Best Money Market Rates in Mobile, Alabama - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Mobile, Alabama and the surrounding area money market deposit account rates include TruistTruist736 Hillcrest Rd, Mobile, AL 36695A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, Keesler Federal Credit UnionKeesler Federal Credit Union2540 Old Shell Rd Ste A, Mobile, AL 36607 3033A+5.0 ★Texas Ratio: 3.87% HIMMA Premier at 3.25% APY, Southern Energy Credit UnionSouthern Energy Credit Union150 Saint Joseph St, Mobile, AL 36602 3915A+5.0 ★Texas Ratio: 0.45% Money Market Account at 3.04% APY, Alabama Credit UnionAlabama Credit Union202 Addsco Rd, Mobile, AL 36602 8018A5.0 ★Texas Ratio: 5.87% Daily Money Market Account at 3.03% APY, and Navigator Credit UnionNavigator Credit Union1175 Hillcrest Rd, Mobile, AL 36695A+5.0 ★Texas Ratio: 2.30% Prime Money Market at 3.00% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Mobile has 10 local institutions in our database, with money market rates as high as 3.25% APY from Truist at 736 Hillcrest Rd, Mobile, AL 36695. Use the table below to compare all available offers, including options from institutions serving the broader Alabama area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Mobile, Alabama and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Mobile, Alabama & the Surrounding Area
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
For the first 6 months.
APY*
Monthly Interest Compounded 3 per month
Variable: Prime-3.75%
APY*
APY*
Up to; $100,000 for best yield
Monthly Interest Compounded 3 per month
Monthly Interest Compounded 3 per month
Monthly Interest Compounded 3 per month
Monthly Interest Compounded 3 per month
Tiered rate based on balance.
Annual Percentage Yield (APY) accurate as of 1/1/26. Rates may change at any time. Fees may reduce earnings.
Balance range: $200,000.00 +
$2,500 to $9,999.99
Up To
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Mobile, AL Money Market Rate Trends
Compare local Mobile, AL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alabama high-yield MMA rates fell 0.017 points over the past 7 days to 3.071% APY.
Alabama standard MMA rates rose 0.011 points over the past 7 days to 0.486% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mobile, Alabama money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Mobile, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mobile, Alabama. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Mobile, Alabama
What is a Money Market Account (MMA)?
Are Money Market accounts in Mobile, Alabama safe?
How often do MMA rates change in Mobile, Alabama?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Mobile, Alabama?
Best Money Market Rates in Mobile, Alabama
- Truist
Small Business Money Market Account — 3.25% APY - Keesler Federal Credit Union
HIMMA Premier — 3.25% APY - Southern Energy Credit Union
Money Market Account — 3.04% APY - Alabama Credit Union
Daily Money Market Account — 3.03% APY - Navigator Credit Union
Prime Money Market — 3.00% APY
