Rate Datasets
Average deposit, mortgage, and consumer lending rates aggregated weekly from more than 8,500 banks and credit unions. Free for journalists, researchers, and analysts to download, embed, and cite.
Lending Rates
Mortgage Rates
Average mortgage rates for fixed, adjustable, and jumbo loan products, aggregated from more than 8,500 banks and credit unions.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
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What's in this dataset
- 30-Year Fixed Mortgage Rate
- 15-Year Fixed Mortgage Rate
- 5/1 ARM Rate
- 30-Year Jumbo Mortgage Rate
- 15-Year Jumbo Mortgage Rate
- 5/1 Jumbo ARM Rate
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Auto Loan Rates
Average auto loan APRs for new vehicle, used vehicle, and general auto loan products, aggregated from more than 8,500 banks and credit unions.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
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What's in this dataset
- New Vehicle Auto Loan APR
- Used Vehicle Auto Loan APR
- General Auto Loan APR
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Personal Loan Rates
Average personal loan APRs for unsecured, debt consolidation, and signature loan products, aggregated from more than 8,500 banks and credit unions.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
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Opens in Excel, Google Sheets, R, or pandas. Free to use with attribution.
What's in this dataset
- Unsecured Personal Loan APR
- Debt Consolidation Loan APR
- Signature Loan APR
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Credit Card Rates
Average credit card APRs for general, cash back, secured, and low-interest cards, aggregated from more than 8,500 banks and credit unions.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
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Opens in Excel, Google Sheets, R, or pandas. Free to use with attribution.
What's in this dataset
- General Credit Card APR
- Cash Back Card APR
- Secured Credit Card APR
- Low-Interest Card APR
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Deposit Rates
Savings Account Rates
Average savings account APYs for standard, high-yield, and jumbo products, aggregated from more than 8,500 banks and credit unions.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
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Opens in Excel, Google Sheets, R, or pandas. Free to use with attribution.
What's in this dataset
- Standard Savings APY
- High-Yield Savings APY
- Jumbo Savings APY
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Money Market Rates
Average money market account APYs for standard, high-yield, and jumbo products, aggregated from more than 8,500 banks and credit unions.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
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Opens in Excel, Google Sheets, R, or pandas. Free to use with attribution.
What's in this dataset
- Standard Money Market APY
- High-Yield Money Market APY
- Jumbo Money Market APY
Citation formats
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Certificate of Deposit Rates
Average certificate of deposit APYs across eight terms from 3 months to 60 months, aggregated from more than 8,500 banks and credit unions.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
Download the data
Opens in Excel, Google Sheets, R, or pandas. Free to use with attribution.
What's in this dataset
- 3-Month CD APY
- 6-Month CD APY
- 12-Month CD APY
- 18-Month CD APY
- 24-Month CD APY
- 36-Month CD APY
- 48-Month CD APY
- 60-Month CD APY
Citation formats
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Checking Account Rates
Average checking account APYs for high-yield, rewards, free, credit union, and business checking products, aggregated from more than 8,500 banks and credit unions.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
Download the data
Opens in Excel, Google Sheets, R, or pandas. Free to use with attribution.
What's in this dataset
- High-Yield Checking APY
- Rewards Checking APY
- Free Checking APY
- Credit Union Checking APY
- Business Checking APY
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Indexes
Housing Affordability Index
A weighted composite of nine components across five categories, measuring housing affordability nationally and for all 51 states. Built on nightly mortgage rate data plus Census ACS, Census CPS, and FHFA inputs.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
Download the data
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What's in this dataset
- MBR-HAI Score
- 30-Year Fixed Mortgage Rate
- Qualifying Income Ratio
Citation formats
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Home Insurance Burden Index
Home insurance affordability burden for all 50 states and DC, indexed to a national baseline of 100. Weighted composite of premium-to-income ratio, premium per $1,000 of home value, and the share of homes above $4,000 in annual premium. Built entirely on U.S. Census Bureau data.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
Download the data
Opens in Excel, Google Sheets, R, or pandas. Free to use with attribution.
What's in this dataset
- MBR-HIBI Score
- Burden Band
- Median Annual Homeowners Premium
- Premium as Percent of Median Household Income
- Premium per $1,000 of Median Home Value
- Share of Homes with Premiums of $4,000 or More
Citation formats
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For journalists and researchers
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Auto Insurance Burden Index
Car insurance affordability burden for all 50 states and DC, indexed to a national baseline of 100. Weighted composite of premium-to-income ratio and premium level relative to the national average. Download contains index scores and derived ratios; premium dollar figures are shown on the page but not redistributed.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
Download the data
Opens in Excel, Google Sheets, R, or pandas. Free to use with attribution.
What's in this dataset
- MBR-AIBI Score
- Burden Band
- Premium as Percent of Median Household Income
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Institution Health
Bank & Credit Union Health by State
How many banks and credit unions in each state earned an MBR Health & Safety Badge (Top 100 Healthiest or Verified Healthy), based on Texas Ratio, MonitorBankRates Star Rating and MBR Health Grade from FDIC and NCUA call reports. Two files: badge counts and share by state, and every badged institution with its profile link.
Source: MonitorBankRates.com
Free to use. Citation required, attribution link optional. Both embeds carry the source line for you.
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What's in this dataset
- Institutions Tracked
- Verified Healthy Institutions
- Top 100 Ranked Institutions (100 banks, 100 credit unions)
- Badged Share (%)
- Institution Badge Status
Citation formats
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Bank & Credit Union Health Changes
One row per U.S. bank and credit union with the Texas Ratio, MonitorBankRates Star Rating and MBR Health Grade at the two latest quarterly call report dates and the change between them. Identifies which institutions are getting healthier and which are deteriorating. State-level files available with &st=XX.
Source: MonitorBankRates.com
Download the data
Opens in Excel, Google Sheets, R, or pandas. Free to use with attribution.
What's in this dataset
- Texas Ratio (from and to)
- Texas Ratio Change (points)
- MBR Health Grade (from and to)
- MonitorBankRates Star Rating (from and to)
- Total Assets
Citation formats
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For journalists and researchers
Need a cut we don't publish — a longer history, a metro-level view, or a custom slice? Ask and we'll put it together.
How the data is collected
Rates are gathered by proprietary automated systems that collect and organize publicly available rate information from more than 8,500 banks, credit unions, and financial institutions across the United States. National figures are unweighted averages of qualifying products; state figures include only institutions offering the product to residents of that state. Deposit yields are reported as APY and lending rates as APR, matching how institutions advertise them.
Full terms of use and correction policy are set out in our editorial policy.
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