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Rate Trends

Best FHA Mortgage Rates Today October 2026 | As Low As 6.25%

Content reviewed by
Brian McKay Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of lenders. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: October 12, 2026

FHA mortgage rates range from 6.25% to 7.88%, verified by MonitorBankRates as of October 12, 2026. Today's FHA mortgage rate mortgage market includes offers such as Telco Plus Credit UnionTelco Plus Credit Union1010 S SOUTHEAST LOOP 323, Kilgore, TX 75604A+5.0 ★Texas Ratio: 2.38% offering FHA loan at 6.44%, and Advantage One Credit UnionAdvantage One Credit Union11153 Telegraph Rd, Brownstown, MI 48134A+5.0 ★Texas Ratio: 5.43% offering FHA Fixed-Rate Mortgage at 6.25%, and WyHy Federal Credit UnionWyHy Federal Credit Union110 Commerce Dr, Casper, WY 82009 7359B4.5 ★Texas Ratio: 21.60% offering Purchases and First Mortgage Refinances - 30 year FHA at 6.88%, and Popa Federal Credit UnionPopa Federal Credit Union1100 Corporate Center Dr Ste 101, Cerritos, CA 90703A+5.0 ★Texas Ratio: 3.71% offering FHA 30 Year Fixed Rate at 6.88%, and Utah First Federal Credit UnionUtah First Federal Credit Union1155 W Park Lane, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.01% offering FHA Loan at 6.75%.

The FHA mortgage rate mortgage is the most popular home loan in the United States, prized for its predictable monthly payment and long amortization period that keeps monthly costs manageable. Whether you are a first-time homebuyer or refinancing an existing loan, comparing rates across lenders is the single most effective way to save — even a 0.25% rate difference on a $400,000 loan saves over $20,000 in total interest over 30 years. We empower borrowers with transparent financial health metrics — including A–F Safety Grades, verified Star Ratings, and Texas Ratios — so you can choose a stable institution with confidence.

FHA Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers across the country. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: October 12, 2026

Compare FHA Mortgage Rates

Today's FHA Mortgage Rate Context: The average FHA mortgage rate is 7.682%, up 0.036% from last week. The table below shows FHA mortgage rate offers from banks and credit unions. Locking your rate now may be advisable if you are close to closing. Source: Verified Mortgage Rate Data provided by MonitorBankRates.com.
State:
Source: Verified Mortgage Rate Data provided by MonitorBankRates.com
Lender
Product
Term
Rate ▲
APR
Profile
Telco Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
1010 S SOUTHEAST LOOP 323, Kilgore, TX 75604
FHA loan
30 years
6.44%
6.59%
View
▼
Rate6.44%
APR6.59%
Points0.000
UpdatedOct 9, 2026
Address1010 S SOUTHEAST LOOP 323, Kilgore, TX 75604
Details

Payments of approximately $62.81 per $10,000 based on a 6.44% rate.

Rate History
No change since Oct 9, 2026 · 6.59% APR
6.09%6.59%7.09%Oct 9, 2026: 6.59% APROct 9, 2026Oct 13, 2026
Advantage One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
11153 Telegraph Rd, Brownstown, MI 48134
FHA Fixed-Rate Mortgage
30-Year
6.25%
6.67%
View
▼
Rate6.25%
APR6.67%
Points0.000
UpdatedOct 10, 2026
Address11153 Telegraph Rd, Brownstown, MI 48134
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 6.67% APR · checked 7 times
6.17%6.67%7.17%Sep 14, 2026: 6.67% APRSep 14, 2026Oct 13, 2026
WyHy Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.60%
110 Commerce Dr, Casper, WY 82009 7359
Purchases and First Mortgage Refinances - 30 year FHA
30 years
6.88%
6.88%
View
▼
Rate6.88%
APR6.88%
Points0.000
UpdatedOct 12, 2026
Address110 Commerce Dr, Casper, WY 82009 7359
Details

As Low As; Purchases and First Mortgage Refinances; rates as low as, based on 760+ FICO and 3.5% down

Rate History
3 changes since Sep 12, 2026 · 6.38% → 6.88% ▲ 0.50 pts · high 6.88% / low 6.38%
5.88%6.63%7.38%Sep 12, 2026: 6.38% APRSep 17, 2026: 6.50% APRSep 25, 2026: 6.63% APROct 8, 2026: 6.88% APRSep 12, 2026Oct 13, 2026
  • Oct 8, 20266.88%▲ from 6.63%
  • Sep 25, 20266.63%▲ from 6.50%
  • Sep 17, 20266.50%▲ from 6.38%
  • Sep 12, 20266.38%first recorded
Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
1100 Corporate Center Dr Ste 101, Cerritos, CA 90703
FHA 30 Year Fixed Rate
30 Year
6.88%
6.95%
View
▼
Rate6.88%
APR6.95%
Points0.000
UpdatedOct 9, 2026
Address1100 Corporate Center Dr Ste 101, Cerritos, CA 90703
Details

Term: FHA 30 Year Fixed Rate; Government

Rate History
No change since Sep 29, 2026 · 6.95% APR · checked 4 times
6.45%6.95%7.45%Sep 29, 2026: 6.95% APRSep 29, 2026Oct 13, 2026
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1155 W Park Lane, American Fork, UT 84003
FHA Loan
30 Years
6.75%
6.97%
View
▼
Rate6.75%
APR6.97%
Points0.000
UpdatedOct 12, 2026
Address1155 W Park Lane, American Fork, UT 84003
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 6.34% → 6.97% ▲ 0.63 pts · high 6.97% / low 6.34%
5.71%6.66%7.61%Sep 14, 2026: 6.34% APRSep 25, 2026: 6.85% APROct 8, 2026: 6.97% APRSep 14, 2026Oct 13, 2026
  • Oct 8, 20266.97%▲ from 6.85%
  • Sep 25, 20266.85%▲ from 6.34%
  • Sep 14, 20266.34%first recorded
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
10903 New Hampshire Ave, Silver Spring, MD 20903 1058
FHA 30-Year Fixed Rate
360 months
6.60%
7.05%
View
▼
Rate6.60%
APR7.05%
Points0.000
UpdatedOct 12, 2026
Address10903 New Hampshire Ave, Silver Spring, MD 20903 1058
Details

30-year term = 360 months and applies to 30-year conventional and FHA loans. 15-year term = 180 months and applies to 15-year conventional loans. 10-year term = 120 months and applies to 10-year conventional loans.

Rate History
4 changes since Sep 16, 2026 · 6.52% → 7.05% ▲ 0.53 pts · high 7.05% / low 6.52%
5.99%6.79%7.58%Sep 16, 2026: 6.52% APRSep 25, 2026: 6.69% APROct 2, 2026: 6.79% APROct 4, 2026: 6.84% APROct 8, 2026: 7.05% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20267.05%▲ from 6.84%
  • Oct 4, 20266.84%▲ from 6.79%
  • Oct 2, 20266.79%▲ from 6.69%
  • Sep 25, 20266.69%▲ from 6.52%
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
1090 W Sunset Rd Ste B, Henderson, NV 89014 6678
FHA 30 Year Fixed
6.88%
7.08%
View
▼
Rate6.88%
APR7.08%
Points0.000
UpdatedOct 10, 2026
Address1090 W Sunset Rd Ste B, Henderson, NV 89014 6678
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 6.32% → 7.08% ▲ 0.76 pts · high 7.08% / low 6.32%
5.56%6.70%7.84%Sep 14, 2026: 6.32% APRSep 18, 2026: 6.58% APRSep 27, 2026: 7.08% APRSep 14, 2026Oct 13, 2026
  • Sep 27, 20267.08%▲ from 6.58%
  • Sep 18, 20266.58%▲ from 6.32%
  • Sep 14, 20266.32%first recorded
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
1090 W Sunset Rd Ste B, Henderson, NV 89014 6678
Refi FHA 30 Year Fixed
6.88%
7.08%
View
▼
Rate6.88%
APR7.08%
Points0.000
UpdatedOct 10, 2026
Address1090 W Sunset Rd Ste B, Henderson, NV 89014 6678
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 6.32% → 7.08% ▲ 0.76 pts · high 7.08% / low 6.32%
5.56%6.70%7.84%Sep 14, 2026: 6.32% APRSep 18, 2026: 6.58% APRSep 27, 2026: 7.08% APRSep 14, 2026Oct 13, 2026
  • Sep 27, 20267.08%▲ from 6.58%
  • Sep 18, 20266.58%▲ from 6.32%
  • Sep 14, 20266.32%first recorded
Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1070 E Teague Ave, Clovis, CA 93230 4938
FHA 30 Year Fixed Rate
30 Year
6.88%
7.09%
View
▼
Rate6.88%
APR7.09%
Points0.000
UpdatedOct 9, 2026
Address1070 E Teague Ave, Clovis, CA 93230 4938
Details

Additional APR listed for this product: 7.193%.

Rate History
No change since Sep 29, 2026 · 7.09% APR · checked 6 times
6.59%7.09%7.59%Sep 29, 2026: 7.09% APRSep 29, 2026Oct 13, 2026
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1115 Sagamore Pkwy S, Covington, IN 46041
FHA Loans - (30-year rate shown)
30 Year
7.10%
View
▼
Rate
APR7.10%
Points0.000
UpdatedOct 9, 2026
Address1115 Sagamore Pkwy S, Covington, IN 46041
Details

Rates are subject to change without notice.

