Best Money Market Rates in Delaware (DE) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Delaware money market deposit account rates include Citizens BankCitizens Bank7 W Glenwood Ave, Smyrna, DE 19977A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Fulton BankFulton Bank21035 Dupont Blvd, Georgetown, DE 19947A+5.0 ★Texas Ratio: 4.98% Money Market New Money at 3.55% APY, Sun East Federal Credit UnionSun East Federal Credit UnionConcord Gallery Shopping Center, Wilmington, DE 19803A5.0 ★Texas Ratio: 9.14% Grow Business Money Market Account - New Money Only at 3.20% APY, Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)7 Commerce St, Harrington, DE 19952A+5.0 ★Texas Ratio: 3.24% High-Yield Money Market at 3.00% APY, and Eagle One Federal Credit UnionEagle One Federal Credit Union3301 Philadelphia Pike, Claymont, DE 19703A5.0 ★Texas Ratio: 13.26% Money Market at 2.60% APY. Money market rates as of May 7, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Delaware side-by-side. Delaware money market rates currently reach as high as 3.75% APY from Citizens Bank at 7 W Glenwood Ave, Smyrna, DE 19977. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Delaware and surrounding area. Last Updated and Verified: May 7, 2026
Compare the Best Money Market Rates Today in Delaware
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7 W Glenwood Ave, Smyrna, DE 19977
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7 W Glenwood Ave, Smyrna, DE 19977
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Money Market New Money
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
minimum new money deposit of $10,000.
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Grow Business Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Grow Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
GROW Money Market Account
3.20%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
7 Commerce St, Harrington, DE 19952
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $100,000.00
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Premier Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
1.64%
$0
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
1.60%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Gold Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
1.40%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
700 N Bedford St, Georgetown, DE 19947
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Business Money Market Account
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Gold Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
0.94%
$0
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Performance Money Market Account
0.90%
$2,500
▼
Rate0.90%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
and over
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Business Money Market Account
0.85%
$2,500
▼
Rate0.85%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
0.80%
$0
▼
Rate0.79%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Performance Money Market Account
0.75%
$2,500
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Gold Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Business Money Market Account
0.70%
$2,500
▼
Rate0.70%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
0.70%
$0
▼
Rate0.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
Money Market
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Performance Money Market Account
0.60%
$2,500
▼
Rate0.60%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Business Money Market Account
0.50%
$2,500
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
700 N Bedford St, Georgetown, DE 19947
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Gold Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
Money Market
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Performance Money Market Account
0.40%
$2,500
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
IRA Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
Money Market
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
Money Market Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Business Money Market Account
0.30%
$2,500
▼
Rate0.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★ Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
Regular/E Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
Money Market Account
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
Money Market
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
Money Market Account
0.15%
$1,000
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7 W Glenwood Ave, Smyrna, DE 19977
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Money Market Statement Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
Money Market Account
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Money Market Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
Money Market Account
0.05%
$1,000
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7 W Glenwood Ave, Smyrna, DE 19977
Citizens Quest® Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Money Market Account
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7 W Glenwood Ave, Smyrna, DE 19977
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Money Market Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Premier Money Market Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Below $5,000.00
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Delaware and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Delaware Money Market Rate Trends
Compare local Delaware money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — DE Avg
3.329%
Unchanged vs 7 days ago
Delaware high-yield MMA rates currently average 3.329% APY.
Standard MMA — DE Avg
0.508%
▲ 0.014 vs 7 days ago
Delaware standard MMA rates rose 0.014 points over the past 7 days to 0.508% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Delaware. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Delaware
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Delaware.
Are Money Market accounts in Delaware safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Delaware up to $250,000 per depositor, per institution.
How often do MMA rates change in Delaware?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Delaware rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Delaware?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Delaware require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Delaware
Here are some of the highest money market account APYs currently available in Delaware:
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Fulton Bank
Money Market New Money — 3.55% APY - Sun East Federal Credit Union
Grow Business Money Market Account - New Money Only — 3.20% APY - Wilmington Savings Fund Society (WSFS)
High-Yield Money Market — 3.00% APY - Eagle One Federal Credit Union
Money Market — 2.60% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Delaware. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 7, 2026
Cities in Delaware
Rate Assistant
MonitorBankRates.com · Live Data
Try asking