Best Money Market Rates in San Diego, California (CA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current San Diego, California and the surrounding area money market deposit account rates include Sunflower BankSunflower Bank13480 Evening Creek Dr N, San Diego, CA 92128A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, Mission Federal Credit UnionMission Federal Credit Union4250 Clairemont Mesa Blvd Ste B, San Diego, CA 92117 2747A+5.0 ★Texas Ratio: 0.89% Ultra Money Market at 2.40% APY, Ohio Healthcare Federal Credit UnionOhio Healthcare Federal Credit Union8985 Balboa Ave, San Diego, CA 92123A+5.0 ★Texas Ratio: 1.11% Money Market at 2.05% APY, Self-Help Federal Credit UnionSelf-Help Federal Credit Union4029 43rd St, San Diego, CA 92105A+5.0 ★Texas Ratio: 2.72% Money Market at 1.61% APY, and San Diego Firefighters Federal Credit UnionSan Diego Firefighters Federal Credit Union4926 La Cuenta Dr, San Diego, CA 92124 2609A+5.0 ★Texas Ratio: 0.97% Money Market at 1.36% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
San Diego has 10 local institutions in our database, with money market rates as high as 3.45% APY from Sunflower Bank at 13480 Evening Creek Dr N, San Diego, CA 92128. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in San Diego, California and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in San Diego, California & the Surrounding Area
$24,999.01 & Above
$24,999.00 & Below
$250,000+
$25,000 - $99,999
$50,000+
$2,500 - $49,999
Qualifying balance up to $24,999.99
Limited-time offer
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Only new money qualifies for the Business Direct Advantage MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)
Balance $50,000 or more
APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Minimum balance of $50 required to earn dividend. Fees may reduce earnings.
$15,000+
New money only
New money only
Access your funds anytime.
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
new money
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
San Diego, CA Money Market Rate Trends
Compare local San Diego, CA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield MMA rates currently average 3.423% APY.
California standard MMA rates currently average 0.063% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our San Diego, California money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for San Diego, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in San Diego, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in San Diego, California
What is a Money Market Account (MMA)?
Are Money Market accounts in San Diego, California safe?
How often do MMA rates change in San Diego, California?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in San Diego, California?
Best Money Market Rates in San Diego, California
- Sunflower Bank
Thrive Money Market — 3.45% APY - Mission Federal Credit Union
Ultra Money Market — 2.40% APY - Ohio Healthcare Federal Credit Union
Money Market — 2.05% APY - Self-Help Federal Credit Union
Money Market — 1.61% APY - San Diego Firefighters Federal Credit Union
Money Market — 1.36% APY