Rate History
1 change since Sep 14, 2026 · 6.48% → 7.10% ▲ 0.63 pts · high 7.10% / low 6.48%
5.85%6.79%7.73%Sep 14, 2026: 6.48% APRSep 29, 2026: 7.10% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20267.10%▲ from 6.48%
  • Sep 14, 20266.48%first recorded
Citizens Bank of Kansas
Institution Rating:
A-4.2 ★Texas Ratio: 0.66%
1033 N Buckner St, Augusta, KS 67010
Mobile-friendly Comparison table of Mortgage - FHA 30 Year Fixed
7.00%
7.14%
View
▼
Rate7.00%
APR7.14%
Points0.000
UpdatedOct 11, 2026
Address1033 N Buckner St, Augusta, KS 67010
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 7.14% APR · checked 2 times
6.64%7.14%7.64%Oct 7, 2026: 7.14% APROct 7, 2026Oct 13, 2026
Citizens Bank of Kansas
Institution Rating:
A-4.2 ★Texas Ratio: 0.66%
1033 N Buckner St, Augusta, KS 67010
Mortgage - FHA 30 Year Fixed
30 years
7.00%
7.14%
View
▼
Rate7.00%
APR7.14%
Points0.000
UpdatedOct 11, 2026
Address1033 N Buckner St, Augusta, KS 67010
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 7.14% APR · checked 2 times
6.64%7.14%7.64%Oct 7, 2026: 7.14% APROct 7, 2026Oct 13, 2026
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
10150 W Desert River Blvd, Avondale, AZ 85008 2442
FHA Loan
30 Year
6.88%
7.16%
View
▼
Rate6.88%
APR7.16%
Points1.500
UpdatedOct 10, 2026
Address10150 W Desert River Blvd, Avondale, AZ 85008 2442
Details

No additional details available.

Rate History
1 change since Sep 27, 2026 · 6.77% → 7.16% ▲ 0.39 pts · high 7.16% / low 6.77%
6.27%6.96%7.66%Sep 27, 2026: 6.77% APROct 10, 2026: 7.16% APRSep 27, 2026Oct 13, 2026
  • Oct 10, 20267.16%▲ from 6.77%
  • Sep 27, 20266.77%first recorded
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1400 Riverwood Dr, Bloomington, MN 53110 2611
FHA 30-Year Fixed
6.88%
7.19%
View
▼
Rate6.88%
APR7.19%
Points0.000
UpdatedOct 10, 2026
Address1400 Riverwood Dr, Bloomington, MN 53110 2611
Details

No additional details available.

Rate History
6 changes since Sep 14, 2026 · 6.65% → 7.19% ▲ 0.55 pts · high 7.29% / low 6.65%
6.00%6.97%7.94%Sep 14, 2026: 6.65% APRSep 18, 2026: 6.66% APRSep 22, 2026: 6.76% APRSep 27, 2026: 7.20% APROct 1, 2026: 7.17% APROct 2, 2026: 7.29% APROct 10, 2026: 7.19% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.19%▼ from 7.29%
  • Oct 2, 20267.29%▲ from 7.17%
  • Oct 1, 20267.17%▼ from 7.20%
  • Sep 27, 20267.20%▲ from 6.76%
State Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
10025 Baltimore National Pike, Annapolis, MD 20740
FHA 30 Year Fixed
30 Year
6.88%
7.21%
View
▼
Rate6.88%
APR7.21%
Points1.125
UpdatedOct 9, 2026
Address10025 Baltimore National Pike, Annapolis, MD 20740
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 6.71% → 7.21% ▲ 0.50 pts · high 7.21% / low 6.71%
6.21%6.96%7.71%Sep 14, 2026: 6.71% APRSep 22, 2026: 6.80% APROct 9, 2026: 7.21% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.21%▲ from 6.80%
  • Sep 22, 20266.80%▲ from 6.71%
  • Sep 14, 20266.71%first recorded
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
1460 Yankee Doodle Rd, Coon Rapids, MN 55102
FHA Fixed - 30 Years
30 Years
7.25%
View
▼
Rate
APR7.25%
Points0.000
UpdatedOct 9, 2026
Address1460 Yankee Doodle Rd, Coon Rapids, MN 55102
Details

No additional details available.

Rate History
1 change since Sep 14, 2026 · 6.38% → 7.25% ▲ 0.88 pts · high 7.25% / low 6.38%
5.50%6.81%8.13%Sep 14, 2026: 6.38% APROct 2, 2026: 7.25% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.25%▲ from 6.38%
  • Sep 14, 20266.38%first recorded
OMNI Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1 Denso Rd, Bangor, MI 49001
MORTGAGE - FHA 30 Year Fixed
30 years
7.12%
7.29%
View
▼
Rate7.12%
APR7.29%
Points0.000
UpdatedOct 9, 2026
Address1 Denso Rd, Bangor, MI 49001
Details

No additional details available.

Rate History
No change since Sep 29, 2026 · 7.29% APR · checked 5 times
6.79%7.29%7.79%Sep 29, 2026: 7.29% APRSep 29, 2026Oct 13, 2026
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
10 Leanni Way, Boca Raton, FL 32114 1560
FHA Home Loan
30 Years
7.25%
7.34%
View
▼
Rate7.25%
APR7.34%
Points0.000
UpdatedOct 9, 2026
Address10 Leanni Way, Boca Raton, FL 32114 1560
Details

As Low As; Example Loan Amount: $300,000; Example

Rate History
No change since Oct 9, 2026 · 7.34% APR
6.84%7.34%7.84%Oct 9, 2026: 7.34% APROct 9, 2026Oct 13, 2026
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
1280 E League City Pkwy, Alvin, TX 77017
30-year FHA Fixed
30 years
6.75%
7.37%
View
▼
Rate6.75%
APR7.37%
Points0.960
UpdatedOct 9, 2026
Address1280 E League City Pkwy, Alvin, TX 77017
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 7.37% APR
6.87%7.37%7.87%Oct 9, 2026: 7.37% APROct 9, 2026Oct 13, 2026
First State Bank (MI)
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
11555 26 Mile Rd, Chesterfield, MI 48021
FHA Loan
30 years
6.75%
7.38%
View
▼
Rate6.75%
APR7.38%
Points0.000
UpdatedOct 7, 2026
Address11555 26 Mile Rd, Chesterfield, MI 48021
Details

No additional details available.

Rate History
1 change since Sep 15, 2026 · 7.15% → 7.38% ▲ 0.24 pts · high 7.38% / low 7.15%
6.65%7.26%7.88%Sep 15, 2026: 7.15% APRSep 19, 2026: 7.38% APRSep 15, 2026Oct 13, 2026
  • Sep 19, 20267.38%▲ from 7.15%
  • Sep 15, 20267.15%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.25%
1 Reading Dr, Allentown, NJ 08865 1845
Mortgage - FHA
30 Years
7.00%
7.39%
View
▼
Rate7.00%
APR7.39%
Points0.000
UpdatedOct 9, 2026
Address1 Reading Dr, Allentown, NJ 08865 1845
Details

As of October 1, 2026; Subject to credit approval. Rates, terms, and information are subject to change at any time. Rates offered are dependent on credit score at application. Rates are locked for 60 days. Loans with less than 20% down payment will require private mortgage insurance. NMLS 595144

Rate History
1 change since Sep 21, 2026 · 6.88% → 7.39% ▲ 0.51 pts · high 7.39% / low 6.88%
6.37%7.14%7.91%Sep 21, 2026: 6.88% APROct 2, 2026: 7.39% APRSep 21, 2026Oct 13, 2026
  • Oct 2, 20267.39%▲ from 6.88%
  • Sep 21, 20266.88%first recorded
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
110 International Way, Albany, OR 97210
Current Mortgage - 30 Year FHA
30 Year
6.62%
7.41%
View
▼
Rate6.62%
APR7.41%
Points0.000
UpdatedOct 9, 2026
Address110 International Way, Albany, OR 97210
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 7.41% APR
6.91%7.41%7.91%Oct 9, 2026: 7.41% APROct 9, 2026Oct 13, 2026
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1101 FM 3036, Alamo, TX 78102
FHA Purchase / Refinance - 30 Year
30 Year
7.38%
7.42%
View
▼
Rate7.38%
APR7.42%
Points0.000
UpdatedOct 10, 2026
Address1101 FM 3036, Alamo, TX 78102
Details

Loan Amount Example: $300,000.00; Monthly Payment Example: $2,072.03

Rate History
1 change since Sep 14, 2026 · 7.32% → 7.42% ▲ 0.10 pts · high 7.42% / low 7.32%
6.82%7.37%7.92%Sep 14, 2026: 7.32% APROct 2, 2026: 7.42% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.42%▲ from 7.32%
  • Sep 14, 20267.32%first recorded
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1101 FM 3036, Alamo, TX 78102
FHA Purchase Refinance
30 Year
7.38%
7.42%
View
▼
Rate7.38%
APR7.42%
Points0.000
UpdatedOct 10, 2026
Address1101 FM 3036, Alamo, TX 78102
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 7.32% → 7.42% ▲ 0.10 pts · high 7.42% / low 7.32%
6.82%7.37%7.92%Sep 14, 2026: 7.32% APROct 2, 2026: 7.42% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.42%▲ from 7.32%
  • Sep 14, 20267.32%first recorded
Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
11400 AL Highway 157, Albertville, AL 35055
30 Year FHA Loan
30 Year
6.25%
7.43%
View
▼
Rate6.25%
APR7.43%
Points0.000
UpdatedOct 9, 2026
Address11400 AL Highway 157, Albertville, AL 35055
Details

*********

Rate History
No change since Sep 14, 2026 · 7.43% APR · checked 6 times
6.93%7.43%7.93%Sep 14, 2026: 7.43% APRSep 14, 2026Oct 13, 2026
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
1280 E League City Pkwy, Alvin, TX 77017
30-year FHA Fixed
30 years
6.88%
7.44%
View
▼
Rate6.88%
APR7.44%
Points0.334
UpdatedOct 9, 2026
Address1280 E League City Pkwy, Alvin, TX 77017
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 7.44% APR
6.94%7.44%7.94%Oct 9, 2026: 7.44% APROct 9, 2026Oct 13, 2026
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
1020 E 800 N, Bluffdale, ID 83402
30 Year Fixed FHA Mortgage
30 Year
6.75%
7.45%
View
▼
Rate6.75%
APR7.45%
Points0.000
UpdatedOct 9, 2026
Address1020 E 800 N, Bluffdale, ID 83402
Details

No additional details available.

