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Best Money Market Rates in Brea, California (CA) - May 2026

Current Brea, California and the surrounding area money market deposit account rates include Kinecta Federal Credit UnionKinecta Federal Credit Union1040 E Imperial Hwy Ste F3, Brea, CA 92821A+5.0 ★Texas Ratio: 4.14% Signature Money Market at 3.00% APY, American First Credit UnionAmerican First Credit Union6 Pointe Dr Ste 400, Brea, CA 92821 6322A+5.0 ★Texas Ratio: 2.12% Premium Money Market at 0.25% APY, 1st Northern California Credit Union1st Northern California Credit UnionA+5.0 ★Texas Ratio: 0.24% 1st Class Money Market at 5.39% APY, Noble Federal Credit UnionNoble Federal Credit UnionA+5.0 ★Texas Ratio: 4.58% Reverse Money Market Account at 5.00% APY, and Americas Christian Credit UnionAmericas Christian Credit UnionA+5.0 ★Texas Ratio: 3.60% Corporate Money Market Tier 8 at 4.40% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Brea has 2 local institutions in our database, with money market rates as high as 3.00% APY from Kinecta Federal Credit Union at 1040 E Imperial Hwy Ste F3, Brea, CA 92821. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Brea, California and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Brea, California & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market
3.00%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market (Personal)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market
2.75%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market (Personal)
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market (Personal)
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market
2.50%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market (Personal)
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market
1.75%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market (Personal)
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market
1.00%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
IRA Money Market Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Money Market (Personal & Business)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
IRA Money Market Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Money Market (Personal & Business)
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Money Market (Personal & Business)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

American First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6 Pointe Dr Ste 400, Brea, CA 92821 6322
Premium Money Market
0.25%
$2,500
Rate0.25%
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
IRA Money Market Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

American First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6 Pointe Dr Ste 400, Brea, CA 92821 6322
Premium Money Market
0.20%
$2,500
Rate0.20%
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Money Market (Personal & Business)
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
IRA Money Market Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
IRA Money Market Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Money Market (Personal & Business)
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

American First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6 Pointe Dr Ste 400, Brea, CA 92821 6322
Premium Money Market
0.10%
$2,500
Rate0.10%
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

American First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6 Pointe Dr Ste 400, Brea, CA 92821 6322
Premium Money Market
0.07%
$2,500
Rate0.07%
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market
0.05%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1040 E Imperial Hwy Ste F3, Brea, CA 92821
Signature Money Market (Personal)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1st Class Money Market
5.39%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No min deposit. No min balance.

1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1st Class Money Market Accounts
5.39%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $24,999.99

Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Reverse Money Market Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Reverse Money Market
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Corporate Money Market Tier 8
4.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Redwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Money Market
4.15%
$0
Rate4.07%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Clearpath Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Money Market Special
4.07%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Limited-time offer

Redwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Money Market
4.05%
$0
Rate3.98%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Redwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Money Market
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Diamond Money Market
3.85%
$100
Rate3.78%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Direct Advantage Money Market
3.75%
$500
Rate3.68%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Only new money qualifies for the Business Direct Advantage MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Diamond Money Market
3.70%
$100
Rate3.63%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Jumpstart Money Market
3.65%
$0
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)

Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Money Market Savings Account
3.51%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Minimum balance of $50 required to earn dividend. Fees may reduce earnings.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
3.51%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Balance $50,000 or more

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.42%
Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Access your funds anytime.

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.42%
Money Market Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

New money only

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

New money only

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$15,000+

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Diamond Money Market
3.50%
$100
Rate3.45%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$24,999.01 & Above

Golden Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
money market account
3.38%
$20,000
Rate
Min Deposit$20,000
Min Balance
UpdatedApr 16, 2026
Details

new money

Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.15%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedMay 4, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$24,999.00 & Below

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Brea, California and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Brea, CA Money Market Rate Trends

Compare local Brea, CA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California MMA Trends →
High-Yield MMA — CA Avg
3.423%
Unchanged vs 7 days ago

California high-yield MMA rates currently average 3.423% APY.

Standard MMA — CA Avg
0.063%
Unchanged vs 7 days ago

California standard MMA rates currently average 0.063% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Brea, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Brea, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Brea, California

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in California.

Are Money Market accounts in Brea, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do MMA rates change in Brea, California?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Brea, California?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Brea, California require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Brea, California

Here are some of the highest money market account APYs currently available in Brea, California and the surrounding area:
  • Kinecta Federal Credit Union
    Signature Money Market — 3.00% APY
  • American First Credit Union
    Premium Money Market — 0.25% APY
  • 1st Northern California Credit Union
    1st Class Money Market — 5.39% APY
  • Noble Federal Credit Union
    Reverse Money Market Account — 5.00% APY
  • Americas Christian Credit Union
    Corporate Money Market Tier 8 — 4.40% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Brea, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026