Best Money Market Rates in Fair Oaks, California (CA) - May 2026
Brian McKay
Brian McKay
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Current Fair Oaks, California and the surrounding area money market deposit account rates include SAFE Credit UnionSAFE Credit Union5261 Hazel Ave, Fair Oaks, CA 95628A+5.0 ★Texas Ratio: 2.87% Level Up Money Market at 3.30% APY, Sacramento Credit UnionSacramento Credit Union8100 Madison Ave, Fair Oaks, CA 95628 3756A+5.0 ★Texas Ratio: 0.17% Premium Money Market at 2.53% APY, Heritage Community Credit UnionHeritage Community Credit Union5329 Sunrise Blvd, Fair Oaks, CA 95628 3539A+5.0 ★Texas Ratio: 5.33% Diamond Select Money Market Accounts at 0.70% APY, 1st Northern California Credit Union1st Northern California Credit UnionA+5.0 ★Texas Ratio: 0.24% 1st Class Money Market Accounts at 5.39% APY, and Noble Federal Credit UnionNoble Federal Credit UnionA+5.0 ★Texas Ratio: 4.58% Reverse Money Market at 5.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Fair Oaks has 3 local institutions in our database, with money market rates as high as 3.30% APY from SAFE Credit Union at 5261 Hazel Ave, Fair Oaks, CA 95628. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Fair Oaks, California and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Fair Oaks, California & the Surrounding Area
Introductory APY is limited to one account per tax reporting owner and available to accounts opened by June 30, 2026, who meet the following requirements: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening, 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution), and 3) Maintain a minimum of $2,000 for the first three months from account open date. Once the three-month period has ended, or the balance falls below $2,000, the dividend rate reverts to the standard Level Up Money Market or Business Money Market variable rate in effect at that time. Introductory APY is paid only on the portion of the balance that falls within each specified tier. Monthly fee of $12 waived if average daily balance equals $2,000 or more. Dividends are paid monthly.
with Level Up Money Market.
Qualifying balance up to $2,000.00
Qualifying balance up to $24,999.99
Limited-time offer
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
$24,999.01 & Above
new money
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
$24,999.00 & Below
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fair Oaks, CA Money Market Rate Trends
Compare local Fair Oaks, CA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield MMA rates currently average 3.423% APY.
California standard MMA rates currently average 0.063% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fair Oaks, California money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Fair Oaks, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fair Oaks, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Fair Oaks, California
What is a Money Market Account (MMA)?
Are Money Market accounts in Fair Oaks, California safe?
How often do MMA rates change in Fair Oaks, California?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Fair Oaks, California?
Best Money Market Rates in Fair Oaks, California
- SAFE Credit Union
Level Up Money Market — 3.30% APY - Sacramento Credit Union
Premium Money Market — 2.53% APY - Heritage Community Credit Union
Diamond Select Money Market Accounts — 0.70% APY - 1st Northern California Credit Union
1st Class Money Market Accounts — 5.39% APY - Noble Federal Credit Union
Reverse Money Market — 5.00% APY