Rate History
1 change since Oct 5, 2026 · 7.48% → 7.45% ▼ 0.03 pts · high 7.48% / low 7.45%
6.95%7.47%7.98%Oct 5, 2026: 7.48% APROct 9, 2026: 7.45% APROct 5, 2026Oct 13, 2026
  • Oct 9, 20267.45%▼ from 7.48%
  • Oct 5, 20267.48%first recorded
BayPort Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
1 BayPort Way Ste 105, Chesapeake, VA 23061
FHA Loan - 30 years
30 years
7.25%
7.49%
View
▼
Rate7.25%
APR7.49%
Points0.625
UpdatedOct 10, 2026
Address1 BayPort Way Ste 105, Chesapeake, VA 23061
Details

No additional details available.

Rate History
No change since Oct 10, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 10, 2026: 7.49% APROct 10, 2026Oct 13, 2026
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK 98188 5164
FHA 30 Year Fixed
30 years
6.75%
7.49%
View
▼
Rate6.75%
APR7.49%
Points0.000
UpdatedOct 12, 2026
Address1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK 98188 5164
Details

Rates effective 10/9/2026; Rates include a 1% loan fee, based on $400,000 loan with 20% down payment; FHA APR based on $400,000 loan with 3.5% down; Rates are based on purchase of a primary residence

Rate History
No change since Oct 12, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 12, 2026: 7.49% APROct 12, 2026Oct 13, 2026
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
1280 E League City Pkwy, Alvin, TX 77017
30-year FHA Fixed
30 years
6.99%
7.50%
View
▼
Rate6.99%
APR7.50%
Points-0.219
UpdatedOct 9, 2026
Address1280 E League City Pkwy, Alvin, TX 77017
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 9, 2026: 7.50% APROct 9, 2026Oct 13, 2026
OKLAHOMAS
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
15100 N May Ave, Edmond, OK 73013 8803
FHA 30 Year Fixed Mortgage
30 years
6.88%
7.52%
View
▼
Rate6.88%
APR7.52%
Points0.000
UpdatedOct 10, 2026
Address15100 N May Ave, Edmond, OK 73013 8803
Details

As low as; Rate as low as 6.875%

Rate History
No change since Oct 6, 2026 · 7.52% APR · checked 2 times
7.02%7.52%8.02%Oct 6, 2026: 7.52% APROct 6, 2026Oct 13, 2026
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
10761 Pippin Rd, Blue Ash, OH 45042
30-Year FHA Loan
30-Year
7.25%
7.52%
View
▼
Rate7.25%
APR7.52%
Points1.375
UpdatedOct 10, 2026
Address10761 Pippin Rd, Blue Ash, OH 45042
Details

No additional details available.

Rate History
No change since Oct 2, 2026 · 7.52% APR · checked 3 times
7.02%7.52%8.02%Oct 2, 2026: 7.52% APROct 2, 2026Oct 13, 2026
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
110 International Way, Albany, OR 97210
30 Year FHA Manufactured Home (no homes on rented land) Loan
30 Year
6.75%
7.53%
View
▼
Rate6.75%
APR7.53%
Points0.000
UpdatedOct 9, 2026
Address110 International Way, Albany, OR 97210
Details

no homes on rented land

Rate History
No change since Oct 9, 2026 · 7.53% APR
7.03%7.53%8.03%Oct 9, 2026: 7.53% APROct 9, 2026Oct 13, 2026
Union Bank Morrisville, VT
Institution Rating:
A-4.8 ★Texas Ratio: 14.30%
1028 Us Route 302, Berlin, NH 03251
30 Year Fixed Rate FHA
30 Year
7.00%
7.53%
View
▼
Rate7.00%
APR7.53%
Points0.000
UpdatedOct 11, 2026
Address1028 Us Route 302, Berlin, NH 03251
Details

No additional details available.

Rate History
2 changes since Sep 27, 2026 · 7.53% → 7.53% ▼ 0.00 pts · high 7.66% / low 7.53%
7.03%7.60%8.16%Sep 27, 2026: 7.53% APROct 7, 2026: 7.66% APROct 11, 2026: 7.53% APRSep 27, 2026Oct 13, 2026
  • Oct 11, 20267.53%▼ from 7.66%
  • Oct 7, 20267.66%▲ from 7.53%
  • Sep 27, 20267.53%first recorded
Broadview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
100 Van Rensselaer Sq, Albany, NY 12009 9900
FHA 30-year Fixed
30 years
7.00%
7.55%
View
▼
Rate7.00%
APR7.55%
Points0.000
UpdatedOct 10, 2026
Address100 Van Rensselaer Sq, Albany, NY 12009 9900
Details

No additional details available.

Rate History
No change since Oct 10, 2026 · 7.55% APR
7.05%7.55%8.05%Oct 10, 2026: 7.55% APROct 10, 2026Oct 13, 2026
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
113 Holland Ave, Albany, NY 10547
FHA 30 Year Fixed Mortgage
30 years
7.00%
7.57%
View
▼
Rate7.00%
APR7.57%
Points0.000
UpdatedOct 10, 2026
Address113 Holland Ave, Albany, NY 10547
Details

No additional details available.

Rate History
No change since Oct 10, 2026 · 7.57% APR
7.07%7.57%8.07%Oct 10, 2026: 7.57% APROct 10, 2026Oct 13, 2026
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
1012 Yellowstone Ave, Albuquerque, AZ 59105
30-year FHA Loan
30 years
6.75%
7.59%
View
▼
Rate6.75%
APR7.59%
Points0.000
UpdatedOct 9, 2026
Address1012 Yellowstone Ave, Albuquerque, AZ 59105
Details

FHA

Rate History
1 change since Sep 14, 2026 · 7.21% → 7.60% ▲ 0.38 pts · high 7.60% / low 7.21%
6.71%7.40%8.09%Sep 14, 2026: 7.21% APRSep 25, 2026: 7.60% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 20267.60%▲ from 7.21%
  • Sep 14, 20267.21%first recorded
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
10588 S Redwood Rd, Bountiful, UT 84010 7278
30-Year FHA Loan
6.75%
7.60%
View
▼
Rate6.75%
APR7.60%
Points0.000
UpdatedOct 9, 2026
Address10588 S Redwood Rd, Bountiful, UT 84010 7278
Details

No additional details available.

Rate History
1 change since Oct 2, 2026 · 7.34% → 7.60% ▲ 0.25 pts · high 7.60% / low 7.34%
6.84%7.47%8.10%Oct 2, 2026: 7.34% APROct 9, 2026: 7.60% APROct 2, 2026Oct 13, 2026
  • Oct 9, 20267.60%▲ from 7.34%
  • Oct 2, 20267.34%first recorded
Mid Oregon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
OR
Mortgage Loans - FHA 30 Year Fixed
30 Year
6.88%
7.61%
View
▼
Rate6.88%
APR7.61%
Points0.500
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 7.17% → 7.61% ▲ 0.44 pts · high 7.61% / low 7.17%
6.67%7.39%8.11%Sep 14, 2026: 7.17% APRSep 17, 2026: 7.30% APROct 5, 2026: 7.61% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20267.61%▲ from 7.30%
  • Sep 17, 20267.30%▲ from 7.17%
  • Sep 14, 20267.17%first recorded
Dominion Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1100 Boulders Pkwy Ste 601, Glen Allen, VA 23060 3308
Current first mortgage - FHA 30 Year
30 years
7.25%
7.61%
View
▼
Rate7.25%
APR7.61%
Points0.500
UpdatedOct 9, 2026
Address1100 Boulders Pkwy Ste 601, Glen Allen, VA 23060 3308
Details

FHA 30 Year

Rate History
3 changes since Sep 26, 2026 · 7.58% → 7.60% ▲ 0.01 pts · high 7.69% / low 7.58%
7.08%7.64%8.19%Sep 26, 2026: 7.58% APROct 5, 2026: 7.69% APROct 9, 2026: 7.61% APROct 13, 2026: 7.60% APRSep 26, 2026Oct 13, 2026
  • Oct 13, 20267.60%▼ from 7.61%
  • Oct 9, 20267.61%▼ from 7.69%
  • Oct 5, 20267.69%▲ from 7.58%
  • Sep 26, 20267.58%first recorded
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
1 Riverchase Pkwy S, Birmingham, AL 35023 1668
30-Year FHA Fixed
30 years
6.75%
7.66%
View
▼
Rate6.75%
APR7.66%
Points0.000
UpdatedOct 10, 2026
Address1 Riverchase Pkwy S, Birmingham, AL 35023 1668
Details

No additional details available.

Rate History
1 change since Sep 22, 2026 · 7.25% → 7.66% ▲ 0.41 pts · high 7.66% / low 7.25%
6.75%7.46%8.16%Sep 22, 2026: 7.25% APROct 10, 2026: 7.66% APRSep 22, 2026Oct 13, 2026
  • Oct 10, 20267.66%▲ from 7.25%
  • Sep 22, 20267.25%first recorded
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
10859 W Bluemound Rd, Brookfield, WI 53005
30 Year Fixed Rate Mortgage - FHA
30 Year
7.25%
7.67%
View
▼
Rate7.25%
APR7.67%
Points0.000
UpdatedOct 7, 2026
Address10859 W Bluemound Rd, Brookfield, WI 53005
Details

No additional details available.

