 10 year mortgage and 6.375% for a 15/15 ARM. What is the lowest personal loan rate at Center Parc Credit Union?The lowest Center Parc Credit Union personal loan rate is its Personal Loans at 9.90% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Center Parc Credit Union operate?Center Parc Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Center Parc Credit Union?Yes, to access services at Center Parc Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Center Parc Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Center Parc Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Center Parc Credit Union offer online and mobile banking?Most modern institutions like Center Parc Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.apcu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Center Parc Credit Union rates compare?Center Parc Credit Union's CD rates are 17% higher than the MonitorBankRates national average, and it has an A+ health rating. Center Parc Credit Union's top rates are its Jumbo CD 1 Year or Greater Account and Jumbo IRA CD - 24 Month at 4.20% APY, its Round Up Savings at 7.00% APY, its Business Money Market at 4.25% APY, its Kasasa Cash Checking at 5.00% APY, its 20 Year Fixed Mortgage at 5.99% and its Personal Loans at 9.90% APR, verified by MonitorBankRates on October 30, 2026. Current Center Parc Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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