MonitorBankRates
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Best Money Market Rates in Los Angeles, California (CA) - May 2026

Current Los Angeles, California and the surrounding area money market deposit account rates include EverBankEverBank3640 Wilshire Blvd, Los Angeles, CA 90010B4.5 ★Texas Ratio: 20.65% Business Money Market at 3.50% APY, Baxter Credit UnionBaxter Credit Union4501 Colorado Blvd, Los Angeles, CA 90039A5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, Sunflower BankSunflower Bank1888 Century Park E, Los Angeles, CA 90067A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015B4.4 ★Texas Ratio: 21.76% Money Market Plus Account at 3.25% APY, and Kinecta Federal Credit UnionKinecta Federal Credit Union2365 E Century Blvd Ste 3B, Los Angeles, CA 90002A+5.0 ★Texas Ratio: 4.14% Signature Money Market at 3.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Los Angeles has 23 local institutions in our database, with money market rates as high as 3.50% APY from EverBank at 3640 Wilshire Blvd, Los Angeles, CA 90010. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Los Angeles, California and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Los Angeles, California & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
Business Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA 90039
Money Market Special
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA 90039
Money Market Special Intro rate
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$15,000+

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
1888 Century Park E, Los Angeles, CA 90067
Thrive Money Market
3.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$24,999.01 & Above

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
Money Market Plus Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
1888 Century Park E, Los Angeles, CA 90067
Thrive Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$24,999.00 & Below

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market (Personal)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market
3.00%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

Los Angeles Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
1880 Academy Dr, Los Angeles, CA 90012 1001
Preferred Money Market
2.90%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 7, 2026
Details

Available for new deposits only; cannot transfer funds from an existing LAPFCU account

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market (Personal)
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market
2.75%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market
2.50%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market (Personal)
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
Money Market Account Tier 5
2.20%
$500,000
Rate
Min Deposit$500,000
Min Balance
UpdatedMay 6, 2026
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
Money Market Account
2.20%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
Money Market Account Tier 4
2.10%
$250,000
Rate
Min Deposit$250,000
Min Balance
UpdatedMay 6, 2026
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
Money Market Account Tier 3
1.90%
$100,000
Rate
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA 90012
Business Money Market
1.80%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market (Personal)
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market
1.75%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA 90012
Business Money Market
1.70%
$0
Rate1.70%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
3886 Crenshaw Blvd, Los Angeles, CA 90008
Money Market
1.61%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA 90012
Business Money Market
1.60%
$0
Rate1.60%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA 90027
Money Market
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA 90012
Business Money Market
1.50%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA 90012
Business Money Market
1.40%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Business Money Market Savings
1.35%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
Money Market Savings Account
1.25%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 7, 2026
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
Money Market Account Tier 2
1.25%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedMay 6, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA 90039
Money Market Special
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$15,000+

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
Business Money Market
1.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Personal Money Market Savings
1.20%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Money Market
1.20%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
1 Gateway Plz, Los Angeles, CA 90012 3745
Money Market
1.15%
$0
Rate1.15%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
1 Gateway Plz, Los Angeles, CA 90012 3745
IRA Money Market
1.15%
$0
Rate1.15%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
Money Market Savings Account
1.15%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 7, 2026
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
Money Market Savings Account
1.05%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 7, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Business Money Market Savings
1.05%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA 90027
Money Market
1.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

VA Desert Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
11301 Wilshire blvd Bldg 500, Los Angeles, CA 90073 1003
Money Market
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
Money Market Account Tier 1
1.00%
$1,000
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 6, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Personal Money Market Savings
1.00%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market
1.00%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 6, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Money Market
1.00%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Signature Money Market (Personal)
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Business Money Market Savings
0.95%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
Premium Money Market Account
0.90%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA 90012
Regular and Online Money Market (Share Draft)
0.90%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Los Angeles Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
1880 Academy Dr, Los Angeles, CA 90012 1001
Regular Money Market
0.90%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 7, 2026
Details

Available as stand-alone account or part of your Individual Retirement Account

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Money Market
0.90%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Personal Money Market Savings
0.90%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA 90027
Money Market
0.90%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Business Money Market Savings
0.85%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Money Market Accounts
0.85%
$150,000
Rate0.85%
Min Deposit$150,000
Min Balance
UpdatedMay 12, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
Money Market Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Choice Money Market
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
Money Market Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Money Market
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
Money Market Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Choice Money Market
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Money Market
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
Foothill Unity Center Money Market Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
Money Market Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Choice Money Market
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
Money Market Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
Money Market Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
Foothill Unity Center Money Market Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY Money Market
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
725 N Broadway, Los Angeles, CA 90012
Performance Money Market
0.01%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Los Angeles, California and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Los Angeles, CA Money Market Rate Trends

Compare local Los Angeles, CA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California MMA Trends →
High-Yield MMA — CA Avg
3.423%
Unchanged vs 7 days ago

California high-yield MMA rates currently average 3.423% APY.

Standard MMA — CA Avg
0.063%
Unchanged vs 7 days ago

California standard MMA rates currently average 0.063% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Los Angeles, California money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Los Angeles, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Los Angeles, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Los Angeles, California

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in California.

Are Money Market accounts in Los Angeles, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do MMA rates change in Los Angeles, California?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Los Angeles, California?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Los Angeles, California require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Los Angeles, California

Here are some of the highest money market account APYs currently available in Los Angeles, California and the surrounding area:
  • EverBank
    Business Money Market — 3.50% APY
  • Baxter Credit Union
    Money Market Special — 3.50% APY
  • Sunflower Bank
    Thrive Money Market — 3.45% APY
  • UNIFY Financial Federal Credit Union
    Money Market Plus Account — 3.25% APY
  • Kinecta Federal Credit Union
    Signature Money Market — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Los Angeles, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026