Rate History
1 change since Sep 27, 2026 · 8.18% → 7.67% ▼ 0.51 pts · high 8.18% / low 7.67%
7.15%7.92%8.69%Sep 27, 2026: 8.18% APROct 1, 2026: 7.67% APRSep 27, 2026Oct 13, 2026
  • Oct 1, 20267.67%▼ from 8.18%
  • Sep 27, 20268.18%first recorded
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1221 Hewitt Dr, Belton, TX 76501 7603
FHA 30-year Fixed purchase
360 months
7.13%
7.72%
View
▼
Rate7.13%
APR7.72%
Points0.000
UpdatedOct 10, 2026
Address1221 Hewitt Dr, Belton, TX 76501 7603
Details

No additional details available.

Rate History
5 changes since Sep 14, 2026 · 6.95% → 7.72% ▲ 0.77 pts · high 7.85% / low 6.95%
6.05%7.40%8.75%Sep 14, 2026: 6.95% APRSep 18, 2026: 7.34% APRSep 27, 2026: 7.58% APROct 1, 2026: 7.72% APROct 2, 2026: 7.85% APROct 10, 2026: 7.72% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.72%▼ from 7.85%
  • Oct 2, 20267.85%▲ from 7.72%
  • Oct 1, 20267.72%▲ from 7.58%
  • Sep 27, 20267.58%▲ from 7.34%
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
1002 Crossings Blvd, Brentwood, TN 37027
FHA 30 Year Fixed Rate
6.88%
7.73%
View
▼
Rate6.88%
APR7.73%
Points0.000
UpdatedOct 12, 2026
Address1002 Crossings Blvd, Brentwood, TN 37027
Details

Rates effective August 15, 2026

Rate History
No change since Sep 17, 2026 · 7.73% APR · checked 7 times
7.23%7.73%8.23%Sep 17, 2026: 7.73% APRSep 17, 2026Oct 13, 2026
Allegacy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
100 Queens Rd, Advance, NC 27006
FHA Mortgage - FHA 30 Year (FHA)
30 year
7.62%
7.74%
View
▼
Rate7.62%
APR7.74%
Points0.125
UpdatedOct 9, 2026
Address100 Queens Rd, Advance, NC 27006
Details

No additional details available.

Rate History
3 changes since Sep 14, 2026 · 6.73% → 7.74% ▲ 1.01 pts · high 7.74% / low 6.73%
5.72%7.24%8.75%Sep 14, 2026: 6.73% APRSep 17, 2026: 6.86% APRSep 25, 2026: 6.99% APROct 9, 2026: 7.74% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.74%▲ from 6.99%
  • Sep 25, 20266.99%▲ from 6.86%
  • Sep 17, 20266.86%▲ from 6.73%
  • Sep 14, 20266.73%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18017 7418
FHA Rate Mortgage - 30 Year
30 Year
7.00%
7.75%
View
▼
Rate7.00%
APR7.75%
Points0.000
UpdatedOct 12, 2026
Address2141 Downyflake Ln, Allentown, PA 18017 7418
Details

As Low As; Rates and APRs effective October 2, 2026; FHA/VA loan

Rate History
1 change since Sep 25, 2026 · 7.63% → 7.76% ▲ 0.13 pts · high 7.76% / low 7.63%
7.13%7.69%8.25%Sep 25, 2026: 7.63% APROct 12, 2026: 7.76% APRSep 25, 2026Oct 13, 2026
  • Oct 12, 20267.76%▲ from 7.63%
  • Sep 25, 20267.63%first recorded
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
1 Garden Ctr, American Fork, CO 78006 2958
30-Year FHA Loan
30 years
7.50%
7.79%
View
▼
Rate7.50%
APR7.79%
Points0.000
UpdatedOct 9, 2026
Address1 Garden Ctr, American Fork, CO 78006 2958
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 7.79% APR · checked 9 times
7.29%7.79%8.29%Sep 14, 2026: 7.79% APRSep 14, 2026Oct 13, 2026
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
1 Bank Ln, Addison, FL 33012
FHA 30 Year Fixed
30 years
6.99%
7.79%
View
▼
Rate6.99%
APR7.79%
Points0.000
UpdatedOct 7, 2026
Address1 Bank Ln, Addison, FL 33012
Details

Terms and Conditions

Rate History
No change since Oct 2, 2026 · 7.79% APR · checked 3 times
7.29%7.79%8.29%Oct 2, 2026: 7.79% APROct 2, 2026Oct 13, 2026
Altura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
10725 Magnolia Ave, Banning, CA 91752
30 Year - FHA Fixed
30 years
7.50%
7.79%
View
▼
Rate7.50%
APR7.79%
Points0.000
UpdatedOct 9, 2026
Address10725 Magnolia Ave, Banning, CA 91752
Details

No additional details available.

Rate History
1 change since Sep 14, 2026 · 7.42% → 7.79% ▲ 0.38 pts · high 7.79% / low 7.42%
6.92%7.61%8.29%Sep 14, 2026: 7.42% APROct 2, 2026: 7.79% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.79%▲ from 7.42%
  • Sep 14, 20267.42%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, DE 19014 1862
30-Year Fixed FHA
7.00%
7.81%
View
▼
Rate7.00%
APR7.81%
Points0.000
UpdatedOct 12, 2026
Address1560 Garrett Rd, Aston, DE 19014 1862
Details

FHA/VA Loans

Rate History
3 changes since Sep 17, 2026 · 7.43% → 7.81% ▲ 0.38 pts · high 7.81% / low 7.43%
6.93%7.62%8.31%Sep 17, 2026: 7.43% APRSep 25, 2026: 7.63% APROct 2, 2026: 7.76% APROct 12, 2026: 7.81% APRSep 17, 2026Oct 13, 2026
  • Oct 12, 20267.81%▲ from 7.76%
  • Oct 2, 20267.76%▲ from 7.63%
  • Sep 25, 20267.63%▲ from 7.43%
  • Sep 17, 20267.43%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
100 E Walnut St, Abington, NJ 08002 4402
Mortgage - 30 Year FHA
30 Year
7.00%
7.81%
View
▼
Rate7.00%
APR7.81%
Points0.000
UpdatedOct 12, 2026
Address100 E Walnut St, Abington, NJ 08002 4402
Details

FHA

Rate History
2 changes since Sep 25, 2026 · 7.63% → 7.81% ▲ 0.18 pts · high 7.81% / low 7.63%
7.13%7.72%8.31%Sep 25, 2026: 7.63% APROct 2, 2026: 7.76% APROct 12, 2026: 7.81% APRSep 25, 2026Oct 13, 2026
  • Oct 12, 20267.81%▲ from 7.76%
  • Oct 2, 20267.76%▲ from 7.63%
  • Sep 25, 20267.63%first recorded
Randolph Brooks FCU
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
1 IKEA RBFCU Parkway, Allen, TX 75002
FHA Loan
30 years
7.00%
7.82%
View
▼
Rate7.00%
APR7.82%
Points0.000
UpdatedOct 12, 2026
Address1 IKEA RBFCU Parkway, Allen, TX 75002
Details

As Low As; Estimated payment per $10,000: $66.53; Down payment as low as 3.5% of purchase price

Rate History
No change since Oct 12, 2026 · 7.82% APR
7.32%7.82%8.32%Oct 12, 2026: 7.82% APROct 12, 2026Oct 13, 2026
Jovia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
1000 Corporate Dr, Bay Shore, NY 11010
Additional Mortgage - FHA 30 Year Fixed
30 Year
7.00%
7.82%
View
▼
Rate7.00%
APR7.82%
Points0.000
UpdatedOct 7, 2026
Address1000 Corporate Dr, Bay Shore, NY 11010
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 7.82% APR · checked 2 times
7.32%7.82%8.32%Oct 7, 2026: 7.82% APROct 7, 2026Oct 13, 2026
Jovia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
1000 Corporate Dr, Bay Shore, NY 11010
FHA 203K 30 Year Fixed
30 Year
7.00%
7.82%
View
▼
Rate7.00%
APR7.82%
Points0.000
UpdatedOct 7, 2026
Address1000 Corporate Dr, Bay Shore, NY 11010
Details

No additional details available.

Rate History
1 change since Sep 15, 2026 · 7.31% → 7.82% ▲ 0.52 pts · high 7.82% / low 7.31%
6.79%7.56%8.34%Sep 15, 2026: 7.31% APROct 7, 2026: 7.82% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.82%▲ from 7.31%
  • Sep 15, 20267.31%first recorded
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1 SW Goodyear Blvd, Ada, KS 66604 3806
FHA 30 Year Fixed
6.99%
7.83%
View
▼
Rate6.99%
APR7.83%
Points0.000
UpdatedOct 12, 2026
Address1 SW Goodyear Blvd, Ada, KS 66604 3806
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 7.71% → 7.83% ▲ 0.12 pts · high 7.83% / low 7.71%
7.21%7.77%8.33%Sep 16, 2026: 7.71% APROct 12, 2026: 7.83% APRSep 16, 2026Oct 13, 2026
  • Oct 12, 20267.83%▲ from 7.71%
  • Sep 16, 20267.71%first recorded
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
112 Boston Ave, Bethel, CT 06468
30 Year Fixed FHA
30 Year
7.00%
7.83%
View
▼
Rate7.00%
APR7.83%
Points0.000
UpdatedOct 12, 2026
Address112 Boston Ave, Bethel, CT 06468
Details

No additional details available.

Rate History
No change since Oct 8, 2026 · 7.83% APR · checked 2 times
7.33%7.83%8.33%Oct 8, 2026: 7.83% APROct 8, 2026Oct 13, 2026
LGE Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
105 W Main St, Acworth, GA 30009 2230
30 Yr Fixed FHA (Brokered)
30 years
7.12%
7.85%
View
▼
Rate7.12%
APR7.85%
Points0.000
UpdatedOct 10, 2026
Address105 W Main St, Acworth, GA 30009 2230
Details

No additional details available.

