Best Money Market Rates in Boulder, Colorado (CO) - April 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Boulder, Colorado and the surrounding area money market rates include Premier Members Credit UnionPremier Members Credit Union5505 Arapahoe Ave, Boulder, CO 80303A+5.0 ★Texas Ratio: 4.73% Money Market Including Business and IRA at 4.00% APY, The Huntington National BankThe Huntington National Bank1700 Pearl St, Boulder, CO 80302A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% Money Market at 3.75% APY, Golden Belt Bank, FSAGolden Belt Bank, FSAA5.0 ★Texas Ratio: 6.19% Business Money Market at 3.67% APY, and Academy BankAcademy BankA+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.
Boulder has 5 local institutions in our database, with money market rates as high as 4.00% APY from Premier Members Credit Union at 5505 Arapahoe Ave, Boulder, CO 80303. Use the table below to compare all available offers, including options from institutions serving the broader Colorado area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Boulder, Colorado and surrounding area. Last Updated and Verified: April 22, 2026
Compare the Best Money Market Rates Today in Boulder, Colorado & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Reverse Tiered Money Market 101
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Money Market Including Business and IRA
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
1700 Pearl St, Boulder, CO 80302
High-Yield Money Market
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Earn between 3.20%-3.82% APY based on your zip code; Minimum of $25,000 not currently deposited at Huntington.
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
1738 Pearl St, Boulder, CO 80302
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Qualifying balance $24,999.01 & Above
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
1700 Pearl St, Boulder, CO 80302
Huntington Relationship Money Market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
1738 Pearl St, Boulder, CO 80302
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Qualifying balance $24,999.00 & Below
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Business Money Market Account and up
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$1,000,000
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Flex Tier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Business Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$500,000 - $999,999.99
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Jumbo Money Market Including Business and IRA
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Jumbo Money Market Including Business and IRA
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Money Market Savings Accounts Jumbo
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Money Market Options Jumbo
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Business Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$250,000 - $499,999.99
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1300 Walnut St, Boulder, CO 80302
Business Money Markets
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1300 Walnut St, Boulder, CO 80302
Business Money Markets
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1300 Walnut St, Boulder, CO 80302
Business Money Markets
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1300 Walnut St, Boulder, CO 80302
Business Money Markets
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1300 Walnut St, Boulder, CO 80302
Business Money Markets
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1300 Walnut St, Boulder, CO 80302
Business Money Markets
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
New money only
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
New money only
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
3.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$1,000,000.00 and up
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
APY introductory rate for 6 months*
Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Best in Show Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
Premier Money Market Account
3.25%
$10,000
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
Business Premier Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Best in Show Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Money Market Select
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
If requirements*** are met, the following rate will apply
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
Business Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Regular MM
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Mile High Money Market Accounts Fifth Tier
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
Premier Money Market Account
2.70%
$10,000
▼
Rate2.66%
Min Deposit$10,000
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
Member Money Market Account
2.70%
$1,000
▼
Rate2.66%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
Business Premier Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Money Market Max
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
as high as
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
Business Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Money Market
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedApr 18, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Mile High Money Market Accounts Fourth Tier
2.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
Business Money Market Account
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
Money Market Account
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
Member Money Market Account
2.35%
$1,000
▼
Rate2.32%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$500,000.00 - $999,999.99
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
IRA Money Market Account
2.33%
$200,000
▼
Rate2.30%
Min Deposit$200,000
Min Balance—
UpdatedApr 18, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
IRA Money Market Account
2.28%
$100,000
▼
Rate2.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 18, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
Business Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying balance up to $50,000.00
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
As high as
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Money Market Account
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Mile High Money Market Accounts Third Tier
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Qualifying balance up to $999,999.99
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Money Market Account
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
Money Market Account
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
IRA Money Market Account
2.12%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 18, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Consumer or Business Tiered Money Market
2.02%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
$250,000.00 & Above
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Money Market Tier 3
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Public Funds Money Market
1.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
1.76%
$10
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Qualifying balance up to $249,999.99
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$250,000.00 - $499,999.99
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
1.51%
$10
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Public Funds Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Business Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Personal Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate1.35%
Min Deposit$1
Min Balance—
UpdatedApr 17, 2026
Details
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Business Money Market
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Personal Money Market
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$100,000.00 - $249,999.99
Rate1.14%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Business Money Market
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Boulder, Colorado and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Boulder, CO Money Market Rate Trends
Compare local Boulder, CO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — CO Avg
3.457%
▼ 0.008 vs 7 days ago
Colorado high-yield MMA rates fell 0.008 points over the past 7 days to 3.457% APY.
Standard MMA — CO Avg
1.066%
▲ 0.159 vs 7 days ago
Colorado standard MMA rates rose 0.159 points over the past 7 days to 1.066% APY.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Boulder, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Boulder, Colorado. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Boulder, Colorado
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Colorado.
Are Money Market accounts in Boulder, Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do MMA rates change in Boulder, Colorado?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Boulder, Colorado
Here are some of the highest money market account APYs currently available in Boulder, Colorado and the surrounding area:
- Premier Members Credit Union
Money Market Including Business and IRA — 4.00% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY - Together Credit Union
Money Market — 3.75% APY - Golden Belt Bank, FSA
Business Money Market — 3.67% APY - Academy Bank
Premier Money Market — 3.65% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Boulder, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026
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