Current Boulder, Colorado and the surrounding area money market deposit account rates include Premier Members Credit UnionPremier Members Credit Union5505 Arapahoe Ave, Boulder, CO 80303A+5.0 ★Texas Ratio: 4.43% Money Market Including Business and IRA at 4.00% APY, Sunflower BankSunflower Bank1738 Pearl St, Boulder, CO 80302A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, The Huntington National BankThe Huntington National Bank1700 Pearl St, Boulder, CO 80302A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 1.17% Business Money Market Account at 3.00% APY, and Independent Bank Mckinney, TXIndependent Bank Mckinney, TX1300 Walnut St, Boulder, CO 80302A+5.0 ★Texas Ratio: 2.30% Business Money Markets at 0.50% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Boulder has 5 local institutions in our database, with money market rates as high as 4.00% APY from Premier Members Credit Union at 5505 Arapahoe Ave, Boulder, CO 80303. Use the table below to compare all available offers, including options from institutions serving the broader Colorado area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Boulder, Colorado and surrounding area. Last Updated and Verified: June 23, 2026
Tier: $0.00 - $2,000
Tiered balance; $24,999.01 & Above
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Tiered balance; $24,999.00 & Below
$200,000
$100,000
$25,000 - $49,999.99
$50,000
$25,000
$10,000 - $24,999.99
Tier: $5,000.01 - $10,000
Tier: $250,000 and over
Tier: $100,000.01 - $250,000
Tier: $10,000.01 - $50,000
$2,000 - $9,999.99
$0 - $1,999.99
introductory rate
New money only
New money only
For balances of $50,000 or more 3.25% APY*
APY for 6 months
If requirements*** are met, the following rate will apply
Qualifying balance $1,000,000 & Over
Tiered rates based on balance.
Qualifying balance up to $999,999.99
Fees could reduce the earnings on this account. Rates subject to change.
Qualifying balance up to $249,999.99
Tiered rates based on balance.
Tiered rates based on balance.
Fees could reduce the earnings on this account. Rates subject to change.
Balances $250,000 to $499,999
Balances $100,000 to $249,999
Tiered rates based on balance.
Tiered rates based on balance.
Compare local Boulder, CO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado high-yield MMA rates currently average 3.311% APY.
Colorado standard MMA rates rose 0.004 points over the past 7 days to 1.111% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Boulder, Colorado money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Boulder, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Boulder, Colorado. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.