Rate History
4 changes since Sep 14, 2026 · 7.08% → 7.85% ▲ 0.77 pts · high 7.85% / low 7.08%
6.30%7.46%8.62%Sep 14, 2026: 7.08% APRSep 18, 2026: 7.46% APRSep 22, 2026: 7.59% APRSep 27, 2026: 7.85% APROct 10, 2026: 7.85% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.85%▲ from 7.85%
  • Sep 27, 20267.85%▲ from 7.59%
  • Sep 22, 20267.59%▲ from 7.46%
  • Sep 18, 20267.46%▲ from 7.08%
Credit Union of America
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
10222 E Harry St, Derby, KS 66502 3469
Flexible Rate Mortgages (FRM) - 30 Year FHA
30 Year
7.00%
7.85%
View
▼
Rate7.00%
APR7.85%
Points0.000
UpdatedOct 9, 2026
Address10222 E Harry St, Derby, KS 66502 3469
Details

Down Payment: 3.50%

Rate History
3 changes since Sep 14, 2026 · 7.21% → 7.85% ▲ 0.64 pts · high 7.85% / low 7.21%
6.57%7.53%8.49%Sep 14, 2026: 7.21% APRSep 18, 2026: 7.47% APRSep 21, 2026: 7.59% APRSep 29, 2026: 7.85% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20267.85%▲ from 7.59%
  • Sep 21, 20267.59%▲ from 7.47%
  • Sep 18, 20267.47%▲ from 7.21%
  • Sep 14, 20267.21%first recorded
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
1001 S 1200 W, Albuquerque, AZ 83440
FHA 30 Year Loan
7.00%
7.86%
View
▼
Rate7.00%
APR7.86%
Points0.125
UpdatedOct 9, 2026
Address1001 S 1200 W, Albuquerque, AZ 83440
Details

No additional details available.

Rate History
6 changes since Sep 14, 2026 · 7.34% → 7.86% ▲ 0.52 pts · high 7.89% / low 7.34%
6.79%7.61%8.43%Sep 14, 2026: 7.34% APRSep 21, 2026: 7.37% APRSep 25, 2026: 7.87% APRSep 29, 2026: 7.89% APROct 2, 2026: 7.86% APROct 5, 2026: 7.89% APROct 9, 2026: 7.86% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.86%▼ from 7.89%
  • Oct 5, 20267.89%▲ from 7.86%
  • Oct 2, 20267.86%▼ from 7.89%
  • Sep 29, 20267.89%▲ from 7.87%
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18017 7418
FHA Rate Mortgage - 203k 30 Year
30 Year
7.00%
7.86%
View
▼
Rate7.00%
APR7.86%
Points0.000
UpdatedOct 12, 2026
Address2141 Downyflake Ln, Allentown, PA 18017 7418
Details

As Low As; Rates and APRs effective October 2, 2026; FHA/VA loan

Rate History
No change since Oct 12, 2026 · 7.86% APR
7.36%7.86%8.36%Oct 12, 2026: 7.86% APROct 12, 2026Oct 13, 2026
Southwest Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
1000 E 32nd St, Alba, MO 64755
30-year fixed rate FHA
30 years
7.62%
7.89%
View
▼
Rate7.62%
APR7.89%
Points0.000
UpdatedOct 7, 2026
Address1000 E 32nd St, Alba, MO 64755
Details

No additional details available.

Rate History
4 changes since Sep 19, 2026 · 7.12% → 7.89% ▲ 0.76 pts · high 7.89% / low 7.12%
6.36%7.50%8.65%Sep 19, 2026: 7.12% APRSep 24, 2026: 7.24% APRSep 27, 2026: 7.76% APROct 1, 2026: 7.51% APROct 7, 2026: 7.89% APRSep 19, 2026Oct 13, 2026
  • Oct 7, 20267.89%▲ from 7.51%
  • Oct 1, 20267.51%▼ from 7.76%
  • Sep 27, 20267.76%▲ from 7.24%
  • Sep 24, 20267.24%▲ from 7.12%
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, DE 19014 1862
30-Year Fixed 203K (FHA Only)
7.00%
7.89%
View
▼
Rate7.00%
APR7.89%
Points0.000
UpdatedOct 12, 2026
Address1560 Garrett Rd, Aston, DE 19014 1862
Details

FHA/VA Loans

Rate History
3 changes since Sep 17, 2026 · 7.48% → 7.89% ▲ 0.41 pts · high 7.89% / low 7.48%
6.98%7.68%8.39%Sep 17, 2026: 7.48% APRSep 25, 2026: 7.73% APROct 2, 2026: 7.86% APROct 12, 2026: 7.89% APRSep 17, 2026Oct 13, 2026
  • Oct 12, 20267.89%▲ from 7.86%
  • Oct 2, 20267.86%▲ from 7.73%
  • Sep 25, 20267.73%▲ from 7.48%
  • Sep 17, 20267.48%first recorded
Honor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
1010 Moore St, Allegan, MI 49002
Mortgage - Fixed - FHA 30 Year Fixed
30 Year
7.12%
7.89%
View
▼
Rate7.12%
APR7.89%
Points1.250
UpdatedOct 9, 2026
Address1010 Moore St, Allegan, MI 49002
Details

No additional details available.

Rate History
1 change since Sep 29, 2026 · 8.00% → 7.89% ▼ 0.10 pts · high 8.00% / low 7.89%
7.39%7.95%8.50%Sep 29, 2026: 8.00% APROct 9, 2026: 7.89% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20267.89%▼ from 8.00%
  • Sep 29, 20268.00%first recorded
BECU Boeing Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1002 Park Ave N, Auburn, SC 29418
FHA 30 Year Fixed
FHA 30 Year Fixed
7.90%
View
▼
Rate
APR7.90%
Points0.000
UpdatedOct 9, 2026
Address1002 Park Ave N, Auburn, SC 29418
Details

No additional details available.

Rate History
2 changes since Sep 29, 2026 · 7.91% → 7.90% ▼ 0.01 pts · high 8.10% / low 7.90%
7.40%8.00%8.60%Sep 29, 2026: 7.91% APROct 2, 2026: 8.10% APROct 9, 2026: 7.90% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20267.90%▼ from 8.10%
  • Oct 2, 20268.10%▲ from 7.91%
  • Sep 29, 20267.91%first recorded
Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
1037 Washington Ave, Battle Creek, MI 48823
30-Yr FHA Loan
30 years
7.25%
7.90%
View
▼
Rate7.25%
APR7.90%
Points0.000
UpdatedOct 9, 2026
Address1037 Washington Ave, Battle Creek, MI 48823
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 7.39% → 7.90% ▲ 0.51 pts · high 7.90% / low 7.39%
6.88%7.64%8.41%Sep 14, 2026: 7.39% APRSep 26, 2026: 7.63% APRSep 29, 2026: 7.90% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20267.90%▲ from 7.63%
  • Sep 26, 20267.63%▲ from 7.39%
  • Sep 14, 20267.39%first recorded
Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
1 Officer Manny Familia Way, Worcester, MA 01605
FHA 30 Year Fixed
7.12%
7.93%
View
▼
Rate7.12%
APR7.93%
Points0.000
UpdatedOct 9, 2026
Address1 Officer Manny Familia Way, Worcester, MA 01605
Details

Important Assumptions

Rate History
4 changes since Sep 14, 2026 · 7.42% → 7.93% ▲ 0.51 pts · high 8.18% / low 7.42%
6.66%7.80%8.94%Sep 14, 2026: 7.42% APRSep 18, 2026: 7.55% APRSep 24, 2026: 7.67% APROct 1, 2026: 8.18% APROct 9, 2026: 7.93% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.93%▼ from 8.18%
  • Oct 1, 20268.18%▲ from 7.67%
  • Sep 24, 20267.67%▲ from 7.55%
  • Sep 18, 20267.55%▲ from 7.42%
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
100 W Church St, Bossier City, AR 71019
Mortgage - FHA 30 Year
30 years
7.12%
7.93%
View
▼
Rate7.12%
APR7.93%
Points0.000
UpdatedOct 12, 2026
Address100 W Church St, Bossier City, AR 71019
Details

Rates effective as of 10/9/2026; based on a 45 day lock

Rate History
4 changes since Sep 18, 2026 · 7.55% → 7.93% ▲ 0.38 pts · high 8.18% / low 7.55%
6.92%7.87%8.81%Sep 18, 2026: 7.55% APRSep 25, 2026: 7.67% APROct 4, 2026: 7.80% APROct 8, 2026: 8.18% APROct 12, 2026: 7.93% APRSep 18, 2026Oct 13, 2026
  • Oct 12, 20267.93%▼ from 8.18%
  • Oct 8, 20268.18%▲ from 7.80%
  • Oct 4, 20267.80%▲ from 7.67%
  • Sep 25, 20267.67%▲ from 7.55%
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2440 Market St NE Ste 901, Alexandria, DC 20018
Mortgage - FHA 30 Year Fixed
30 years
7.13%
7.93%
View
▼
Rate7.13%
APR7.93%
Points0.000
UpdatedOct 12, 2026
Address2440 Market St NE Ste 901, Alexandria, DC 20018
Details

No additional details available.

Rate History
1 change since Oct 8, 2026 · 8.18% → 7.93% ▼ 0.25 pts · high 8.18% / low 7.93%
7.43%8.05%8.68%Oct 8, 2026: 8.18% APROct 12, 2026: 7.93% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20267.93%▼ from 8.18%
  • Oct 8, 20268.18%first recorded
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1 Seahawk Dr, Aberdeen, MD 21001 1733
Mortgage - FHA 30 Year Fixed
30 Year
7.12%
7.95%
View
▼
Rate7.12%
APR7.95%
Points0.125
UpdatedOct 12, 2026
Address1 Seahawk Dr, Aberdeen, MD 21001 1733
Details

No additional details available.

Rate History
No change since Oct 12, 2026 · 7.95% APR
7.45%7.95%8.45%Oct 12, 2026: 7.95% APROct 12, 2026Oct 13, 2026
Fidelity Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 12.33%
100 E English St, Derby, KS 66223
FHA 30 Year Fixed
30 years
6.88%
7.97%
View
▼
Rate6.88%
APR7.97%
Points0.750
UpdatedOct 7, 2026
Address100 E English St, Derby, KS 66223
Details

No additional details available.

Rate History
1 change since Sep 15, 2026 · 7.59% → 7.97% ▲ 0.38 pts · high 7.97% / low 7.59%
7.09%7.78%8.47%Sep 15, 2026: 7.59% APROct 7, 2026: 7.97% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.97%▲ from 7.59%
  • Sep 15, 20267.59%first recorded
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
11899 New Halls Ferry Rd, Ellisville, MO 63011
Mortgages - 30 Year FHA
30 Year
7.25%
7.97%
View
▼
Rate7.25%
APR7.97%
Points0.000
UpdatedOct 9, 2026
Address11899 New Halls Ferry Rd, Ellisville, MO 63011
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 7.97% APR
7.47%7.97%8.47%Oct 9, 2026: 7.97% APROct 9, 2026Oct 13, 2026
Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1008 N Bridge St, Aurora, IL 60505 1511
30 Year Fixed FHA
30 Year
6.88%
7.99%
View
▼
Rate6.88%
APR7.99%
Points0.000
UpdatedOct 10, 2026
Address1008 N Bridge St, Aurora, IL 60505 1511
Details

FHA Assumptions: Purchase price $210,000, Loan Amount $206,196, 3.5% down-payment, 680 credit score, Illinois primary residence only, single family home, fees include 1.75% up front mortgage insurance premium (UFMIP) as required by FHA, results in higher APR, 45-day rate lock.

Rate History
4 changes since Sep 14, 2026 · 7.74% → 7.99% ▲ 0.25 pts · high 7.99% / low 7.62%
7.12%7.80%8.49%Sep 14, 2026: 7.74% APRSep 18, 2026: 7.97% APRSep 22, 2026: 7.62% APROct 1, 2026: 7.98% APROct 10, 2026: 7.99% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.99%▲ from 7.98%
  • Oct 1, 20267.98%▲ from 7.62%
  • Sep 22, 20267.62%▼ from 7.97%
  • Sep 18, 20267.97%▲ from 7.74%
BankNewport
Institution Rating:
A5.0 ★Texas Ratio: 7.77%
1 Wake Robin Road, Barrington, RI 02806
Business Fixed-Rate FHA Mortgage
30 Year
6.88%
8.00%
View
▼
Rate6.88%
APR8.00%
Points0.000
UpdatedOct 12, 2026
Address1 Wake Robin Road, Barrington, RI 02806
Details

No additional details available.

Rate History
1 change since Sep 20, 2026 · 7.62% → 8.00% ▲ 0.38 pts · high 8.00% / low 7.62%
7.12%7.81%8.50%Sep 20, 2026: 7.62% APROct 12, 2026: 8.00% APRSep 20, 2026Oct 13, 2026
  • Oct 12, 20268.00%▲ from 7.62%
  • Sep 20, 20267.62%first recorded
BankNewport
Institution Rating:
A5.0 ★Texas Ratio: 7.77%
1 Wake Robin Road, Barrington, RI 02806
Fixed-Rate FHA Mortgage
30 Year
6.88%
8.00%
View
▼
Rate6.88%
APR8.00%
Points0.000
UpdatedOct 12, 2026
Address1 Wake Robin Road, Barrington, RI 02806
Details

No additional details available.

Rate History
6 changes since Sep 16, 2026 · 7.62% → 8.00% ▲ 0.38 pts · high 8.12% / low 7.62%
7.11%7.87%8.63%Sep 16, 2026: 7.62% APRSep 24, 2026: 7.87% APRSep 28, 2026: 8.00% APROct 1, 2026: 8.12% APROct 3, 2026: 8.00% APROct 8, 2026: 8.12% APROct 12, 2026: 8.00% APRSep 16, 2026Oct 13, 2026
  • Oct 12, 20268.00%▼ from 8.12%
  • Oct 8, 20268.12%▲ from 8.00%
  • Oct 3, 20268.00%▼ from 8.12%
  • Oct 1, 20268.12%▲ from 8.00%
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
1 Brewers Way, Alton, IL 53005
FHA Mortgages - 30 Year FHA
30 years
7.12%
8.00%
View
▼
Rate7.12%
APR8.00%
Points0.000
UpdatedOct 7, 2026
Address1 Brewers Way, Alton, IL 53005
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 8.00% APR · checked 2 times
7.50%8.00%8.50%Oct 7, 2026: 8.00% APROct 7, 2026Oct 13, 2026
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
1010 Riley St Ste 5, Anaheim, CA 90045
FHA Fixed-Rate Mortgages - 30 Year
30 Year
7.12%
8.01%
View
▼
Rate7.12%
APR8.01%
Points1.000
UpdatedOct 9, 2026
Address1010 Riley St Ste 5, Anaheim, CA 90045
Details

Regular APR: 8.16% - 8.41%

Rate History
2 changes since Sep 18, 2026 · 7.58% → 8.01% ▲ 0.43 pts · high 8.01% / low 7.58%
7.08%7.80%8.51%Sep 18, 2026: 7.58% APRSep 21, 2026: 7.63% APROct 9, 2026: 8.01% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20268.01%▲ from 7.63%
  • Sep 21, 20267.63%▲ from 7.58%
  • Sep 18, 20267.58%first recorded
Honor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
1010 Moore St, Allegan, MI 49002
Mortgage - Fixed - FHA 30 Year Fixed
30 Year
7.38%
8.01%
View
▼
Rate7.38%
APR8.01%
Points0.000
UpdatedOct 9, 2026
Address1010 Moore St, Allegan, MI 49002
Details

No additional details available.

Rate History
1 change since Sep 29, 2026 · 8.00% → 8.01% ▲ 0.01 pts · high 8.01% / low 8.00%
7.50%8.01%8.51%Sep 29, 2026: 8.00% APROct 9, 2026: 8.01% APRSep 29, 2026Oct 13, 2026
  • Oct 9, 20268.01%▲ from 8.00%
  • Sep 29, 20268.00%first recorded
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
15125 Silver Pkwy, Bay City, MI 48423 2529
FHA Loans - 30 Year Fixed
30 Year
7.12%
8.02%
View
▼
Rate7.12%
APR8.02%
Points0.000
UpdatedOct 10, 2026
Address15125 Silver Pkwy, Bay City, MI 48423 2529
Details

Rates As Low As

Rate History
4 changes since Sep 14, 2026 · 7.25% → 8.02% ▲ 0.77 pts · high 8.02% / low 7.25%
6.48%7.64%8.79%Sep 14, 2026: 7.25% APRSep 18, 2026: 7.64% APRSep 27, 2026: 8.02% APROct 2, 2026: 7.89% APROct 10, 2026: 8.02% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20268.02%▲ from 7.89%
  • Oct 2, 20267.89%▼ from 8.02%
  • Sep 27, 20268.02%▲ from 7.64%
  • Sep 18, 20267.64%▲ from 7.25%
Wings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1 Mount Baldy Dr, Aurora, CO 80011 7809
FHA 30-Year Fixed
30-Year
6.75%
8.05%
View
▼
Rate6.75%
APR8.05%
Points0.000
UpdatedOct 10, 2026
Address1 Mount Baldy Dr, Aurora, CO 80011 7809
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 7.69% → 8.05% ▲ 0.37 pts · high 8.05% / low 7.69%
7.19%7.87%8.55%Sep 14, 2026: 7.69% APRSep 18, 2026: 7.81% APROct 10, 2026: 8.05% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20268.05%▲ from 7.81%
  • Sep 18, 20267.81%▲ from 7.69%
  • Sep 14, 20267.69%first recorded
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
1025 S Carroll Ave, Berkeley, CA 46360
FHA - 30 Year Fixed Rate Mortgage
30 Year
7.50%
8.07%
View
▼
Rate7.50%
APR8.07%
Points0.000
UpdatedOct 7, 2026
Address1025 S Carroll Ave, Berkeley, CA 46360
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 8.07% APR · checked 2 times
7.57%8.07%8.57%Oct 7, 2026: 8.07% APROct 7, 2026Oct 13, 2026
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
1010 Riley St Ste 5, Anaheim, CA 90045
FHA - Fixed-Rate Mortgages - 30 Year
30 Year
7.38%
8.11%
View
▼
Rate7.38%
APR8.11%
Points0.000
UpdatedOct 9, 2026
Address1010 Riley St Ste 5, Anaheim, CA 90045
Details

Estimated Payment Per $1,000 Borrowed: $7.29

Rate History
4 changes since Sep 14, 2026 · 19.99% → 8.11% ▼ 11.88 pts · high 19.99% / low 7.78%
0.00%16.10%32.20%Sep 14, 2026: 19.99% APRSep 17, 2026: 7.78% APRSep 25, 2026: 7.90% APRSep 29, 2026: 8.03% APROct 2, 2026: 8.11% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20268.11%▲ from 8.03%
  • Sep 29, 20268.03%▲ from 7.90%
  • Sep 25, 20267.90%▲ from 7.78%
  • Sep 17, 20267.78%▼ from 19.99%
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
1010 Riley St Ste 5, Anaheim, CA 90045
FHA Fixed-Rate Mortgages - 30 Year
30 Year
7.38%
8.16%
View
▼
Rate7.38%
APR8.16%
Points0.000
UpdatedOct 9, 2026
Address1010 Riley St Ste 5, Anaheim, CA 90045
Details

Regular APR: 8.01% - 8.41%

Rate History
5 changes since Sep 14, 2026 · 19.99% → 8.16% ▼ 11.83 pts · high 19.99% / low 7.78%
0.00%16.10%32.20%Sep 14, 2026: 19.99% APRSep 17, 2026: 7.78% APRSep 25, 2026: 7.90% APRSep 29, 2026: 8.03% APROct 2, 2026: 8.11% APROct 9, 2026: 8.16% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20268.16%▲ from 8.11%
  • Oct 2, 20268.11%▲ from 8.03%
  • Sep 29, 20268.03%▲ from 7.90%
  • Sep 25, 20267.90%▲ from 7.78%
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
104 Raritan Ave, Bethlehem, NJ 07024
Mortgage - FHA 30 Year Fixed
30 Year
7.38%
8.16%
View
▼
Rate7.38%
APR8.16%
Points0.000
UpdatedOct 7, 2026
Address104 Raritan Ave, Bethlehem, NJ 07024
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 8.16% APR · checked 2 times
7.66%8.16%8.66%Oct 7, 2026: 8.16% APROct 7, 2026Oct 13, 2026
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1 Campus Center Way, Amherst, MA 01003
Mortgage - FHA 30 Year Fixed
30 Year
7.38%
8.18%
View
▼
Rate7.38%
APR8.18%
Points0.000
UpdatedOct 9, 2026
Address1 Campus Center Way, Amherst, MA 01003
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 8.18% APR
7.68%8.18%8.68%Oct 9, 2026: 8.18% APROct 9, 2026Oct 13, 2026
Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
1207 Bessemer City Rd, Charlotte, NC 28052
30 Year FHA Fixed
30 years
7.38%
8.18%
View
▼
Rate7.38%
APR8.18%
Points0.000
UpdatedOct 9, 2026
Address1207 Bessemer City Rd, Charlotte, NC 28052
Details

No additional details available.

Rate History
1 change since Oct 5, 2026 · 7.80% → 8.18% ▲ 0.38 pts · high 8.18% / low 7.80%
7.30%7.99%8.68%Oct 5, 2026: 7.80% APROct 9, 2026: 8.18% APROct 5, 2026Oct 13, 2026
  • Oct 9, 20268.18%▲ from 7.80%
  • Oct 5, 20267.80%first recorded
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
2705 NW EXPRESSWAY, Dallas, OK 73112 7047
FHA Loan
30 Year Fixed
7.38%
8.22%
View
▼
Rate7.38%
APR8.22%
Points0.000
UpdatedOct 12, 2026
Address2705 NW EXPRESSWAY, Dallas, OK 73112 7047
Details

No additional details available.

Rate History
1 change since Sep 25, 2026 · 7.97% → 8.22% ▲ 0.25 pts · high 8.22% / low 7.97%
7.47%8.09%8.72%Sep 25, 2026: 7.97% APROct 12, 2026: 8.22% APRSep 25, 2026Oct 13, 2026
  • Oct 12, 20268.22%▲ from 7.97%
  • Sep 25, 20267.97%first recorded
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
322 Buck Dr, Reno, NV 89436 7731
FHA 30 Year Fixed
30 years
7.12%
8.24%
View
▼
Rate7.12%
APR8.24%
Points1.000
UpdatedOct 12, 2026
Address322 Buck Dr, Reno, NV 89436 7731
Details

$350,000 Loan Amount - 740 Credit Score; 96.5% LTV

Rate History
No change since Oct 8, 2026 · 8.24% APR · checked 2 times
7.74%8.24%8.74%Oct 8, 2026: 8.24% APROct 8, 2026Oct 13, 2026
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
1025 S Carroll Ave, Berkeley, CA 46360
No Closing Cost - FHA 30 Year Fixed Rate Mortgage
30 Year
7.88%
8.33%
View
▼
Rate7.88%
APR8.33%
Points0.000
UpdatedOct 7, 2026
Address1025 S Carroll Ave, Berkeley, CA 46360
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 8.33% APR · checked 2 times
7.83%8.33%8.83%Oct 7, 2026: 8.33% APROct 7, 2026Oct 13, 2026
Blaze Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
10 Northtown Dr NE, Blaine, MN 55051 1525
30 Year Federal Housing Administration (FHA) Loan
30 years
7.25%
8.38%
View
▼
Rate7.25%
APR8.38%
Points0.000
UpdatedOct 10, 2026
Address10 Northtown Dr NE, Blaine, MN 55051 1525
Details

No additional details available.

Rate History
3 changes since Sep 14, 2026 · 7.74% → 8.38% ▲ 0.63 pts · high 8.38% / low 7.74%
7.11%8.06%9.01%Sep 14, 2026: 7.74% APRSep 22, 2026: 7.99% APRSep 27, 2026: 8.12% APROct 1, 2026: 8.38% APRSep 14, 2026Oct 13, 2026
  • Oct 1, 20268.38%▲ from 8.12%
  • Sep 27, 20268.12%▲ from 7.99%
  • Sep 22, 20267.99%▲ from 7.74%
  • Sep 14, 20267.74%first recorded
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
1010 Riley St Ste 5, Anaheim, CA 90045
FHA Fixed-Rate Mortgages - 30 Year
30 Year
7.62%
8.41%
View
▼
Rate7.62%
APR8.41%
Points-1.000
UpdatedOct 9, 2026
Address1010 Riley St Ste 5, Anaheim, CA 90045
Details

Regular APR: 8.01% - 8.16%

Rate History
2 changes since Sep 18, 2026 · 7.98% → 8.41% ▲ 0.43 pts · high 8.41% / low 7.98%
7.48%8.20%8.91%Sep 18, 2026: 7.98% APRSep 21, 2026: 8.03% APROct 9, 2026: 8.41% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20268.41%▲ from 8.03%
  • Sep 21, 20268.03%▲ from 7.98%
  • Sep 18, 20267.98%first recorded
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1210 Greenview Dr, Daleville, VA 24012 2226
FHA 30 Year Fixed
FHA 30 Year Fixed
7.62%
8.44%
View
▼
Rate7.62%
APR8.44%
Points0.000
UpdatedOct 10, 2026
Address1210 Greenview Dr, Daleville, VA 24012 2226
Details

Important Assumptions

Rate History
1 change since Sep 27, 2026 · 8.31% → 8.44% ▲ 0.13 pts · high 8.44% / low 8.31%
7.81%8.37%8.94%Sep 27, 2026: 8.31% APROct 10, 2026: 8.44% APRSep 27, 2026Oct 13, 2026
  • Oct 10, 20268.44%▲ from 8.31%
  • Sep 27, 20268.31%first recorded
Northwest Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1 N 6th St, Afton, IA 50010
FHA 30 Year Fixed
30 years
7.50%
8.54%
View
▼
Rate7.50%
APR8.54%
Points1.000
UpdatedOct 7, 2026
Address1 N 6th St, Afton, IA 50010
Details

No additional details available.

Rate History
1 change since Sep 18, 2026 · 6.90% → 8.54% ▲ 1.64 pts · high 8.54% / low 6.90%
5.26%7.72%10.18%Sep 18, 2026: 6.90% APROct 7, 2026: 8.54% APRSep 18, 2026Oct 13, 2026
  • Oct 7, 20268.54%▲ from 6.90%
  • Sep 18, 20266.90%first recorded
FourLeaf Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.52%
1 Hawkins Ave Unit 2104, Albertson, NJ 08002 2057
FHA 30 Yr Fixed
30 years
7.75%
8.56%
View
▼
Rate7.75%
APR8.56%
Points0.000
UpdatedOct 7, 2026
Address1 Hawkins Ave Unit 2104, Albertson, NJ 08002 2057
Details

No additional details available.

Rate History
4 changes since Sep 15, 2026 · 7.56% → 8.56% ▲ 1.00 pts · high 8.56% / low 7.56%
6.56%8.06%9.56%Sep 15, 2026: 7.56% APRSep 18, 2026: 7.68% APRSep 24, 2026: 8.06% APRSep 27, 2026: 8.43% APROct 1, 2026: 8.56% APRSep 15, 2026Oct 13, 2026
  • Oct 1, 20268.56%▲ from 8.43%
  • Sep 27, 20268.43%▲ from 8.06%
  • Sep 24, 20268.06%▲ from 7.68%
  • Sep 18, 20267.68%▲ from 7.56%
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
1 N Euclid Ave, Affton, AR 50010
Mortgage - FHA 30 Year Fixed
7.62%
8.62%
View
▼
Rate7.62%
APR8.62%
Points0.000
UpdatedOct 7, 2026
Address1 N Euclid Ave, Affton, AR 50010
Details

No additional details available.

Rate History
2 changes since Sep 24, 2026 · 7.86% → 8.62% ▲ 0.76 pts · high 8.62% / low 7.86%
7.10%8.24%9.38%Sep 24, 2026: 7.86% APRSep 27, 2026: 8.12% APROct 7, 2026: 8.62% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 20268.62%▲ from 8.12%
  • Sep 27, 20268.12%▲ from 7.86%
  • Sep 24, 20267.86%first recorded
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
1 N Euclid Ave, Affton, AR 50010
FHA 30 Year Fixed +1pt
7.25%
8.64%
View
▼
Rate7.25%
APR8.64%
Points1.000
UpdatedOct 7, 2026
Address1 N Euclid Ave, Affton, AR 50010
Details

No additional details available.

Rate History
3 changes since Sep 15, 2026 · 7.22% → 8.64% ▲ 1.43 pts · high 8.64% / low 7.22%
5.79%7.93%10.07%Sep 15, 2026: 7.22% APRSep 24, 2026: 8.00% APRSep 27, 2026: 8.25% APROct 7, 2026: 8.64% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20268.64%▲ from 8.25%
  • Sep 27, 20268.25%▲ from 8.00%
  • Sep 24, 20268.00%▲ from 7.22%
  • Sep 15, 20267.22%first recorded
US Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Bank Of Nova Scotia Trust Company, Georgetown, 00000
Federal Housing Administration (FHA) loans 30-year
30-year
7.75%
8.68%
View
▼
Rate7.75%
APR8.68%
Points0.914
UpdatedOct 7, 2026
AddressBank Of Nova Scotia Trust Company, Georgetown, 00000
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 8.68% APR · checked 2 times
8.18%8.68%9.18%Oct 7, 2026: 8.68% APROct 7, 2026Oct 13, 2026
Neighbors Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
109 East St, Clarence, MO 63437
30-yr Fixed FHA
30 years
7.62%
8.68%
View
▼
Rate7.62%
APR8.68%
Points0.563
UpdatedOct 11, 2026
Address109 East St, Clarence, MO 63437
Details

Points (cost): $1,408

Rate History
No change since Sep 27, 2026 · 8.68% APR · checked 2 times
8.18%8.68%9.18%Sep 27, 2026: 8.68% APRSep 27, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
1001 E Broadway St, Angleton, TX 75041 4834
FHA 30-Year Fixed
30-year
7.00%
8.86%
View
▼
Rate7.00%
APR8.86%
Points0.000
UpdatedOct 9, 2026
Address1001 E Broadway St, Angleton, TX 75041 4834
Details

Loan requires mortgage insurance and guaranteed by the Federal Housing Administration (FHA). For those looking to purchase a new home.

Rate History
5 changes since Sep 14, 2026 · 8.08% → 8.86% ▲ 0.78 pts · high 8.87% / low 8.08%
7.29%8.48%9.66%Sep 14, 2026: 8.08% APRSep 21, 2026: 8.23% APRSep 26, 2026: 8.68% APRSep 29, 2026: 8.52% APROct 2, 2026: 8.87% APROct 9, 2026: 8.86% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20268.86%▼ from 8.87%
  • Oct 2, 20268.87%▲ from 8.52%
  • Sep 29, 20268.52%▼ from 8.68%
  • Sep 26, 20268.68%▲ from 8.23%
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1 Main St, Adrian, IA 28803
FHA 30 Yr Purchase Loan
30 years
7.25%
9.56%
View
▼
Rate7.25%
APR9.56%
Points0.000
UpdatedOct 7, 2026
Address1 Main St, Adrian, IA 28803
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 8.96% → 9.57% ▲ 0.60 pts · high 9.57% / low 8.96%
8.36%9.26%10.17%Sep 15, 2026: 8.96% APRSep 24, 2026: 9.26% APRSep 27, 2026: 9.57% APRSep 15, 2026Oct 13, 2026
  • Sep 27, 20269.57%▲ from 9.26%
  • Sep 24, 20269.26%▲ from 8.96%
  • Sep 15, 20268.96%first recorded
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1 Main St, Adrian, IA 28803
Current Mortgage - FHA 30 Year
7.25%
9.57%
View
▼
Rate7.25%
APR9.57%
Points0.000
UpdatedOct 7, 2026
Address1 Main St, Adrian, IA 28803
Details

No additional details available.

Rate History
1 change since Sep 24, 2026 · 9.26% → 9.57% ▲ 0.31 pts · high 9.57% / low 9.26%
8.76%9.42%10.07%Sep 24, 2026: 9.26% APRSep 27, 2026: 9.57% APRSep 24, 2026Oct 13, 2026
  • Sep 27, 20269.57%▲ from 9.26%
  • Sep 24, 20269.26%first recorded
The FHA mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment. Rates are subject to change without notice.

Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.

FHA Mortgage Rate Mortgage Rate Trend

Daily average rates across all mortgage types

Daily mortgage rate averages compiled from our database of 8,500+ banks and credit unions — updated daily.

View Full Trends Report →
FHA Mortgage Rate — Avg
7.682%
▲ 0.036% from last week

The FHA mortgage rate rose 0.036 points over the past 7 days to 7.682%, up from 7.647% last week.

Quick Reference — October 2026
Est. payment ($400k loan): $2,847/mo
Loan type: FHA Fixed (30-year term)
Best for: Low down payment, flexible credit requirements
Data source: mortgage rate averages compiled from our database of 8,500+ banks and credit unions
As of Oct 13, 2026 • Daily averages from our database of 8,500+ U.S. banks & credit unions — updated daily
Powered by MonitorBankRates

FHA Mortgage Calculators

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Methodology & Data Sources

Direct-Sourced & Verified Rate Data: Every FHA mortgage rate on this page is sourced directly from the official website of the lending institution — no estimates, no survey averages. Our proprietary rate aggregation technology, combined with a dedicated team of rate analysts, verifies and updates listings daily to ensure accuracy.

Coast-to-Coast Lender Coverage: Our database monitors over 8,500 banks and credit unions across all 50 states, capturing a diverse mix of community credit unions, regional banks, and online lenders. This breadth ensures you see competitive rates that many rate surveys miss.

Time-Stamped for Full Transparency: Because FHA mortgage rates can shift multiple times per week in response to 10-year Treasury movements and Federal Reserve policy changes, every rate entry carries its own specific "last updated" date. You always know exactly how fresh the data is.

Proprietary Lender Safety Ratings: Rate alone is only part of the picture. MonitorBankRates evaluates the financial stability of every listed institution using regulatory FDIC and NCUA data. Our composite Health Grades (A+ to F), Star Ratings, and Texas Ratio calculations give you a clear view of lender stability so you can borrow with confidence from a financially sound institution.

Frequently Asked Questions About FHA Mortgage Rates

What is an FHA loan?

An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. Because the federal government insures the lender against default, FHA loans allow borrowers to qualify with lower credit scores and smaller down payments than conventional loans. They are one of the most popular options for first-time homebuyers and buyers with limited savings or credit history.

What are the FHA loan down payment requirements?

FHA loans require a minimum down payment of 3.5% of the purchase price for borrowers with a credit score of 580 or higher. Borrowers with credit scores between 500 and 579 are required to put down at least 10%. The down payment can come from savings, a gift from a family member, or approved down payment assistance programs.

What credit score do I need for an FHA loan?

The FHA itself sets a minimum credit score of 500. With a score of 580 or above, you qualify for the 3.5% down payment option. With a score between 500 and 579, you must put down at least 10%. Individual lenders may impose higher minimum scores — many require 620 or above — so shopping multiple lenders is especially important if your score is in the lower range.

What is FHA mortgage insurance (MIP)?

FHA loans require two types of mortgage insurance. An upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount is paid at closing (or rolled into the loan). An annual MIP is also charged, ranging from 0.15% to 0.75% of the loan balance depending on loan size and term, split across monthly payments. On most FHA loans with less than 10% down, MIP lasts for the life of the loan — a key factor to weigh against a conventional loan with PMI that cancels at 20% equity.

What are FHA loan limits?

FHA loan limits are set annually by the FHA and vary by county based on local median home prices. In most U.S. counties for 2024, the limit for a single-family home is $498,257. In high-cost areas such as parts of California, New York, and Hawaii, limits can reach $1,149,825. FHA loans cannot be used to purchase a home that exceeds the limit for your county.

How does an FHA loan compare to a conventional loan?

FHA loans offer more flexible credit and down payment requirements than conventional loans, making them more accessible to buyers with limited credit history or savings. However, FHA loans require mortgage insurance for the life of the loan in most cases, while conventional PMI cancels once you reach 20% equity. Conventional loans generally offer lower total costs for borrowers with strong credit (720+) and a 20% down payment. FHA loans often make more sense for buyers with credit scores below 680 or down payments under 10%.

What is the difference between interest rate and APR on an FHA loan?

The interest rate is the base cost of borrowing, expressed as a percentage. The APR (Annual Percentage Rate) is a broader figure that includes the interest rate plus lender fees, origination charges, and certain closing costs. On FHA loans, the APR also reflects the ongoing annual MIP cost, making the APR-to-rate spread often larger than on conventional loans. The APR is the best metric for comparing total loan costs across lenders.

Can I refinance an FHA loan?

Yes. FHA borrowers have several refinance options. The FHA Streamline Refinance allows existing FHA borrowers to refinance with reduced documentation and no appraisal, as long as the refinance results in a tangible net benefit (typically a lower rate or payment). Borrowers can also refinance out of an FHA loan into a conventional loan once they have sufficient equity (20%+) to eliminate MIP. A cash-out refinance is also available for eligible FHA borrowers.

How are FHA mortgage rates determined?

FHA mortgage rates are influenced by the same market forces as conventional rates — primarily the yield on 10-year U.S. Treasury bonds and secondary mortgage market conditions. However, FHA rates are also affected by the FHA's mortgage insurance pricing and lender risk assessment for government-backed loans. Individual rate quotes depend on your credit score, loan-to-value ratio, loan term, and the lender's own cost of capital. Comparing quotes from multiple lenders is especially important on FHA loans due to varying lender overlays.

What are today's best FHA mortgage rates?

  • Telco Plus Credit Union: 6.44% (FHA loan)
  • Advantage One Credit Union: 6.25% (FHA Fixed-Rate Mortgage)
  • WyHy Federal Credit Union: 6.88% (Purchases and First Mortgage Refinances - 30 year FHA)
  • Popa Federal Credit Union: 6.88% (FHA 30 Year Fixed Rate)
  • Utah First Federal Credit Union: 6.75% (FHA Loan)
FHA Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers across the country. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated: October 12, 2026

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